Senior Manager, Portfolio Management
Top Benefits
About the role
Job Description
What is the opportunity? Reporting to the Director of Portfolio Management and Analytics, the ideal candidate will support credit analytics, portfolio monitoring and regulatory reporting for Home Equity Finance portfolio across the credit value chain.
This position specializes in insight-generation through in-depth portfolio analytics and monitoring. The incumbent identifies trends, builds narratives, and develops recommendations to enhance profitability, optimize credit and forecast loss. This role offers the opportunity to build on the following strengths: cross-enterprise mindset, understanding of consumer behaviour and RBC risk appetite, and adaptability to the dynamic credit environment.
Depending on capability and experience, this role may have one direct report.
**What will you do? **
- Support all monitoring reporting related activities, including governance and control, around HEF portfolio across the credit value chain.
- Develop dashboards that highlight portfolio performance across the credit value chain for increased awareness of senior leadership.
- Understand portfolio trends and develop actionable recommendations to manage credit performance, increase efficiency, drive profitability, and enhance client experience.
- Lead / execute deep dive analytics and provide early warning indicators to facilitate recommendations for underwriting and account management changes.
- Participate actively in the exchange of knowledge relating to products, data and analytical methodology.
- Promote and share best practices with teammates and champion a positive, trusting and satisfying work climate.
- Manage workflow, resolve conflicting priorities and negotiate deliverables with minimum supervision.
- Support GRM initiatives, analytics, and adhoc requests as required.
What do you need to succeed?
**Must-have **
- 5+ years related data analytic experience with strong Python programing skill.
- Strong ownership and time management skill to deliver high quality output in prescribed timeline.
- Self-starter to proactively identify, analyze and execute enhancements in various processes, ranging from reporting infrastructure to business profitability enrichment.
- Proficient in MS Excel and PowerPoint with ability to be effective and equally conversant in business and technical environment.
- Ability to connect process, policy, system, and data, and estimate impact when any of the above changes.
**Nice-to-have **
- Graduate degree in Engineering, Statistics or other quantitative field of study.
- Experience leveraging machine learning capabilities to generate insights from large dataset.
- Knowledge of SAS, Teradata and Tableau.
- Working knowledge of consumer credit products and retail credit risk.
**What’s in it for you? **
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
- Flexible work/life balance options
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Senior Manager, Portfolio Management
Top Benefits
About the role
Job Description
What is the opportunity? Reporting to the Director of Portfolio Management and Analytics, the ideal candidate will support credit analytics, portfolio monitoring and regulatory reporting for Home Equity Finance portfolio across the credit value chain.
This position specializes in insight-generation through in-depth portfolio analytics and monitoring. The incumbent identifies trends, builds narratives, and develops recommendations to enhance profitability, optimize credit and forecast loss. This role offers the opportunity to build on the following strengths: cross-enterprise mindset, understanding of consumer behaviour and RBC risk appetite, and adaptability to the dynamic credit environment.
Depending on capability and experience, this role may have one direct report.
**What will you do? **
- Support all monitoring reporting related activities, including governance and control, around HEF portfolio across the credit value chain.
- Develop dashboards that highlight portfolio performance across the credit value chain for increased awareness of senior leadership.
- Understand portfolio trends and develop actionable recommendations to manage credit performance, increase efficiency, drive profitability, and enhance client experience.
- Lead / execute deep dive analytics and provide early warning indicators to facilitate recommendations for underwriting and account management changes.
- Participate actively in the exchange of knowledge relating to products, data and analytical methodology.
- Promote and share best practices with teammates and champion a positive, trusting and satisfying work climate.
- Manage workflow, resolve conflicting priorities and negotiate deliverables with minimum supervision.
- Support GRM initiatives, analytics, and adhoc requests as required.
What do you need to succeed?
**Must-have **
- 5+ years related data analytic experience with strong Python programing skill.
- Strong ownership and time management skill to deliver high quality output in prescribed timeline.
- Self-starter to proactively identify, analyze and execute enhancements in various processes, ranging from reporting infrastructure to business profitability enrichment.
- Proficient in MS Excel and PowerPoint with ability to be effective and equally conversant in business and technical environment.
- Ability to connect process, policy, system, and data, and estimate impact when any of the above changes.
**Nice-to-have **
- Graduate degree in Engineering, Statistics or other quantitative field of study.
- Experience leveraging machine learning capabilities to generate insights from large dataset.
- Knowledge of SAS, Teradata and Tableau.
- Working knowledge of consumer credit products and retail credit risk.
**What’s in it for you? **
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
- Flexible work/life balance options
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.