Work Location: Toronto, Ontario, Canada

Hours 37.5

Line Of Business Enterprise Enabling Functions

Pay Details $108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description Architect the future of business lending. Are you driven by the challenge of transforming complex business ecosystems into purposeful, scalable solutions? Do you thrive at the intersection of strategy, customer impact, and technology? We’re searching for a Senior Business Architect who will play a pivotal role shaping the Fund My Business (FMB) journey by reimagining how lending works to meet our business clients’ credit needs and advance our bold aspiration to lead credit market share.

About The Journey The FMB journey is a core pillar within Business Banking’s integrated customer journeys (alongside Understand My Business and Run My Business). You’ll operate at the intersection of business strategy, risk, and technology to connect strategy to execution across the end‑to‑end lending lifecycle.

What You’ll Do

• Align strategy to outcomes: Translate business goals into clear, measurable journey outcomes (e.g., time-to-decision, auto-decision rate, funding workflows, improved adoption)
• Design future-state lending journeys: Bridge business and technology to architect innovative, scalable operating models that accelerate lending decisions and improve customer experience.
• Champion simplification and modernization: Advocate for automation, digitization, and operational excellence across the lending lifecycle.
• Influence investment decisions: Articulate business architecture impacts, dependencies, and value streams.
• Serve as a thought leader: Shape how we think about credit, risk, workflow, data, and customer-centric design.

What You’ll Bring

• 8+ years in business architecture, product strategy, or enterprise analysis within complex, regulated environments (financial services a plus).
• Experience in the lending lifecycle including origination, underwriting/decisioning, documentation/closing/funding, servicing, loan servicing)
• Ability to connect strategy to execution—comfortably navigating between segment-level vision and journey-level detail.
• Strong knowledge of capability mapping, value stream design, and architecture frameworks such as BIAN, TOGAF. Certifications (e.g., TOGAF, CBA) are considered nice-to-have.
• Exceptional communication and storytelling skills; able to influence senior leaders and build alignment across diverse stakeholder groups.
• Fluency with Agile/Scaled Agile practices; ability to define value slices and measurable outcomes.

The impact you’ll make

• Better decisions: A holistic view that drives sustainable, customer-centric choices.
• Efficiency gains: Streamlined processes and faster credit decisions.
• Innovation velocity: Diverse perspectives brought together to unlock new ideas and value.

Ready to architect what’s next? Apply now to enable the Fund My Business journey and help shape the future of business lending.

Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec Only) Sans Objet