Senior analyst, Quantification and Monitoring of the Credit Portfolio
Top Benefits
About the role
Seeing beyond numbers™
At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.
This role sits within Laurentian Bank.
The incumbent designs, deploys and maintains business solutions within existing and new credit scoring systems. In addition, the incumbent actively participates in maintenance and development requests specific to the credit sector of the Corporate Data Warehouse (CDW) and the Credit Datamart (CDM). He advises managers on the implementation of solutions to maximize the efficiency of credit management operations, both at the granting stage and in customer management as well as in collection and recovery. He/she participates in the design and implementation of reports and solutions to improve the monitoring and analysis of credit risks. The incumbent also acts as a data expert in the implementation of internal rating approaches (IRM) for credit risk in accordance with the requirements of the Basel Accord
Responsibilities
- Design, develop and prepare various reports, circulars and other documents, some of them intended for senior management.
- Serve as a leader in continuous monitoring of environment data quality, and implement quality controls, among other ways by supporting the implementation of internal ratings-based (IRB) approaches.
- Recommend systems-related orientations with a major impact on the advanced internal rating-based (AIRB) accreditation of the Bank by the regulatory authorities.
- Identify clients' needs, analyze and interpret various requests and propose appropriate solutions.
- Participate in documenting business needs and defining functional specifications.
- Design analyses and participate in developing, maintaining and upgrading information systems, making optimum use of available information tools and sources.
- Offer business and technology advice as part of the data warehouse upgrade process.
- Guide technology decisions to ensure DataMart development is aligned with the business unit's objectives.
- Prepare and deploy specifications and test plans for various developments and changes, analyze the results obtained and make the necessary changes together with internal and external clients.
- Update systems by processing.
- Analyze various incidents, propose solutions to irregularities and make recommendations to improving existing processes.
- Ensure adequate performance of deployed solutions.
- Develop, maintain and ensure compliance with technical documents (operational procedures, user guides, training manuals, etc.).
- Participate in various projects with a potential impact on profitability and efficiency.
- Take part in internal and external committees or activities and represent the Bank in dealings with various organizations or stakeholders, as required.
- Keep updated on current legislation and the Bank's policies, programs and procedures, and track market trends
- Perform all tasks of similar or general nature requested by his or her superior required for the job.
Qualifications
- University degree in a related field, such as management information systems or business intelligence, and at least 1 year of experience
Specific competencies
- Proficiency in using specialized tools such as SAS Enterprise Guide
- Sound knowledge of basic data concepts and Oracle Database
- Excellent knowledge of Structured Query Language (SQL)
- Strong proficiency with Microsoft Office, especially Excel and PowerPoint
- Bilingual (French and English)
- Knowledge of the banking industry, an asset
General Competencies
-
Analytical mindset
-
Rigor and meticulousness
-
Autonomy and initiative
-
Sense of organization
-
Team spirit
-
Customer orientation
-
Ability to work under pressure
What Laurentian Bank has to offer you
The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees.
Here are some of the key points of our offering:
- The actual annual base salary offered will take into account internal equity, skills, and experience among other factors.
- Total compensation: Earn a comprehensive compensation package that includes annual reviews and performance-based bonuses.
- Work model: We prioritize a hybrid work model based on business needs.
- Stock purchase plan: Become not just an employee, but a Laurentian Bank shareholder. Employer matching takes your investment even further.
- Time off: In addition to paid vacation, we provide floating days and leave options to accommodate the diverse needs of our employees. Plus, as an extra perk, you also get a paid day off to celebrate your birthday.
- Health and wellness: Take care of your health and well-being with access to healthcare professionals, our Employee and Family Assistance Program (EFAP), and a Stress Management and Well-Being Program.
- Group insurance and pension: We offer a competitive insurance program based on your family’s needs and a defined contribution pension plan to help prepare for your future.
- Financial benefits: As a Laurentian Bank employee, you’re also the best ambassador for our products and services. Take advantage of employee-only offers on a wide range of products. Enjoy exclusive deals and preferred rates on products and services including insurance, hotels, train tickets, spas and many more.
We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.
Inclusion and Accessibility
At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.
We strive to offer a flexible and accessible work experience that is inclusive of everyone. If at any time you need an accommodation, please let us know.
PIPEDA
We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.
About Laurentian Bank
Laurentian Bank is a banking institution whose activities extend across Canada. The Bank serves one and a half million clients throughout the country and employs more than 2,900 individuals, which makes it a major player in numerous market segments.
The Bank caters to the needs of retail clients via its branch network based in Quebec. The Bank also stands out for its know-how among small and medium-sized enterprises and real estate developers owing to its specialized teams across Canada. Its subsidiary B2B Bank is, for its part, one of the major Canadian leaders in providing banking products and services and investment accounts through financial advisors and brokers. Laurentian Bank Securities offers integrated brokerage services to a clientele of institutional and retail investors.
