Join a Challenger

At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.

We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

What's kept us moving? The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity. We can’t wait to get to know you!

We can’t wait to get to know you!

The Work

We are seeking a skilled Analyst to join our Credit Risk team. This role will involve portfolio analytics, quality assurance, ad-hoc analysis and reporting across retail lending. The ideal candidate will possess expertise in evaluating the portfolio for actionable insights critical to decision-making. The Analyst, Credit Risk, reports to the Director, Credit Risk Management, and supports the leadership team with respect to the management of credit risk across the Bank. \n

Core Responsibilities

Portfolio Analytics: Monitor the credit card loan portfolio and perform analytics for identifying relevant trends, insights and provide ad-hoc credit risk reports to members of senior management and to support quarterly board reporting Assisting in the development and implementation of strategic risk management initiatives Collaborating cross-functionally to provide valuable insights supporting decision-making processes Generating and presenting reports, leveraging strong proficiency in SQL, Python, Power BI, PowerPoint and Excel. Liaise with leaders in all functional areas of credit risk management to understand performance pertaining to complete product lifecycle: Account Acquisition, Portfolio Management, Collections, and Fraud Support credit and fraud loss forecasting endeavors by incorporating and communicating emerging credit risk trends Quality Assurance: Review and validate the completeness and accuracy of financial, corporate, and credit documentation and results, ensuring consistent data integrity in internal systems. Identify and document QA observations, including potential fraud indicators or emerging risk trends, and support frontline teams in addressing these issues. Produce monthly reporting package that monitors overall credit quality of the portfolio, determines if the bank is operating within the established risk appetite, and provides oversight and governance of credit risk strategies

Let's Talk About You

Minimum 1 years of experience in the financial services industry Post-secondary education (diploma/degree), in a quantitative field (Statistics, Mathematics, Computer science, Economics, Business Administration, Finance) An understanding of the overall Banking Industry, particularly the Credit Risk Management Lifecycle for mortgages and related products. 1-2 years experience in business analysis, business process, data analysis, data mining, data visualization and reporting, including project and co-op work. Solid proficiency in Python, SQL, Power BI, Excel, PowerPoint, and overall Microsoft Office. Strong analytical skills, attention to detail, and ability to interpret complex data. Excellent communication skills, both written and verbal. Ability to thrive in a dynamic, fast-paced environment. Understanding of regulatory requirements pertaining to credit risk management.

\n What we offer [For full-time permanent roles] 💰 Competitive discretionary bonus ✨ Market leading RRSP match program 🩺 Medical, dental, vision, life, and disability benefits 📝 Employee Share Purchase Plan 👶🏽 Maternity/Parental top-up while you care for your little one 🏝 Generous vacation policy and personal days 🖥 Virtual events to connect with your fellow colleagues 🎓 Professional development and comprehensive Career Development program 💛 A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Equity, Diversity & Inclusion

EQ is committed to building an inclusive, accessible environment where every employee feels valued, respected, and supported. We believe our organization is stronger — and our people thrive — when we honour and celebrate diverse experiences, identities, and perspectives. We’re equally committed to supporting your growth, both professionally and personally. We provide a barrier‑free recruitment process and work environment. If you require accommodations at any stage, we will work with you to ensure you can bring your best self to the process and beyond. As part of our recruitment process, EQ uses AI to help screen, assess, and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application, an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.

EQB Inc. (TSX: EQB) is the parent company of Equitable Bank, the country's seventh-largest Schedule I bank by assets, which operates EQ Bank, Canada's Challenger Bank™. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.

To learn more, visit eqb.investorroom.com and eqbank.ca.