About the role
Consumer Credit Adjudicator (Permanent Full-time)
Location: Peterborough, ON (Hybrid Work Arrangement - Requiring at least 2 days/week on-site)
Hours: 40 hours per week, Monday to Friday
Rate of Pay: Dependent on experience
As a Consumer Credit Adjudicator, you will:
- Adjudicate all credit applications by ensuring they are:
- Properly, accurately and completely investigated
- Within credit standards and company policy and procedure
- Analyzed and recommended and/or approved
- Ensure prompt and timely adjudication of credit applications.
- Consistently exercise good credit judgment in approving and declining credit applications within established limits.
- In co-operation with the appropriate Manager, ensure all consumer lending staff (lenders and collectors), throughout the credit union are well-trained, knowledgeable and professional.
- Recommend consumer lending policies and procedures, in compliance with by-laws, legislation, lending licenses and sound business practices while developing a secure and profitable consumer loan portfolio.
- Specialize in consumer lending (loan/mortgage) functions at an advanced level with a lending limit commensurate with experience.
Qualifications Required:
- 5 years lending experience
- 2 years credit adjudication experience preferred
- Expert and up-to-date knowledge of:
o Credit Union products and services, loan policies, lending procedures, credit granting criteria and the documentation for credit products.
o Legislation and case law relevant to consumer lending. - Excellent interpersonal and communication skills, including listening, oral and written skills
- Ability to be decisive and firm, while demonstrating empathy
- Ability to make decisions using sound judgment, for the benefit of both the Credit Union and members
- Ability to communicate professional and sensitively with lawyers, tax accountants and members in difficult situations is essential
- Ability to be thorough, accurate and attend to detail
At Kawartha Credit Union, diversity and inclusion are reflected in our core values and highlighted in the care we show others. We take pride in providing a workplace that appreciates difference and encourages respect. We are committed to providing a culture that is accessible and inclusive for both our members and employees. If you require accommodation during the recruitment and selection process, please let a member of our Human Resources team know.
If you are interested in pursuing a career in the financial services industry with a dedicated, enthusiastic team of professionals, apply now!
About Kawartha Credit Union
Since 1952, Kawartha Credit Union has been committed to supporting the financial well-being and quality of life in the communities we serve. Membership at Kawartha is open to anyone looking for a local-focus financial services provider. Our success is the result of our dedication to superior personal service and employee engagement, and Kawartha has been repeatedly recognized as a Best Employer.
With more than 65 years of banking history, Kawartha delivers a wide range of competitive products and services through online, mobile and telephone channels, 25 convenient branch locations from Parry Sound to Cornwall, and through The Exchange® Network of more than 2,500 surcharge free ATMs in Canada and the U.S.
Kawartha supports the well-being of the communities we serve through our Community Involvement Program. In addition to almost $3 million in corporate donations, our dedicated employees volunteer their time and talents to many initiatives throughout the year.
About the role
Consumer Credit Adjudicator (Permanent Full-time)
Location: Peterborough, ON (Hybrid Work Arrangement - Requiring at least 2 days/week on-site)
Hours: 40 hours per week, Monday to Friday
Rate of Pay: Dependent on experience
As a Consumer Credit Adjudicator, you will:
- Adjudicate all credit applications by ensuring they are:
- Properly, accurately and completely investigated
- Within credit standards and company policy and procedure
- Analyzed and recommended and/or approved
- Ensure prompt and timely adjudication of credit applications.
- Consistently exercise good credit judgment in approving and declining credit applications within established limits.
- In co-operation with the appropriate Manager, ensure all consumer lending staff (lenders and collectors), throughout the credit union are well-trained, knowledgeable and professional.
- Recommend consumer lending policies and procedures, in compliance with by-laws, legislation, lending licenses and sound business practices while developing a secure and profitable consumer loan portfolio.
- Specialize in consumer lending (loan/mortgage) functions at an advanced level with a lending limit commensurate with experience.
Qualifications Required:
- 5 years lending experience
- 2 years credit adjudication experience preferred
- Expert and up-to-date knowledge of:
o Credit Union products and services, loan policies, lending procedures, credit granting criteria and the documentation for credit products.
o Legislation and case law relevant to consumer lending. - Excellent interpersonal and communication skills, including listening, oral and written skills
- Ability to be decisive and firm, while demonstrating empathy
- Ability to make decisions using sound judgment, for the benefit of both the Credit Union and members
- Ability to communicate professional and sensitively with lawyers, tax accountants and members in difficult situations is essential
- Ability to be thorough, accurate and attend to detail
At Kawartha Credit Union, diversity and inclusion are reflected in our core values and highlighted in the care we show others. We take pride in providing a workplace that appreciates difference and encourages respect. We are committed to providing a culture that is accessible and inclusive for both our members and employees. If you require accommodation during the recruitment and selection process, please let a member of our Human Resources team know.
If you are interested in pursuing a career in the financial services industry with a dedicated, enthusiastic team of professionals, apply now!
About Kawartha Credit Union
Since 1952, Kawartha Credit Union has been committed to supporting the financial well-being and quality of life in the communities we serve. Membership at Kawartha is open to anyone looking for a local-focus financial services provider. Our success is the result of our dedication to superior personal service and employee engagement, and Kawartha has been repeatedly recognized as a Best Employer.
With more than 65 years of banking history, Kawartha delivers a wide range of competitive products and services through online, mobile and telephone channels, 25 convenient branch locations from Parry Sound to Cornwall, and through The Exchange® Network of more than 2,500 surcharge free ATMs in Canada and the U.S.
Kawartha supports the well-being of the communities we serve through our Community Involvement Program. In addition to almost $3 million in corporate donations, our dedicated employees volunteer their time and talents to many initiatives throughout the year.