Senior analyst, Quantification and Monitoring of the Credit Portfolio
Top Benefits
About the role
Seeing beyond numbers™
At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.
This role sits within Laurentian Bank.
The incumbent designs, deploys and maintains business solutions within existing and new credit scoring systems. In addition, the incumbent actively participates in maintenance and development requests specific to the credit sector of the Corporate Data Warehouse (CDW) and the Credit Datamart (CDM). He advises managers on the implementation of solutions to maximize the efficiency of credit management operations, both at the granting stage and in customer management as well as in collection and recovery. He/she participates in the design and implementation of reports and solutions to improve the monitoring and analysis of credit risks. The incumbent also acts as a data expert in the implementation of internal rating approaches (IRM) for credit risk in accordance with the requirements of the Basel Accord
Responsibilities
- Design, develop and prepare various reports, circulars and other documents, some of them intended for senior management.
- Serve as a leader in continuous monitoring of environment data quality, and implement quality controls, among other ways by supporting the implementation of internal ratings-based (IRB) approaches.
- Recommend systems-related orientations with a major impact on the advanced internal rating-based (AIRB) accreditation of the Bank by the regulatory authorities.
- Identify clients' needs, analyze and interpret various requests and propose appropriate solutions.
- Participate in documenting business needs and defining functional specifications.
- Design analyses and participate in developing, maintaining and upgrading information systems, making optimum use of available information tools and sources.
- Offer business and technology advice as part of the data warehouse upgrade process.
- Guide technology decisions to ensure DataMart development is aligned with the business unit's objectives.
- Prepare and deploy specifications and test plans for various developments and changes, analyze the results obtained and make the necessary changes together with internal and external clients.
- Update systems by processing.
- Analyze various incidents, propose solutions to irregularities and make recommendations to improving existing processes.
- Ensure adequate performance of deployed solutions.
- Develop, maintain and ensure compliance with technical documents (operational procedures, user guides, training manuals, etc.).
- Participate in various projects with a potential impact on profitability and efficiency.
- Take part in internal and external committees or activities and represent the Bank in dealings with various organizations or stakeholders, as required.
- Keep updated on current legislation and the Bank's policies, programs and procedures, and track market trends
- Perform all tasks of similar or general nature requested by his or her superior required for the job.
Qualifications
- University degree in a related field, such as management information systems or business intelligence, and at least 1 year of experience
Specific competencies
- Proficiency in using specialized tools such as SAS Enterprise Guide
- Sound knowledge of basic data concepts and Oracle Database
- Excellent knowledge of Structured Query Language (SQL)
- Strong proficiency with Microsoft Office, especially Excel and PowerPoint
- Bilingual (French and English)
- Knowledge of the banking industry, an asset
General Competencies
-
Analytical mindset
-
Rigor and meticulousness
-
Autonomy and initiative
-
Sense of organization
-
Team spirit
-
Customer orientation
-
Ability to work under pressure
What Laurentian Bank has to offer you
The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees.
Here are some of the key points of our offering:
- The actual annual base salary offered will take into account internal equity, skills, and experience among other factors.
- Total compensation: Earn a comprehensive compensation package that includes annual reviews and performance-based bonuses.
- Work model: We prioritize a hybrid work model based on business needs.
- Stock purchase plan: Become not just an employee, but a Laurentian Bank shareholder. Employer matching takes your investment even further.
- Time off: In addition to paid vacation, we provide floating days and leave options to accommodate the diverse needs of our employees. Plus, as an extra perk, you also get a paid day off to celebrate your birthday.
- Health and wellness: Take care of your health and well-being with access to healthcare professionals, our Employee and Family Assistance Program (EFAP), and a Stress Management and Well-Being Program.
- Group insurance and pension: We offer a competitive insurance program based on your family’s needs and a defined contribution pension plan to help prepare for your future.
- Financial benefits: As a Laurentian Bank employee, you’re also the best ambassador for our products and services. Take advantage of employee-only offers on a wide range of products. Enjoy exclusive deals and preferred rates on products and services including insurance, hotels, train tickets, spas and many more.
We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.
Inclusion and Accessibility
At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.
We strive to offer a flexible and accessible work experience that is inclusive of everyone. If at any time you need an accommodation, please let us know.
PIPEDA
We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.
About Laurentian Bank
Laurentian Bank is a banking institution whose activities extend across Canada. The Bank serves one and a half million clients throughout the country and employs more than 2,900 individuals, which makes it a major player in numerous market segments.
The Bank caters to the needs of retail clients via its branch network based in Quebec. The Bank also stands out for its know-how among small and medium-sized enterprises and real estate developers owing to its specialized teams across Canada. Its subsidiary B2B Bank is, for its part, one of the major Canadian leaders in providing banking products and services and investment accounts through financial advisors and brokers. Laurentian Bank Securities offers integrated brokerage services to a clientele of institutional and retail investors.