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Mortgage Underwriter – Full-Time (In-Office)

Calgary, Alberta, Canada
Mid Level
Full-Time

About the role

Join the AKAL Mortgages Team

AKAL Mortgages is a growing national mortgage brokerage committed to excellence, collaboration, and empowering our team to deliver exceptional mortgage solutions for our clients and partners. We are looking for a Mortgage Underwriter to join our growing Calgary office. This is a full-time, in-office position offering an exciting opportunity to be part of a dynamic team that values professionalism, accountability, continuous learning, and operational excellence. If you are detail-oriented, have strong mortgage underwriting knowledge, and thrive in a fast-paced environment, we would love to hear from you.

Key Responsibilities Review, analyze, and underwrite residential mortgage applications from submission through approval. Assess borrower profiles, income documentation, credit history, assets, liabilities, and overall risk. Review mortgage files to ensure completeness, accuracy, and compliance with lender and regulatory requirements. Apply lending policies, guidelines, and underwriting principles to make sound lending decisions. Identify potential risks and provide solutions to strengthen applications. Communicate effectively with mortgage professionals, lenders, and internal teams throughout the underwriting process. Prepare clear underwriting notes, conditions, and recommendations. Maintain accurate records and ensure timely file turnaround. Stay updated on mortgage guidelines, industry trends, and lending policies. Support a collaborative team environment focused on delivering an exceptional client experience.

Required Qualifications Minimum 2+ years of experience in mortgage underwriting, mortgage lending, or a related financial services role. Strong understanding of residential mortgage products, lending guidelines, and documentation requirements. Knowledge of Canadian mortgage regulations, compliance standards, and risk assessment practices. Excellent analytical skills with strong attention to detail. Ability to manage multiple files and priorities in a fast-paced environment. Strong written and verbal communication skills. Proficiency with mortgage origination systems and Microsoft Office applications. Ability to work independently while contributing positively to a team environment.

Preferred Experience Previous experience in underwriting Canadian residential mortgages. Experience working with A-lenders, alternative lenders, and private lending solutions. Familiarity with mortgage underwriting platforms and brokerage workflows. Experience reviewing complex income scenarios, self-employed borrowers, and non-traditional files. Mortgage industry certifications or related financial services education are considered an asset.

Why Join AKAL Mortgages? Be part of a rapidly growing national mortgage organization. Work alongside an experienced and supportive team of mortgage professionals. Opportunity for career growth and professional development. Join a culture built on collaboration, innovation, and excellence. Be part of a company where training, teamwork, and success are at the core of what we do.

Location: Calgary, Alberta Employment Type: Full-Time, In-Office

If you are passionate about mortgage underwriting and want to be part of a high-performing team, we invite you to apply and grow with AKAL Mortgages.

About AKAL Mortgages Inc.

Financial Services
201-500 employees
Founded in 2007

Trusted by Brokers. Chosen by Canadians.™

AKAL Mortgages Inc. proudly operates in Ontario, British Columbia, Alberta, Saskatchewan, and Nova Scotia, delivering trusted mortgage solutions from coast to coast. With a growing footprint and a deep commitment to local communities, AKAL is redefining what it means to be a national mortgage platform.

We are more than a brokerage—we are a collaborative ecosystem where mortgage professionals grow, lead, and thrive. Built on a foundation of trust, integrity, and excellence, AKAL Mortgages Inc. has earned its reputation as one of Canada’s most respected mortgage brokerages.

Our mission is to empower mortgage professionals with industry-leading tools, unwavering support, and competitive advantages that drive growth and deliver outstanding client experiences. At AKAL, brokers are not only equipped for success—they are part of a dynamic community that values innovation, shared knowledge, and long-term partnership.

With our promise—“When We Say YES! We Stand Behind Our Promise.™®”—we uphold every commitment with integrity, accountability, and a passion for service. Whether you're a client on the path to homeownership or a broker looking to elevate your business, AKAL Mortgages Inc. is where ambition meets opportunity.

Guided by our core values—Integrity, Commitment, Passion, Accountability, and Service—we continue to lead with collaboration and build a legacy of trust, one mortgage at a time.

ON Lic # 10845 | SK Lic # 514018 | NS Lic # 3000827 | Independently owned and operated

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