About the role
CanCap Group Inc. (“CanCap”) is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. CanCap works with Automobile Dealer Partners to help clients finance the purchase of new and used vehicles.
When it comes to our customers, partners, and each other, we are always motivated by doing the “right thing”. We are always looking to find the best people and the right methods that allow us to meet this goal and look to the future for growth.
What your day could look like: Reporting to the Income and Funding Manager, a Income Analyst plays an essential role in mitigating risk by verifying and validating consumer information specific to their affordability to repay this loan. This includes:
- Income Queues: Review and assess submitted income verification documentation for authenticity and capacity to service requested loan.
- Trustee Calls/Creditor Package Reviews
- Income Inbox – monitor for received documents, rush requests and inquiries (as assigned)
- Phone Calls – handle inbound calls from Dealers and Employers, as well as make outbound calls to applicant employers.
- Portal Notes – should be responded to as encountered while working through files, or on files that are forwarded to the income inbox by Credit (Credit/Inside Sales are responsible to monitor notes). Sending updates to Dealers as needed regarding the progress on the income verification.
- Referrals – Should be reviewed and addressed as received (or when assigned)
- Index faxes as needed
What you bring:
- One to three years income verification. An ideal for a candidate in early career stages.
- Investigative nature with an appetite to find the truth.
- Strong attention to detail and easily picks out inconsistencies.
- Analytical and comfortable with math.
- Ability to juggle competing priorities with a sense of urgency.
- Outstanding ability build rapport over the telephone.
- A commitment to exceptional customer service.
- Motivation and drive towards continuous learning and growth within your role and the company.
- Dependability and self-motivation.
- Upbeat and results-oriented team contributions.
Next Steps
Adding to our team is one of the important steps that happens in our business. We’ve taken time to be purposeful and thoughtful with this job posting. Please take time to do the same with your application. Help us understand how you see your work experience as relatable to this job posting. Help us understand how you would be a great addition to our team.
Diversity and Inclusion
AutoCapital Canada is an equal opportunity employers and value diversity. We are committed to building and evolving a team reflecting a variety of backgrounds, perspectives, and skills.
Thank you to all interested applicants. Only candidates who possess the experience, skills, and qualifications outlined above will be contacted for next steps in the hiring process.
Not the right fit? Search for Income Analyst jobs in Mississauga, ON
About CanCap Group Inc.
We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. We are a company of innovators: we learn from each other, respect each other, and create together. We strive to inspire our customers by continually understanding them, meeting their needs, and keeping them happily surprised. And we always do so with integrity.
Nous gérons tout un cycle de vie de la créance financière, de l'adjudication de crédit à l'administration des contrats, au service à la clientèle, à la gestion des défauts et aux recouvrements après imputation. Nous sommes une entreprise d'innovateurs: nous apprenons mutuellement, nous nous respectons et créons ensemble. Nous nous efforçons d'inspirer nos clients en les écoutant, en répondant à leurs besoins et en les gardant agréablement surpris. Et nous le faisons toujours avec intégrité.
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About the role
CanCap Group Inc. (“CanCap”) is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. CanCap works with Automobile Dealer Partners to help clients finance the purchase of new and used vehicles.
When it comes to our customers, partners, and each other, we are always motivated by doing the “right thing”. We are always looking to find the best people and the right methods that allow us to meet this goal and look to the future for growth.
What your day could look like: Reporting to the Income and Funding Manager, a Income Analyst plays an essential role in mitigating risk by verifying and validating consumer information specific to their affordability to repay this loan. This includes:
- Income Queues: Review and assess submitted income verification documentation for authenticity and capacity to service requested loan.
- Trustee Calls/Creditor Package Reviews
- Income Inbox – monitor for received documents, rush requests and inquiries (as assigned)
- Phone Calls – handle inbound calls from Dealers and Employers, as well as make outbound calls to applicant employers.
- Portal Notes – should be responded to as encountered while working through files, or on files that are forwarded to the income inbox by Credit (Credit/Inside Sales are responsible to monitor notes). Sending updates to Dealers as needed regarding the progress on the income verification.
- Referrals – Should be reviewed and addressed as received (or when assigned)
- Index faxes as needed
What you bring:
- One to three years income verification. An ideal for a candidate in early career stages.
- Investigative nature with an appetite to find the truth.
- Strong attention to detail and easily picks out inconsistencies.
- Analytical and comfortable with math.
- Ability to juggle competing priorities with a sense of urgency.
- Outstanding ability build rapport over the telephone.
- A commitment to exceptional customer service.
- Motivation and drive towards continuous learning and growth within your role and the company.
- Dependability and self-motivation.
- Upbeat and results-oriented team contributions.
Next Steps
Adding to our team is one of the important steps that happens in our business. We’ve taken time to be purposeful and thoughtful with this job posting. Please take time to do the same with your application. Help us understand how you see your work experience as relatable to this job posting. Help us understand how you would be a great addition to our team.
Diversity and Inclusion
AutoCapital Canada is an equal opportunity employers and value diversity. We are committed to building and evolving a team reflecting a variety of backgrounds, perspectives, and skills.
Thank you to all interested applicants. Only candidates who possess the experience, skills, and qualifications outlined above will be contacted for next steps in the hiring process.
Not the right fit? Search for Income Analyst jobs in Mississauga, ON
About CanCap Group Inc.
We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. We are a company of innovators: we learn from each other, respect each other, and create together. We strive to inspire our customers by continually understanding them, meeting their needs, and keeping them happily surprised. And we always do so with integrity.
Nous gérons tout un cycle de vie de la créance financière, de l'adjudication de crédit à l'administration des contrats, au service à la clientèle, à la gestion des défauts et aux recouvrements après imputation. Nous sommes une entreprise d'innovateurs: nous apprenons mutuellement, nous nous respectons et créons ensemble. Nous nous efforçons d'inspirer nos clients en les écoutant, en répondant à leurs besoins et en les gardant agréablement surpris. Et nous le faisons toujours avec intégrité.