Top Benefits
About the role
About KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
About This Role We're seeking a smart, motivated attorney to help our company grow and scale as we continue to deliver financial products and services that improve the lives of consumers across Canada. The Senior Legal Counsel - Commercial will support a broad range of legal areas with a focus on commercial work, privacy law, as well as product development and regulatory matters.
What You'll Do
- Draft, review, and negotiate commercial agreements, including complex arrangements with banking, processing and technology partners / vendors
- Support our product and partnerships teams on structuring and documenting strategic partnerships
- Draft and develop standards for contract templates, contract lifecycle management and legal workflow
- Provide support to Enterprise and Third-Party Risk Management initiatives
- Advise on laws and regulations relevant to financial services, consumer protection, marketing, and privacy
- Draft T&Cs and disclosures
- Review marketing collateral and customer communications
- Manage privacy law matters (tracking privacy requirements, building/managing compliance policies, responding to 3rd party due diligence requests, handling data subject requests)
What You'll Bring
- 6+ years of post-call experience as a lawyer practicing in Canada (in-house and/or at a law firm)
- Contract negotiation and drafting skills (Experience in tech procurement is a plus)
- Familiarity with privacy law, consumer protection and financial services regulation (Experience in the fintech industry or banking is a plus)
- You're proactive, curious, non-complacent, responsive, reliable, honest, and extremely organized
- You're a a very fast learner who can operate well in high ambiguity situations
- You have a growth mindset, strong ownership, and a strong work ethic
What’s in it for you?
- 📈 Opportunity to shape the future of fintech and financially empower a generation of Canadians
- 💰 Competitive compensation & equity
- 🤝 Fantastic, Deeply Engaged Team (check out our engagement scores here!)
- 🌴 Generous vacation + Wellness days + Flex Days + holiday closure
- 💻 Remote-first environment + coworking support + yearly all hands retreat
- 🧠 Access to coaching & growth programs
- 👶 Parental top-up & leave policies
- 🏥 Comprehensive health benefits
- 💡 Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development
KOHO is for builders. If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.
AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
About KOHO
KOHO is one seamless platform for your money and life. Founded in 2014, we are a forward-thinking fintech company dedicated to financially empowering a generation of Canadians. With a Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app.
Driven by a genuine desire to help people make financial progress, KOHO has touched the lives of over 1.7 million users. Our mission is to make finance accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.
We’re proud to offer a product that our users love, and we remain committed to innovating and evolving to meet their needs. Join us on this journey as we reshape personal finance in Canada.
Top Benefits
About the role
About KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.
At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.
KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
About This Role We're seeking a smart, motivated attorney to help our company grow and scale as we continue to deliver financial products and services that improve the lives of consumers across Canada. The Senior Legal Counsel - Commercial will support a broad range of legal areas with a focus on commercial work, privacy law, as well as product development and regulatory matters.
What You'll Do
- Draft, review, and negotiate commercial agreements, including complex arrangements with banking, processing and technology partners / vendors
- Support our product and partnerships teams on structuring and documenting strategic partnerships
- Draft and develop standards for contract templates, contract lifecycle management and legal workflow
- Provide support to Enterprise and Third-Party Risk Management initiatives
- Advise on laws and regulations relevant to financial services, consumer protection, marketing, and privacy
- Draft T&Cs and disclosures
- Review marketing collateral and customer communications
- Manage privacy law matters (tracking privacy requirements, building/managing compliance policies, responding to 3rd party due diligence requests, handling data subject requests)
What You'll Bring
- 6+ years of post-call experience as a lawyer practicing in Canada (in-house and/or at a law firm)
- Contract negotiation and drafting skills (Experience in tech procurement is a plus)
- Familiarity with privacy law, consumer protection and financial services regulation (Experience in the fintech industry or banking is a plus)
- You're proactive, curious, non-complacent, responsive, reliable, honest, and extremely organized
- You're a a very fast learner who can operate well in high ambiguity situations
- You have a growth mindset, strong ownership, and a strong work ethic
What’s in it for you?
- 📈 Opportunity to shape the future of fintech and financially empower a generation of Canadians
- 💰 Competitive compensation & equity
- 🤝 Fantastic, Deeply Engaged Team (check out our engagement scores here!)
- 🌴 Generous vacation + Wellness days + Flex Days + holiday closure
- 💻 Remote-first environment + coworking support + yearly all hands retreat
- 🧠 Access to coaching & growth programs
- 👶 Parental top-up & leave policies
- 🏥 Comprehensive health benefits
- 💡 Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development
KOHO is for builders. If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.
AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
About KOHO
KOHO is one seamless platform for your money and life. Founded in 2014, we are a forward-thinking fintech company dedicated to financially empowering a generation of Canadians. With a Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app.
Driven by a genuine desire to help people make financial progress, KOHO has touched the lives of over 1.7 million users. Our mission is to make finance accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.
We’re proud to offer a product that our users love, and we remain committed to innovating and evolving to meet their needs. Join us on this journey as we reshape personal finance in Canada.