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Payments & Fintech Advisor

Strinosabout 19 hours ago
Canada
Senior Level
Full-Time

About the role

Payments & Fintech Advisor (Contract-to-Hire) — Canada

About the role

We’re seeking an experienced payments and fintech specialist to support an active M&A evaluation for Strinos and, longer term, to help build out payments capability across a portfolio of software businesses. This starts as a consulting engagement with the potential to convert into a full-time role.

You’ll work directly with senior leadership and corporate development to assess a payments business tied to a vertical software platform, interpret merchant-level data, evaluate risk and pricing dynamics, and identify growth opportunities including embedded finance.

What you’ll do

  • Analyze merchant-level payments data (volume, take rates, interchange, residuals) to assess pricing trends and attrition sensitivity.
  • Evaluate merchant risk profiles (MCC/risk categorization, ticket sizes, credit and chargeback exposure).
  • Review payment processing contracts (ISO structures, merchant portability, non-solicit terms, risk ownership).
  • Assess attach rates, competitive payment alternatives, and pricing headroom.
  • Identify incremental revenue opportunities — embedded finance, lending (MCA/working capital), ACH — across the business and broader portfolio.
  • Advise leadership through diligence and, post-close, help execute on findings.

What we’re looking for

  • Strong experience in US payments / fintech (acquiring, ISV/SaaS embedded payments, or merchant services).
  • Deep understanding of payments pricing mechanics — interchange, network fees, acquirer spread, buy rates.
  • Comfortable working with large merchant datasets and drawing actionable conclusions.
  • Familiarity with embedded finance and lending products is a strong plus.
  • M&A / commercial due diligence experience preferred.
  • Based in Canada, able to work remotely with a US-focused business.
  • Self-directed, fast-moving, and comfortable operating with ambiguity in a lean environment.

Engagement details

  • Starts as a contract/consulting engagement with a defined initial scope (near-term, time-sensitive work).
  • Strong potential to convert to a full-time position based on fit and business needs.
  • Remote within Canada, also optional to come to downtown Toronto office if local to GTA.

About Strinos

Technology, Information and Internet
11-50 employees
Founded in 1986

Strinos ERP is a full-suite application offering that allows organizations to track & integrate their inventory, lot quality, production, sales, compliance, and purchasing requirements.

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