Job Description What is the Opportunity? RBC leads Canada’s Business Markets with top market share in Deposits, Foreign Exchange, and payment volumes. This role owns the full lifecycle of innovative payment and receivables solutions, from strategic conception through market commercialization, aligning with global product strategies and local market needs. This position seeks a bold, client-obsessed leader who seizes market opportunities, builds impactful product features, and scales adoption—fundamentally shaping business momentum and competitive strategy. What Will You Do? Strategic Product Leadership Establish a compelling vision, strategy, and roadmap that positions Payables & Receivables solutions as market leading automation platform. Translate client needs into innovative product capabilities that streamline processes, accelerate payments, and improve cash flow visibility – driving measurable ROI and operational efficiency for enterprise clients. Align products with RBC’s Commercial Banking and Cash Management strategies to maximize profitability. Manage product lifecycle (KPIs, market/competitor analysis, client needs) and collaborate with operations, sales, and leadership. Ensure regulatory compliance (AML, cross-border) and mitigate client impact. Monitor competitive pricing, market share, and benchmarking. Handle escalations and engage with clients/sales teams. Planning, Delivery & Execution Develop product roadmaps with cross-functional teams (client experience, tech, operations). Own product requirements, technical design, participate in sprint planning, sequence and release planning. Lead project execution, prioritize features, and define requirements/user stories. Track OKRs and ensure platform integration/client adoption. Create reusable frameworks for consistent outcomes. Risk Management Ensure adherence to RBC’s security policies and regulatory requirements. Manage third-party supplier risks and improve service reliability. Analyze financial data and product performance. Relationship & Change Management Collaborate with senior leadership on future strategies and stakeholder engagement. Communicate product vision and support executive reporting. Financial Management Own product profitability, revenue targets, and KPI achievement. Manage project budgets and financial analysis. What Do You Need to Succeed? Must-Have: 7+ years of industry experience in commercial cash management. Deep knowledge of accounts payables and receivables processes. Expertise in Canadian/U.S. treasury management products. Deep understanding of Regulatory & Compliance framework, ensuring products comply with Canadian payment regulations. Ability to thrive in fast-paced, high-pressure environments with tight deadlines. Strong analytical skills (market trends, product performance, complex data). Project management experience (Agile, change management). Technical acumen to collaborate with technology teams. Proven ability to manage competing priorities and stakeholders. Nice-to-Have: BComm/MBA or equivalent education. Advanced communication skills (written/oral). Data-driven problem-solving approach. Formal change management training/certification. What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Designs new products or changes to existing products. Job Skills Business Case Design, Business Markets, Business Needs, Cash Management, Communication, Critical Thinking, Effectiveness Measurement, End-to-End Testing, Financial Regulation, Financial Services Industry, Innovative Products, Interpersonal Relationship Management, Market Analysis, Planning Ability, Product Development, Product Development Lifecycle, Product Development Methodology, Product Quality, Product Services, Results-Oriented, Treasury Management, Waterfall Model Additional Job Details Address: WATERPARK PLACE, 20 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-03-19 Application Deadline: 2026-07-29 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.