About the role
About This Role Wells Fargo is seeking a Senior Equipment Finance Underwriter within our Wells Fargo Equipment Finance Company (WFEFC).
WFEFC is a provider of commercial/corporate leasing and financing products. WFEFC reaches small, middle market and large corporate companies with equipment needs and provides term loans, equipment leases, vendor finance programs and manufacturer finance programs. The role requires a well-organized self-starter with strong analytical abilities and excellent communication skills, who can successfully manage multiple responsibilities within the WFEFC.
This role is for a vacancy in Mississauga office.
In This Role, You Will
- Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
- Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
- Perform periodic reviews on assigned portfolio credits
- Maintain risk ratings and other relevant data on systems of record
- Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
- Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
- Work with internal and external business partners to gather information to make appropriate decisions
Required Qualifications:
- 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications:
- University degree in business or commerce
- MBA or other professional certifications
- Experience with large retail credit applications and larger inventory finance (floorplan) facilities
- French language capabilities are a plus
Job Expectations:
- Must be able to work on-site at the listed location
- This position is not eligible for Visa sponsorship
Posting End Date: 30 Dec 2025
- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment And Hiring Requirements
- Third-Party recordings are prohibited unless authorized by Wells Fargo.
- Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Reference Number R-508298
About Wells Fargo
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories.
Relevant military experience is considered for veterans and transitioning service men and women. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.© 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
About the role
About This Role Wells Fargo is seeking a Senior Equipment Finance Underwriter within our Wells Fargo Equipment Finance Company (WFEFC).
WFEFC is a provider of commercial/corporate leasing and financing products. WFEFC reaches small, middle market and large corporate companies with equipment needs and provides term loans, equipment leases, vendor finance programs and manufacturer finance programs. The role requires a well-organized self-starter with strong analytical abilities and excellent communication skills, who can successfully manage multiple responsibilities within the WFEFC.
This role is for a vacancy in Mississauga office.
In This Role, You Will
- Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area
- Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation
- Perform periodic reviews on assigned portfolio credits
- Maintain risk ratings and other relevant data on systems of record
- Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority
- Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives
- Work with internal and external business partners to gather information to make appropriate decisions
Required Qualifications:
- 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications:
- University degree in business or commerce
- MBA or other professional certifications
- Experience with large retail credit applications and larger inventory finance (floorplan) facilities
- French language capabilities are a plus
Job Expectations:
- Must be able to work on-site at the listed location
- This position is not eligible for Visa sponsorship
Posting End Date: 30 Dec 2025
- Job posting may come down early due to volume of applicants.
We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment And Hiring Requirements
- Third-Party recordings are prohibited unless authorized by Wells Fargo.
- Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Reference Number R-508298
About Wells Fargo
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with approximately $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through more than 7,300 locations, 12,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in over 40 countries and territories to support customers who conduct business in the global economy. With approximately 250,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 41 on Fortune’s 2022 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories.
Relevant military experience is considered for veterans and transitioning service men and women. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.© 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.