Referred applicants should not apply directly to this role.

All referred applicants must first be submitted through Workday by a current Loblaw Colleague.

Location:

500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9

When you hire great people, great things can happen.

PC Financial offers unprecedented value to Canadians through payment products. We’re a different kind of bank with a different type of team—we’re collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

Reporting directly to the Senior Manager, Scoring, the successful candidate will play an instrumental role in assisting with the development of the bank’s strategy to enhance its Credit Scoring capabilities. This role will support the Senior Manager in the development, enhancement and monitoring of all credit scores used in the entire lifecycle of the credit card consumer (Acquisitions, Portfolio Management, Collections, Fraud, Loss Forecasting). The successful candidate will bring strong statistical knowledge and experience in a credit risk environment with a proven track record of working with other business leaders from across the organization to drive analytically based strategies.

What you’ll do:

• Supporting scoring initiatives within the Bank’s Credit Risk and Fraud function;
• Monitoring current credit scoring models;
• Assisting with the operational implementation of new or adjusted credit scores;
• Assisting with the monitoring of current credit scores identifying and actioning opportunities for improvement.
• Assist with the implementation, updating and monitoring of all regulatory compliance processes, as it relates to credit scoring;
• Assist with and manage multiple credit risk scoring projects and work streams supporting PCF’s overall long-term credit risk strategies
• Support all scoring initiatives within the Bank’s Credit Risk and Fraud function considering new opportunities, past performance, market environment and competitive analysis; and
• Assist and proactively be involved with credit scoring market research, defining requirements, developing score concepts and developing business case recommendations.

What you bring:

• 4-7 years of experience within consumer lending environment.
• Proficiency in SQL, Python for data manipulation and model development
• Exposure to Cloud Based Environment (GCP)
• Knowledge of Data Visualization Tool (Tableau)
• Demonstrated understanding of credit scores and, in particular their use in business strategies, post implementation use, and monitoring;
• Knowledge of automated decision engines, preferably systems geared to managing credit cards;
• Strong project management and communication skills;
• Proven analytical and conceptual thinker who can adapt to a rapidly changing environment;
• Demonstrated ability in working within team and collaborating with multiple stakeholders to understand issues and solve problems; and
• Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations.

Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number of Openings:

1

PC Financial recognizes Canada’s diversity as a source of national pride and strength. We have made it a priority to reflect our nation’s evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.

In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.

Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application.

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