Tätigkeitsbereich:Finanzen/Controlling

Fachabteilung:Finance & Controlling MBM North America

Gesellschaft:Mercedes-Benz Financial Services Canada Corporation

Standort:Mercedes-Benz Financial Services Canada Corporation, Mississauga, ON

Startdatum:sofort

Veröffentlichungsdatum:27.02.2026

Stellennummer:MER0003ZGR

Arbeitszeit:Vollzeit

Aufgaben

Risk & Portfolio Management Analyst

Reports to: Head of Finance, Risk & Governance

Location: Mississauga, ON (Hybrid: Work from Home & In-Office)
Job Type: Full time, Salaried
Band: 91

Salary Range: $70,724 - $112,528

Position Summary:

Reporting to the Head of Finance, Risk & Governance of Mercedes-Benz Financial Services Canada, the Risk & Portfolio Management Analyst is responsible for preparing comprehensive credit loss analyses, calculating provisions, and delivering reporting to assess credit loss performance and emerging trends. The incumbent will also contribute to planning and forecasting, support key compliance activities including internal controls, and provide analytical support for projects and ad-hoc business requests.

Key Duties & Responsibilities:

Analysis and Forecasting

• Conduct monthly and ad-hoc analyses of Cost of Credit Risk, Net Credit Losses, and Reserve performance and trends.
• Analyze credit risk KPIs, perform comprehensive portfolio and economic assessments, and present findings to Senior Management during the Portfolio Performance Review.
• Provide monthly forecasting and annual planning of Credit Risk KPIs.

Month-End Activities

• Execute calculations, validations, and book provisions for Retail, Dealer, and Non-Standard Process portfolios.
• Extract, validate, submit, and analyze portfolio data leveraging data repositories and analytical tools.
• Collaborate with HQ, U.S. Hub, Credit Underwriting, and Collections to ensure effective risk mitigation controls.
• Perform GL reconciliations for Credit and Residual Risk.

Additional Tasks

• Prepare quarterly documentation for auditors and the U.S. Hub.
• Partner with the global Risk Monitoring team on reporting requirement updates and data quality enhancements.
• Review the risk modeling process in collaboration with internal and external stakeholders.
• Onboard new team members and provide ongoing mentoring to the Risk Management team.

Reporting Development and Maintenance

• Build, maintain, and enhance databases and analytical tools to meet evolving business requirements.
• Manage, document, and implement updates to local tools and systems as necessary.

Supporting Projects and Initiatives

• Contribute to initiatives focused on risk monitoring, mitigation, portfolio steering, and reporting optimization.
• Collaborate with Finance and Controlling on strategic initiatives and cross-functional projects.

Compliance

• Ensure adherence to Corporate Guidelines and Policies through comprehensive documentation, procedures, and control monitoring.
• Maintain local policies and governance frameworks to ensure alignment with global standards.
• Lead internal control and audit preparedness, coordinating testing and managing auditor engagement to ensure controls are effectively designed and operating as required.

Qualifikationen

Education and Experience:

• Undergraduate degree with focus in Business Administration, Economics or Finance is required.

• Master’s degree in business administration is preferred.

• 5 years of experience in Accounting, Business or Finance.

• Experience in the captive automotive financial services industry is considered an asset.

Areas of Knowledge:

• Excellent verbal and written communication skills.
• Demonstrates organizational and time management skills.
• Strong communication and interpersonal skills; ability to balance a high level of judgmental approach with attentiveness to detail.
• Driven and motivated by a fast-paced environment.
• Ability to integrate information from a variety of sources with varied levels of complexity.
• Ability to review, interpret, and evaluate statistical information.
• Strong presentation, problem solving and analysis skills.
• Advanced proficiency in computer application skills (Microsoft office suite –Access, Excel, Word, PowerPoint, and Power BI).
• Experience with Cognos, SSAP, Essbase and Alfa is preferred.
• Ability to run/create queries using different tools (SQL, MS Access)

Competency Skills:

• Analytical Thinking & Attention to Detail
• Customer Orientation
• Communication
• Decision Making
• Planning and Organization
• Problem Solving

Additional Note:

Job requires flexible hours; must be able to work evenings and/or weekends.

This posting reflects currently available positions that have been approved.

Corporate Culture:

We offer customer and employee‐focused culture in a fast-paced, competitive, yet team-oriented environment.

Commitment to Equity:
Mercedes-Benz Financial Services is committed to fostering an inclusive, equitable, and accessible environment where all employees and customers feel valued, respected, and supported. While we thank every applicant for their interest in joining our iconic brand, we will only contact applicants selected for an interview.

If you require accommodation because of a disability, please reach out to mbfsrecruitment@mercedes-benz.ca and we will work with you to meet your needs throughout the recruitment, assessment, and selection process as applicable.

Benefits

Essenszulagen

Betriebliche Altersversorgung

Coaching

Gesundheitsmaßnahmen

Mitarbeiterbeteiligung möglich

Mobilitätsangebote

Mitarbeiterhandy möglich

Mitarbeiterrabatte möglich

Mitarbeiter Events

Barrierefreiheit

Parkplatz

KontaktMercedes-Benz Financial Services Canada Corporation

2680 Matheson Blvd East, Suite 500L4W 0A5 MississaugaDetails zum Standort

MBFSC Recruitment E-Mail: mbfsrecruitment@mercedes-benz.ca