Associate Director, Special Loans
About the role
Associate Director, Special Loans
Please send CV and Cover Letter with your email.
Position Date:
2025-08-28
Title:
Associate Director, Special Loans
Status:
Full-Time
Salary:
Commensurate with experience
Reports to:
Manager, Loan Funding and Administration
Position Summary
We are seeking an experienced Associate Director, Special Loans to join our real estate finance team. This role is pivotal in managing distressed loans, safeguarding investor capital, and minimizing risks across a diverse commercial real estate portfolio. The ideal candidate brings deep expertise in workouts and restructuring, strong financial acumen, and the ability to navigate complex stakeholder dynamics with confidence.
Key Responsibilities
- Loan Restructuring & Workout: Lead restructuring efforts for troubled loans, develop customized workout strategies, and negotiate directly with borrowers and stakeholders to maximize recovery outcomes.
- Loan Transaction Analysis: Perform in-depth analysis of borrower financials, collateral, market conditions, and economic trends to identify risks and opportunities.
- Portfolio Oversight: Support senior management with portfolio-level analysis, including stress testing, concentration reviews, and market risk reporting.
- Stakeholder Management: Collaborate closely with internal teams (finance, credit / syndication, relationship management), borrowers, investors, and external professionals such as legal counsel, appraisers, and brokers.
- Regulatory & Compliance: Ensure all recovery strategies comply with legal, regulatory, and investor requirements while incorporating industry best practices.
- Knowledge Sharing & Team Development: Mentor colleagues by highlighting early warning signals in the lending process and conducting structured debriefs on loan workout outcomes.
Qualifications
- Proven experience managing distressed or special loans, ideally within the Canadian commercial real estate sector.
- Advanced financial analysis and risk assessment skills with strong command of loan structuring concepts.
- Track record of negotiating complex transactions and driving successful outcomes with diverse stakeholders.
- Excellent communication, presentation, and relationship-building skills.
- Strong business judgment, resilience, and ability to perform under pressure.
If you are interested in joining a growing firm with a real entrepreneurial spirit, please apply online at https://cameronstephens.com/careers/
While we appreciate your interest in applying, only those candidates whose skills and qualifications closely match the requirements of the position will be contacted. All candidates considered for hire must successfully pass a criminal, education, and credit background checks to qualify for hire.
We are committed to providing equal opportunities for persons with disabilities. Accommodations are available at all stages of the recruitment process, at the candidate’s request.
About Cameron Stephens Mortgage Capital
As a non-bank lender, our mission is to underwrite and manage commercial mortgage investments that deliver fair, appropriate solutions to our borrowers and first-class asset management to our investors.
Our solid underwriting strategies are based on our in-depth knowledge of real estate values, prudent lending practices, and regular monitoring of each loan's performance.
Each Cameron Stephens deal is subject to rigorous analysis that includes independent property inspections and appraisals; cost consultancy; environmental, legal and insurance counsel; and a clearly-defined exit strategy.
CURRENT PORTFOLIO IS NOW OVER $1.3 BILLION
20% of this portfolio is invested in private or mezzanine debt. Interest rates range from Prime+1% to 15%. The other 80% is invested with institutional investors at conventional spreads over Bank Prime or Canada Bonds.
#Financing #realestate #brokerage #mortgage
Associate Director, Special Loans
About the role
Associate Director, Special Loans
Please send CV and Cover Letter with your email.
Position Date:
2025-08-28
Title:
Associate Director, Special Loans
Status:
Full-Time
Salary:
Commensurate with experience
Reports to:
Manager, Loan Funding and Administration
Position Summary
We are seeking an experienced Associate Director, Special Loans to join our real estate finance team. This role is pivotal in managing distressed loans, safeguarding investor capital, and minimizing risks across a diverse commercial real estate portfolio. The ideal candidate brings deep expertise in workouts and restructuring, strong financial acumen, and the ability to navigate complex stakeholder dynamics with confidence.
Key Responsibilities
- Loan Restructuring & Workout: Lead restructuring efforts for troubled loans, develop customized workout strategies, and negotiate directly with borrowers and stakeholders to maximize recovery outcomes.
- Loan Transaction Analysis: Perform in-depth analysis of borrower financials, collateral, market conditions, and economic trends to identify risks and opportunities.
- Portfolio Oversight: Support senior management with portfolio-level analysis, including stress testing, concentration reviews, and market risk reporting.
- Stakeholder Management: Collaborate closely with internal teams (finance, credit / syndication, relationship management), borrowers, investors, and external professionals such as legal counsel, appraisers, and brokers.
- Regulatory & Compliance: Ensure all recovery strategies comply with legal, regulatory, and investor requirements while incorporating industry best practices.
- Knowledge Sharing & Team Development: Mentor colleagues by highlighting early warning signals in the lending process and conducting structured debriefs on loan workout outcomes.
Qualifications
- Proven experience managing distressed or special loans, ideally within the Canadian commercial real estate sector.
- Advanced financial analysis and risk assessment skills with strong command of loan structuring concepts.
- Track record of negotiating complex transactions and driving successful outcomes with diverse stakeholders.
- Excellent communication, presentation, and relationship-building skills.
- Strong business judgment, resilience, and ability to perform under pressure.
If you are interested in joining a growing firm with a real entrepreneurial spirit, please apply online at https://cameronstephens.com/careers/
While we appreciate your interest in applying, only those candidates whose skills and qualifications closely match the requirements of the position will be contacted. All candidates considered for hire must successfully pass a criminal, education, and credit background checks to qualify for hire.
We are committed to providing equal opportunities for persons with disabilities. Accommodations are available at all stages of the recruitment process, at the candidate’s request.
About Cameron Stephens Mortgage Capital
As a non-bank lender, our mission is to underwrite and manage commercial mortgage investments that deliver fair, appropriate solutions to our borrowers and first-class asset management to our investors.
Our solid underwriting strategies are based on our in-depth knowledge of real estate values, prudent lending practices, and regular monitoring of each loan's performance.
Each Cameron Stephens deal is subject to rigorous analysis that includes independent property inspections and appraisals; cost consultancy; environmental, legal and insurance counsel; and a clearly-defined exit strategy.
CURRENT PORTFOLIO IS NOW OVER $1.3 BILLION
20% of this portfolio is invested in private or mezzanine debt. Interest rates range from Prime+1% to 15%. The other 80% is invested with institutional investors at conventional spreads over Bank Prime or Canada Bonds.
#Financing #realestate #brokerage #mortgage