Senior Analyst, Credit Strategy
Top Benefits
About the role
Application Deadline: 12/15/2025
Address: 33 Dundas Street West
Job Family Group: Audit, Risk & Compliance
Role Overview
Join a high-impact team where data meets business strategy. As a Senior
Analyst on the Credit Strategy team, you will be designing and optimizing
credit risk strategies that drive performance across a major retail portfolio.
Your insights will directly influence decision-making, risk appetite, and
business outcomes. This is a unique opportunity to blend analytical rigor with
strategic thinking in a collaborative, fast-paced environment.
At BMO, we’re more than a bank—we’re a purpose-driven organization committed to Boldly Grow the Good in business and life. As one of North America’s top ten banks, we foster an inclusive, high-performing culture built on integrity, empathy, and innovation. Our Employee Value Proposition centers on personalized career development, competitive rewards, and holistic well- being—mental, physical, social, and financial. We empower our people to shape their future through continuous learning, flexible work arrangements, and vibrant Employee Resource Groups.
Key Responsibilities
- Leverage advanced analytics and business rules to build and refine credit decision strategies that balance growth and risk.
- Analyze performance trends, uncover emerging risks, and summarize statistical findings to support decision-making.
- Develop intuitive dashboards and reports that translate complex data into actionable business intelligence for stakeholders.
- Partner with teams in systems, finance, product, and risk to align strategy execution
- Respond to ad hoc requests with precision and speed, helping leaders make informed decisions.
- Participate in validation testing and change management to ensure strategies align with enterprise risk appetite.
- Support documentation preparation for audits, reviews, and governance forums.
- Monitor market dynamics, emerging credit trends to keep strategies future-ready.
- Proactively explore new data, seek innovative approaches to strategy development, to refine and evolve your thinking.
Qualifications
- Graduate degree in Economics, Business Management, Engineering, Mathematics, Finance, Data Science, or a related field; advanced degree preferred.
- Experience in credit risk, analytics, or a related discipline is preferred
- Proficiency in data tools and programming languages such as SAS, SQL, Python, or R.
- Strong understanding of credit products and risk management principles.
- Exceptional communication skills and a collaborative mindset.
- Ability to manage multiple priorities independently in a dynamic environment.
What we Offer
- Your work will directly shape credit decisions for a critical business segment.
- Be part of a team that values curiosity, creativity, and continuous improvement.
- Work with passionate professionals who support each other and celebrate success.
- Gain exposure to senior leaders and strategic initiatives that fast-track your development.
About Desjardins
Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.
Senior Analyst, Credit Strategy
Top Benefits
About the role
Application Deadline: 12/15/2025
Address: 33 Dundas Street West
Job Family Group: Audit, Risk & Compliance
Role Overview
Join a high-impact team where data meets business strategy. As a Senior
Analyst on the Credit Strategy team, you will be designing and optimizing
credit risk strategies that drive performance across a major retail portfolio.
Your insights will directly influence decision-making, risk appetite, and
business outcomes. This is a unique opportunity to blend analytical rigor with
strategic thinking in a collaborative, fast-paced environment.
At BMO, we’re more than a bank—we’re a purpose-driven organization committed to Boldly Grow the Good in business and life. As one of North America’s top ten banks, we foster an inclusive, high-performing culture built on integrity, empathy, and innovation. Our Employee Value Proposition centers on personalized career development, competitive rewards, and holistic well- being—mental, physical, social, and financial. We empower our people to shape their future through continuous learning, flexible work arrangements, and vibrant Employee Resource Groups.
Key Responsibilities
- Leverage advanced analytics and business rules to build and refine credit decision strategies that balance growth and risk.
- Analyze performance trends, uncover emerging risks, and summarize statistical findings to support decision-making.
- Develop intuitive dashboards and reports that translate complex data into actionable business intelligence for stakeholders.
- Partner with teams in systems, finance, product, and risk to align strategy execution
- Respond to ad hoc requests with precision and speed, helping leaders make informed decisions.
- Participate in validation testing and change management to ensure strategies align with enterprise risk appetite.
- Support documentation preparation for audits, reviews, and governance forums.
- Monitor market dynamics, emerging credit trends to keep strategies future-ready.
- Proactively explore new data, seek innovative approaches to strategy development, to refine and evolve your thinking.
Qualifications
- Graduate degree in Economics, Business Management, Engineering, Mathematics, Finance, Data Science, or a related field; advanced degree preferred.
- Experience in credit risk, analytics, or a related discipline is preferred
- Proficiency in data tools and programming languages such as SAS, SQL, Python, or R.
- Strong understanding of credit products and risk management principles.
- Exceptional communication skills and a collaborative mindset.
- Ability to manage multiple priorities independently in a dynamic environment.
What we Offer
- Your work will directly shape credit decisions for a critical business segment.
- Be part of a team that values curiosity, creativity, and continuous improvement.
- Work with passionate professionals who support each other and celebrate success.
- Gain exposure to senior leaders and strategic initiatives that fast-track your development.
About Desjardins
Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.