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Commercial Credit Underwriter

Atrium1 day ago
Hybrid
Burlington, Ontario, Canada
Mid Level
Full-Time

Top Benefits

Medical coverage
Dental coverage
Vision coverage

About the role

Hiring for Commercial Credit Underwriter

Burlington, Ontario | Hybrid Schedule

$100,000 CAD Base Salary + 20% Bonus Commercial Finance | Direct Hire

We are partnering with a well-established commercial finance organization specializing in inventory finance and floor plan lending for dealer-based businesses.

The company works closely with manufacturers, dealers, and financial sponsors to provide revolving credit facilities while maintaining a disciplined credit culture and strong risk-management framework. Due to continued growth, the team is seeking a Commercial Credit Underwriter to join its Burlington office.

This is an excellent opportunity for a credit professional who enjoys financial analysis, structured lending, portfolio management, and evaluating inventory-heavy businesses.

What You’ll Do

Underwrite commercial credit facilities and prepare detailed credit memoranda for dealer relationships and lending transactions Analyze financial statements, tax returns, cash flow, liquidity, leverage, collateral, inventory levels, and debt-service coverage Evaluate borrowing needs, credit structures, revolving facilities, and overall transaction risk Support ongoing portfolio monitoring, annual reviews, covenant compliance, and special credit assessments Review borrowing-base information and collateral reporting when applicable Partner with relationship managers, credit leadership, operations, and other internal stakeholders Present clear credit recommendations supported by financial analysis and risk considerations Maintain accurate credit documentation, loan files, approval records, and workflow tracking Assist with credit-process improvements and other risk-management initiatives

What We’re Looking For

3+ years of experience in commercial lending, credit analysis, underwriting, financial analysis, or a related field Strong ability to analyze financial statements, cash flow, liquidity, leverage, collateral, and DSCR Understanding of commercial credit structures, revolving credit facilities, covenants, and risk-management principles Strong written communication skills with experience preparing credit analyses or approval memoranda Excellent organization, attention to detail, and ability to manage multiple transactions and deadlines Proficiency with Microsoft Excel and the broader Microsoft Office suite Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline preferred

Highly Preferred Experience

Commercial floor plan lending Inventory finance or dealer-based lending Asset-based lending Borrowing-base analysis and collateral monitoring Loan documentation, covenants, and security registrations Credit committee presentations and portfolio reviews

Why Consider This Opportunity?

Competitive $100,000 CAD base salary

Annual bonus opportunity of up to 20% Hybrid work schedule Join an established organization with a strong reputation in commercial finance Gain exposure to specialized and structured lending transactions Collaborative team with a disciplined approach to credit and risk Medical, dental, and vision coverage Paid time off and company holidays Professional development and long-term career-growth opportunities

Interested candidates are encouraged to apply or message me directly for a confidential conversation.

#CommercialLending #CreditUnderwriting #CreditAnalyst #InventoryFinance #FloorPlanFinance #AssetBasedLending #BurlingtonJobs #OntarioJobs #FinanceCareers #Hiring

About Atrium

Staffing and Recruiting
1001-5000
Founded in 1995

Atrium is a global WBENC-certified Talent Solutions and Extended Workforce Management leader. For nearly three decades, our customized services have provided the world’s largest brands access to top talent and helped organizations optimize their extended workforce programs to maximize results.

Guided by our Applicant-Centric™ philosophy, we approach hiring from the perspective of the candidate. We build lasting relationships and find our applicants jobs they love by getting to know them and listening to what truly motivates them. This philosophy attracts higher-quality candidates, leading to long-lasting placements and satisfied clients around the world.

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