Senior Consultant, Compliance - Cards and Real Estate Secured Lending
Top Benefits
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
CIBC.com
What you’ll be doing
The Compliance Department provides timely and proactive advice and independent oversight of CIBC’s compliance with applicable regulatory requirements. Together with the businesses, the Compliance Department works to manage and mitigate regulatory risk.
As a Sr. Consultant, Compliance - Cards and Real Estate Lending you will report to the Senior Director Cards and Real Estate Secured Lending. The position of the Senior Consultant, Compliance - Cards and Real Estate Secured Lending provides specialized advice, independent monitoring and oversight regarding regulatory compliance for Canadian Banking Retail Compliance for the Credit Cards and Real Estate Secured Lending. Together with the businesses, the Sr. Consultant works to manage and mitigate regulatory risk, primarily but not exclusively, in support of CIBC’s Regulatory Compliance Management (RCM) activities.
At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote.
How you’ll succeed
- Compliance Oversight – You will lead the assessment of new products, services and business initiatives, advising on mitigating controls (including policies/procedures) necessary to address regulatory risks, risk assessment and communication of changing regulatory requirements, effective and timely reporting of regulatory compliance risks and issues, establishing an appropriate regulatory compliance culture and supporting the business in achieving its strategic objectives.
- Regulatory Oversight – You will analyze new and pending laws, regulations and industry commitments that affect areas of responsibility ensuring that relevant issues and organizational risks are identified and raised for consideration by management. You will also provide advice, recommendations and assistance in developing policies, procedures, training, and communications to ensure compliance.
- Issues Resolution Management – You will oversee the satisfactory resolution of complex regulatory compliance issues, with significant product or business implications, such as implementation of new client disclosure requirements, action plans to address a procedural non-compliance issues identified by external regulators, etc. Ensure that all significant compliance issues, such as deficiencies or regulatory risks are reported to the Senior Director, the VP Compliance, the Chief Compliance Officer and senior management, as appropriate.
- Risk Assessment – You will conduct risk assessments, including creating and updating Regulatory Group Topics (RGTs), in accordance with the RCM Policy and consult the current RCM library to derive insights and identify opportunities to enhance and strengthen oversight and risk mitigation of provincial regulatory obligations applying to the bank that affect areas of responsibility.
Who you are
- You can demonstrate 4 to 7 years of work experience in financial industry, banking or related disciplines. It’s an asset if you have knowledge or experience with compliance and regulatory oversight and risk management.
- Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. It’s an asset if you have knowledge of regulatory/compliance policies, procedures and methodologies, sufficient to draft strategies and provide leadership in resolving regulatory compliance issues or experience in Audit, Internal Control, Legal or Compliance for a financial institution.
- You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results.
- You're passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity.
- You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise.
- Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
#LI-TA
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.
-
We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.
-
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
-
Subject to program terms and conditions
What you need to know
-
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
-
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
-
We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Expected End Date
2025-10-31
Job Location
Toronto-81 Bay, 31st Floor
Employment Type
Regular
Weekly Hours
37.5
Skills
Quality Assurance Review, Quality Investigations, Regulatory Compliance, Regulatory Requirements, Risk Assessments, Strategic Objectives
About CIBC
CIBC is here to help all our clients reach their goals.
We know the importance of reliable financial products and services, and we’re dedicated to providing them in a way that lets you bank however you want, whenever you want.
With innovative tools designed around your priorities and a team fully focused on your success, you’ll get the insights you need to get even closer to achieving your goals.
This culture of innovation and shared values of trust, teamwork and accountability are why we’ve been named a top employer in Canada. They’re also why a career at CIBC is more than a job—it’s an opportunity to grow and work alongside some of the brightest in Canada.
La Banque CIBC est là pour aider tous nos clients à atteindre leurs objectifs.
Nous connaissons l'importance de produits et services financiers fiables, et nous nous engageons à les fournir d'une manière qui vous permette d'effectuer vos opérations bancaires comme vous le souhaitez, quand vous le souhaitez.
Avec des outils innovants conçus autour de vos priorités et une équipe entièrement centrée sur votre réussite, vous obtiendrez les informations dont vous avez besoin pour vous rapprocher encore plus de vos objectifs.
Cette culture de l'innovation et les valeurs partagées de confiance, de travail d'équipe et de responsabilité sont la raison pour laquelle nous avons été nommés l'un des meilleurs employeurs au Canada. C'est aussi pourquoi une carrière à la Banque CIBC est plus qu'un emploi : c'est une occasion de grandir et de travailler aux côtés de certaines des personnes plus brillantes au Canada.
