A career as Manager, Financing Solutions in the Commercial Banking team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing. Your job Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations. Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria. Participate in determining client financing needs in collaboration with the Commercial Account Managers and Senior Manager, Financing Solutions. Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager. Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability. Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently. Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area. Identify the risks inherent to sector activities. Your team Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Senior Manager and Team Leader, Financing Solutions and will be a part of the Winnipeg office. Our team stands out for its exceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours. Prerequisites Hold a Bachelor’s Degree in commerce, finance, business or accounting fields and 3+ years of experience Knowledge of functions of risk management, banking, business lending Experience in commercial credit Negotiation experience Experience analyzing financial statements Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations