Top Benefits
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing
The Business Banking Credit Adjudication team of CIBC is accountable for reviewing, processing and approving both secured and unsecured applications. As the Business Banking Credit Risk Manager, you’ll work under the supervision of the Director and provide credit assessments and approval services of Business Banking credit applications within delegated limits and BCLASS credit structuring support and advice to frontline lenders.
At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.
How you’ll succeed
- Analysis - Analyze and approve/decline/defer credit applications within the delegated authority, exercising sound judgment in the decision making process to ensure the quality of the Bank’s portfolio is maintained.
- Risk Assessment - Assess the risk of Business Banking credit applications through consideration of financial history, cash flow and other analyses within established policies and guidelines. Make credit approval/decline decisions within delegated limits; assess then refer recommendations to your leaders for accounts above delegated limits.
- Make Recommendations - Recommend/negotiate alternative options on declined credit applications such as changes to the amount, structure and/or terms and conditions to arrive at an approval while maintaining a balance between customer relations and risk.
- Communication - Effectively communicate both the decision and rationale to assist Relationship Managers in explaining the Bank’s decision to customers. Identify deteriorating accounts and take/recommend corrective action including transitioning accounts to Special Loans, Small Business or Client Account Management to minimize losses.
Who you are
- You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
- You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.
- You can demonstrate experience in working with credit products, policies & processes. Working knowledge of Business Banking, legal and regulatory requirements. Exceptional credit risk knowledge and skills. Strong written & verbal communication skills.
- Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
-
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
-
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
-
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
-
Subject to plan and program terms and conditions
What you need to know
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
- CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
- We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
- We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
Calgary-855 2 ST SW, 7th
Employment Type
Regular
Weekly Hours
37.5
Skills
Analytical Thinking, Business Banking, Communication, Credit Decisions, Credit Risk Management, Decision Making, Financial Statement Analysis, Group Problem Solving, Retail Credit, Risk Monitoring, Risk Reporting
Not the right fit? Search for Business Banking Credit Risk Manager jobs in Calgary, AB
About CIBC
CIBC is here to help all our clients reach their goals.
We know the importance of reliable financial products and services, and we’re dedicated to providing them in a way that lets you bank however you want, whenever you want.
With innovative tools designed around your priorities and a team fully focused on your success, you’ll get the insights you need to get even closer to achieving your goals.
This culture of innovation and shared values of trust, teamwork and accountability are why we’ve been named a top employer in Canada. They’re also why a career at CIBC is more than a job—it’s an opportunity to grow and work alongside some of the brightest in Canada.
La Banque CIBC est là pour aider tous nos clients à atteindre leurs objectifs.
Nous connaissons l'importance de produits et services financiers fiables, et nous nous engageons à les fournir d'une manière qui vous permette d'effectuer vos opérations bancaires comme vous le souhaitez, quand vous le souhaitez.
Avec des outils innovants conçus autour de vos priorités et une équipe entièrement centrée sur votre réussite, vous obtiendrez les informations dont vous avez besoin pour vous rapprocher encore plus de vos objectifs.
Cette culture de l'innovation et les valeurs partagées de confiance, de travail d'équipe et de responsabilité sont la raison pour laquelle nous avons été nommés l'un des meilleurs employeurs au Canada. C'est aussi pourquoi une carrière à la Banque CIBC est plus qu'un emploi : c'est une occasion de grandir et de travailler aux côtés de certaines des personnes plus brillantes au Canada.
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Top Benefits
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing
The Business Banking Credit Adjudication team of CIBC is accountable for reviewing, processing and approving both secured and unsecured applications. As the Business Banking Credit Risk Manager, you’ll work under the supervision of the Director and provide credit assessments and approval services of Business Banking credit applications within delegated limits and BCLASS credit structuring support and advice to frontline lenders.
At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.
How you’ll succeed
- Analysis - Analyze and approve/decline/defer credit applications within the delegated authority, exercising sound judgment in the decision making process to ensure the quality of the Bank’s portfolio is maintained.
- Risk Assessment - Assess the risk of Business Banking credit applications through consideration of financial history, cash flow and other analyses within established policies and guidelines. Make credit approval/decline decisions within delegated limits; assess then refer recommendations to your leaders for accounts above delegated limits.
- Make Recommendations - Recommend/negotiate alternative options on declined credit applications such as changes to the amount, structure and/or terms and conditions to arrive at an approval while maintaining a balance between customer relations and risk.
- Communication - Effectively communicate both the decision and rationale to assist Relationship Managers in explaining the Bank’s decision to customers. Identify deteriorating accounts and take/recommend corrective action including transitioning accounts to Special Loans, Small Business or Client Account Management to minimize losses.
Who you are
- You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
- You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.
- You can demonstrate experience in working with credit products, policies & processes. Working knowledge of Business Banking, legal and regulatory requirements. Exceptional credit risk knowledge and skills. Strong written & verbal communication skills.
- Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
-
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
-
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
-
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
-
Subject to plan and program terms and conditions
What you need to know
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
- CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
- We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
- We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
Calgary-855 2 ST SW, 7th
Employment Type
Regular
Weekly Hours
37.5
Skills
Analytical Thinking, Business Banking, Communication, Credit Decisions, Credit Risk Management, Decision Making, Financial Statement Analysis, Group Problem Solving, Retail Credit, Risk Monitoring, Risk Reporting
Not the right fit? Search for Business Banking Credit Risk Manager jobs in Calgary, AB
About CIBC
CIBC is here to help all our clients reach their goals.
We know the importance of reliable financial products and services, and we’re dedicated to providing them in a way that lets you bank however you want, whenever you want.
With innovative tools designed around your priorities and a team fully focused on your success, you’ll get the insights you need to get even closer to achieving your goals.
This culture of innovation and shared values of trust, teamwork and accountability are why we’ve been named a top employer in Canada. They’re also why a career at CIBC is more than a job—it’s an opportunity to grow and work alongside some of the brightest in Canada.
La Banque CIBC est là pour aider tous nos clients à atteindre leurs objectifs.
Nous connaissons l'importance de produits et services financiers fiables, et nous nous engageons à les fournir d'une manière qui vous permette d'effectuer vos opérations bancaires comme vous le souhaitez, quand vous le souhaitez.
Avec des outils innovants conçus autour de vos priorités et une équipe entièrement centrée sur votre réussite, vous obtiendrez les informations dont vous avez besoin pour vous rapprocher encore plus de vos objectifs.
Cette culture de l'innovation et les valeurs partagées de confiance, de travail d'équipe et de responsabilité sont la raison pour laquelle nous avons été nommés l'un des meilleurs employeurs au Canada. C'est aussi pourquoi une carrière à la Banque CIBC est plus qu'un emploi : c'est une occasion de grandir et de travailler aux côtés de certaines des personnes plus brillantes au Canada.