Senior Consultant, Compliance - Cards and Real Estate Secured Lending
Top Benefits
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
CIBC.com
What you’ll be doing
The Compliance Department provides timely and proactive advice and independent oversight of CIBC’s compliance with applicable regulatory requirements. Together with the businesses, the Compliance Department works to manage and mitigate regulatory risk.
As a Sr. Consultant, Compliance - Cards and Real Estate Lending you will report to the Senior Director Cards and Real Estate Secured Lending. The position of the Senior Consultant, Compliance - Cards and Real Estate Secured Lending provides specialized advice, independent monitoring and oversight regarding regulatory compliance for Canadian Banking Retail Compliance for the Credit Cards and Real Estate Secured Lending. Together with the businesses, the Sr. Consultant works to manage and mitigate regulatory risk, primarily but not exclusively, in support of CIBC’s Regulatory Compliance Management (RCM) activities.
At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote.
How you’ll succeed
- Compliance Oversight – You will lead the assessment of new products, services and business initiatives, advising on mitigating controls (including policies/procedures) necessary to address regulatory risks, risk assessment and communication of changing regulatory requirements, effective and timely reporting of regulatory compliance risks and issues, establishing an appropriate regulatory compliance culture and supporting the business in achieving its strategic objectives.
- Regulatory Oversight – You will analyze new and pending laws, regulations and industry commitments that affect areas of responsibility ensuring that relevant issues and organizational risks are identified and raised for consideration by management. You will also provide advice, recommendations and assistance in developing policies, procedures, training, and communications to ensure compliance.
- Issues Resolution Management – You will oversee the satisfactory resolution of complex regulatory compliance issues, with significant product or business implications, such as implementation of new client disclosure requirements, action plans to address a procedural non-compliance issues identified by external regulators, etc. Ensure that all significant compliance issues, such as deficiencies or regulatory risks are reported to the Senior Director, the VP Compliance, the Chief Compliance Officer and senior management, as appropriate.
- Risk Assessment – You will conduct risk assessments, including creating and updating Regulatory Group Topics (RGTs), in accordance with the RCM Policy and consult the current RCM library to derive insights and identify opportunities to enhance and strengthen oversight and risk mitigation of provincial regulatory obligations applying to the bank that affect areas of responsibility.
Who you are
- You can demonstrate 4 to 7 years of work experience in financial industry, banking or related disciplines. It’s an asset if you have knowledge or experience with compliance and regulatory oversight and risk management.
- Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. It’s an asset if you have knowledge of regulatory/compliance policies, procedures and methodologies, sufficient to draft strategies and provide leadership in resolving regulatory compliance issues or experience in Audit, Internal Control, Legal or Compliance for a financial institution.
- You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results.
- You're passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity.
- You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise.
- Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
#LI-TA
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.
-
We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.
-
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
-
Subject to program terms and conditions
What you need to know
-
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
-
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit
-
We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Expected End Date
2025-10-31
Job Location
Toronto-81 Bay, 31st Floor
Employment Type
Regular
Weekly Hours
37.5
Skills
Quality Assurance Review, Quality Investigations, Regulatory Compliance, Regulatory Requirements, Risk Assessments, Strategic Objectives
About CIBC
CIBC is here to help all our clients reach their goals.
We know the importance of reliable financial products and services, and we’re dedicated to providing them in a way that lets you bank however you want, whenever you want.
With innovative tools designed around your priorities and a team fully focused on your success, you’ll get the insights you need to get even closer to achieving your goals.
This culture of innovation and shared values of trust, teamwork and accountability are why we’ve been named a top employer in Canada. They’re also why a career at CIBC is more than a job—it’s an opportunity to grow and work alongside some of the brightest in Canada.
La Banque CIBC est là pour aider tous nos clients à atteindre leurs objectifs.
Nous connaissons l'importance de produits et services financiers fiables, et nous nous engageons à les fournir d'une manière qui vous permette d'effectuer vos opérations bancaires comme vous le souhaitez, quand vous le souhaitez.
Avec des outils innovants conçus autour de vos priorités et une équipe entièrement centrée sur votre réussite, vous obtiendrez les informations dont vous avez besoin pour vous rapprocher encore plus de vos objectifs.
Cette culture de l'innovation et les valeurs partagées de confiance, de travail d'équipe et de responsabilité sont la raison pour laquelle nous avons été nommés l'un des meilleurs employeurs au Canada. C'est aussi pourquoi une carrière à la Banque CIBC est plus qu'un emploi : c'est une occasion de grandir et de travailler aux côtés de certaines des personnes plus brillantes au Canada.