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Senior Credit Analyst

National Bank of Canadaabout 9 hours ago
Urgently Hiring
Verified
Hybrid
Richmond Hill, ON
Mid Level
Full-time

Top Benefits

Health and wellness program
Flexible group insurance
Generous pension plan

About the role

A career as a Senior Credit Analyst in the team of Maxium Financia l, at National Bank is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a commercial lending environment.

Your Job

  • Analyze financial statements and cash flow projections to assess clients’ creditworthiness and risk levels

  • Structure and prepare credit submissions and recommendations that align with internal policies and risk appetite

  • Ensure adherence to credit standards, security requirements, and regulatory guidelines in all lending activities

  • Collaborate with partners in sales, operations, and risk to support lending decisions and client strategies

  • Identify opportunities to optimize processes and contribute to continuous improvement initiatives

  • Participate in the annual review process and ensure proactive portfolio monitoring to maintain credit quality

Your team

Within Maxium Financial, you’ll be part of theCommercial Lending sector and report to the Senior Manager. The team is known for its innovative approach to niche financing and strong client relationships.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Prerequisites

  • Hold a bachelor’s degree in business or a related field and 3 to 6 years of experience in commercial and corporate banking or financial services

  • Demonstrated experience in credit analysis, adjudication, and risk management

  • Proven ability to analyze financial statements and build cash flow models

  • Knowledge of commercial lending practices and credit structuring

  • Ability to maintain a high level of discretion and professionalism in all interactions

Mandatory Languages

  • English

Softskills to be added to skills if possible

  • Analytical thinking

  • Collaboration and teamwork

  • Communication and negotiation

  • Growth mindset and motivation

  • Organizational skills

Languages:

English

Skills

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Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

  • Health and wellness program, including many options
  • Flexible group insurance
  • Generous pension plan
  • Employee Share Ownership Plan
  • Employee and Family Assistance Program
  • Preferential banking services
  • Opportunities to get involved in community initiatives
  • Telemedicine service
  • Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier- free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

About National Bank of Canada

Banking
5001-10,000

At National Bank, we believe in the potential of each individual, and that even the smallest gestures can make a big difference. When we help others accomplish their projects, we help empower them and the community at large.

We try to make a difference through innovation, but above all, by putting people first. By taking the time to listen and letting our actions speak for themselves. By remaining bold and passionate. By developing lasting relationships as partners and allies.

Together we can achieve great things and create a positive impact.

Want to learn more about us?

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