About KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians.

At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust.

KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.

About The Role The Senior Director / Director, Financial Accounting & Reporting will oversee the accounting and financial reporting function at KOHO and report directly to the CFO. The Director will play a strategic role by using their expertise and experience to set up our accounting function for scale commensurate with a high growth tech company. As KOHO is applying for a bank license, they will also be responsible for establishing the accounting and financial compliance structure for the new banking entity, ensuring seamless integration and regulatory compliance from day one.

We are open to considering candidates at either the Director or Senior Director level. The right level will be determined based on your skills and experience, so if you’re passionate about accounting operations and driving financial reporting excellence, we’d love to hear from you!

Key Responsibilities Financial Management & Reporting

• Manage the accounting team and function at KOHO, ensure KOHO's monthly, quarterly and annual financial closings are done on time and accurately.
• Ensure KOHO's audit is completed on a timely basis and with desired outcome.
• Complete regulatory filings on time and ensure all financial compliances are adhered to.
• Manage timely payments for AP, collection of AR and payroll processing.

Compliance & Risk Management

• Maintain compliance with current regulatory requirements and prepare for enhanced banking regulations.
• Coordinate with regulatory bodies (OSFI, CRA, BOC etc.) on compliance matters as required.
• Maintain compliance with loan covenants and other financial agreements.
• Manage KOHO's internal financial controls and testing plan

Strategic & Advisory Functions

• Research accounting standards as applicable and advise management on the accounting implications of new product lines.
• Build processes to streamline and scale accounting activities

Banking License Preparation

• Establish accounting framework and financial compliance structure for KOHO's banking license application and future banking operations.
• Design and implement accounting policies, procedures, and controls specific to banking regulatory requirements.
• Ensure readiness for enhanced regulatory reporting and oversight that comes with banking status.

Leadership & Team Management

• Manage and develop the accounting team at KOHO. Provide strategic guidance and mentorship to team members.
• Drive process improvements and scaling initiatives across the accounting function
• Foster a culture of accuracy, compliance, and continuous improvement

Preferred Qualifications

• CPA designation required
• Minimum 7 years of post-qualification experience is required. Audit experience at a Big 4 firm is a plus.
• At least 3 years of experience in the banking or financial services sector in the accounting function is desirable.
• Experience of leading team

Core Competencies

• Excellent analytical and problem-solving skills.
• Strong interpersonal and communication skills.
• Ability to work within deadlines and flexibility to accommodate changing priorities.
• Self-motivated, proactive and adaptable individual.

You will love this role if you like

• A low-ego, high-execution team that mentors its team members.
• A strategic position with significant impact in a company with a dynamic product suite and rapidly evolving business and, therefore, finance team.
• An opportunity to play an important role in a fintech’s transition to becoming a licensed bank.
• An environment where your problem-solving skills are nurtured and challenged.

What’s in it for you?

• 📈 Opportunity to shape the future of fintech and financially empower a generation of Canadians
• 💰 Competitive compensation & equity
• 🤝 Fantastic, Deeply Engaged Team (check out our engagement scores here!)
• 🌴 Generous vacation + Wellness days + Flex Days + holiday closure
• 💻 Remote-first environment + coworking support + yearly all hands retreat
• 🧠 Access to coaching & growth programs
• 👶 Parental top-up & leave policies
• 🏥 Comprehensive health benefits
• 💡 Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development

KOHO is for builders. If you’re energized by challenge, motivated by mission, and want to be part of a team that punches above its weight - we want to hear from you.

The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.

AI Disclosure: KOHO uses artificial intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@koho.ca.

Note: this posting is for an existing vacancy that we are seeking to fill.