Analyst, Corporate Finance
Top Benefits
About the role
Application Deadline: 12/18/2025
Address: 1675 Grafton Street
Job Family Group: Commercial Sales & Service
BMO’s Corporate Finance Division (CFD) is part of the Canadian Commercial Bank and responsible for providing public and private corporate clients advice based financial solutions and best-in-class relationship management. The CFD team works holistically with companies to offer an integrated suite of financing structures, treasury and payment products, capital markets solutions, and advisory services.
The analyst candidate will work on a deal team within CFD’s Diversified Industries (DI) group. DI is comprised highly skilled and experienced professionals who work closely with clients across a range of industries in support of their corporate and strategic financial objectives. Key role responsibilities are focused on supporting the underwriting process; as such, candidates are expected to demonstrate an understanding of financial analysis and an ability to clearly articulate complex situations.
Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
- Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
- Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
- Supports credit-granting decisions by making recommendations to manager.
- Supports portfolio monitoring and compliance, within the portfolio to identify deteriorating credit conditions and ensure compliance.
- Analyses metrics and assesses industry trends to spot risks and opportunities.
- Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
- Develops proposals to capture new business and expand client relationships.
- Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
- Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
- Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions
- Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
- Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
- Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.
- Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
- Identifies revenue and cross-selling opportunities to enhance portfolio growth.
- Identifies share of wallet opportunities.
- Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
- Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works independently on a range of complex tasks, which may include unique situations.
- Broader work or accountabilities may be assigned as needed.
Qualifications:
- Preferred 3 – 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
- If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
- Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
- Technical proficiency gained through education and/or business experience.
Intermediate level of proficiency:
- Problem Solving
- Collaboration
- Detail-Oriented
- Analytical Thinking
- Loan Structuring
- Regulatory Compliance
- Portfolio Management
- Credit Risk Assessment
- Banking Operations
- Microsoft Office
Advanced level of proficiency:
- Data analysis tools
- Financial analysis
About Desjardins
Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.
Analyst, Corporate Finance
Top Benefits
About the role
Application Deadline: 12/18/2025
Address: 1675 Grafton Street
Job Family Group: Commercial Sales & Service
BMO’s Corporate Finance Division (CFD) is part of the Canadian Commercial Bank and responsible for providing public and private corporate clients advice based financial solutions and best-in-class relationship management. The CFD team works holistically with companies to offer an integrated suite of financing structures, treasury and payment products, capital markets solutions, and advisory services.
The analyst candidate will work on a deal team within CFD’s Diversified Industries (DI) group. DI is comprised highly skilled and experienced professionals who work closely with clients across a range of industries in support of their corporate and strategic financial objectives. Key role responsibilities are focused on supporting the underwriting process; as such, candidates are expected to demonstrate an understanding of financial analysis and an ability to clearly articulate complex situations.
Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
- Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
- Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
- Supports credit-granting decisions by making recommendations to manager.
- Supports portfolio monitoring and compliance, within the portfolio to identify deteriorating credit conditions and ensure compliance.
- Analyses metrics and assesses industry trends to spot risks and opportunities.
- Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
- Develops proposals to capture new business and expand client relationships.
- Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
- Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
- Conducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisions
- Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
- Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
- Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed.
- Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.
- Identifies revenue and cross-selling opportunities to enhance portfolio growth.
- Identifies share of wallet opportunities.
- Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
- Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works independently on a range of complex tasks, which may include unique situations.
- Broader work or accountabilities may be assigned as needed.
Qualifications:
- Preferred 3 – 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
- If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
- Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
- Technical proficiency gained through education and/or business experience.
Intermediate level of proficiency:
- Problem Solving
- Collaboration
- Detail-Oriented
- Analytical Thinking
- Loan Structuring
- Regulatory Compliance
- Portfolio Management
- Credit Risk Assessment
- Banking Operations
- Microsoft Office
Advanced level of proficiency:
- Data analysis tools
- Financial analysis
About Desjardins
Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.