Who we are:

At MCAN, our greatest pride is the incredible team we’ve built and the experience we create for every team member. Our people aren’t just professionals; they’re innovators, influencers, and bold thinkers who challenge the status quo. We don’t operate like traditional lenders because our focus isn’t on selling mortgages; it’s on building lasting relationships. #MCANLIFE is more than a hashtag; it’s our culture. It’s rooted in customer-centricity and fueled by genuine collaboration. Here, talented professionals find a workplace that feels connected, empowering, and full of opportunity to use their skills to the fullest. At MCAN, you’ll discover a career where you can connect, grow, and truly make an impact. We are proud to be recognized as one of Canada’s Best Workplaces™ year after year. Building on our Great Place to Work® certification since 2021, we’ve continued to earn national recognition for creating an exceptional employee experience. In 2024 and 2025, we were celebrated as one of Canada’s Best Workplaces™, including being named among the Best Workplaces™ for Women and Best Workplaces™ in Financial Services & Insurance. Most recently, we were honored as one of Canada’s Top Small and Medium Employers and recognized for having one of Canada’s Most Admired™ Corporate Cultures, a testament to our commitment to fostering a culture where people feel valued, connected, and empowered to grow.

We’re looking for an Underwriter, Insured Underwriting to join our Residential Lending team.

This job posting is a replacement role, and we are seeking to appoint a new team member to fill this existing position. The successful candidate will be expected to continue and build on the important work and responsibilities associated with this role, ensuring continuity and ongoing contribution to our team’s objectives. Job Summary:

As an Underwriter, you’ll be responsible for underwriting, processing, and approving mortgage applications. Success in this role depends on your ability to build strong relationships with our partner Mortgage Brokers while ensuring service, volume, asset quality and profitability targets are met. The role requires you to communicate in a professional and timely manner, and to maintain discretion always. Some conversations are harder than others, and you can navigate the good and the bad with integrity and positivity. What you will be responsible for: Deliver timely mortgage solutions, while applying a high degree of accuracy and quality to the file during the underwriting process. Review mortgage applications, supporting documentation and negotiate terms with the mortgage broker while mitigating risks (if any), decision with accuracy and expedience. Document decision; whether the decision be an approval or decline; defend soundly Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines. Provide the highest level of internal and external customer service while fielding mortgage broker inquiries and building strong broker relationships. Provide suggestions to aid in the continuous improvement of the business The work experience, skills, education that you bring: Qualifications: Bachelor’s degree in Business Administration or related field.

Work experience: Previous underwriting experience of at least 2 years required Completion of underwriting course or mortgage agent course preferred Knowledge of Legislation (e.g. Mortgage Act) regarding risk related mortgage law required

Skills & Abilities: Proficiency in Microsoft applications is required; capacity to quickly learn new technologies/systems required Ability to understand financial statements and assess financial viability required.

We are dedicated to building an organization that reflects the diversity of our clients and the communities we serve across Canada. Do you possess and value the same attributes? Are you interested in your own development? Then come join our team! We confirm that our recruitment process incorporates Artificial Intelligence (AI) in a variety of ways. While technology helps us enhance efficiency and support our hiring efforts, every stage continues to be guided by our recruitment team to ensure thoughtful and fair decision making. The human element remains central throughout our process.

Regular in‑office collaboration is an important part of how we work, learn, and succeed together, and we believe great work thrives through in‑person connection. Our hybrid model is designed to bring teams together in a modern office environment where collaboration, mentorship, and creativity naturally flourish, while still providing flexibility for focused remote work. While schedules may vary by team and role, successful candidates should expect a consistent in‑office presence as part of our hybrid approach.

MCAN is committed to providing accommodation to applicants throughout the job application and interview process to the point of undue hardship. If you require any accommodations, please contact our Human Resources team at hr@mcanfinancial.com. Requests for accommodation can be made at any stage in the recruitment process. We thank all applicants for their interest but only those selected for further consideration will be contacted.