About the role
Company Overview We are a fast-growing startup lender specializing in the non-B20 mortgage space in Canada. As a new and dynamic player in the industry, we focus on providing innovative lending solutions outside traditional banking guidelines. Our team thrives in a fast-paced, high-performance environment, where getting things done is the top priority.
We are seeking a highly skilled and motivated Treasury Analyst who is excited to take ownership, work collaboratively, and help us shape the future of mortgage lending in Canada. This is a unique opportunity to join early, grow with the company, and build a career in an emerging sector of the financial services industry. This role offers significant exposure to senior leadership and potential for career advancement as the company grows.
About the Role As a Treasury Analyst, you will play a key role in supporting the company’s funding operations, cash flow management, and lender reporting. You will work closely with internal teams to ensure seamless funding processes, accurate liquidity tracking, and timely reporting. Beyond daily operations, this role will contribute to developing treasury processes, and supporting strategic allocation of funding sources.
Key Responsibilities Prepare and review funding requests and process wire transfers for mortgage disbursements. Liaise with the operations team to maintain and update the loan pipeline. Maintain and update cash flow and funding trackers, ensuring visibility on liquidity needs and facility usage. Support preparation of month-end and quarter-end reporting packages and lender compliance reporting. Update and maintain data in the loan management system to ensure accurate reflection of funding and disbursement activity. Assist with ad hoc analysis and projects related to treasury systems, reporting, or facility design. Contribute to process improvements, automation opportunities, and development of treasury policies and controls. Monitor and report on lender allocations, helping optimize funding across available sources. Assist with interest expense and receivable reconciliations to support accurate financial reporting.
Requirements Bachelor’s degree in Finance, Accounting, Business, or a related field. 2-3 years of experience in treasury, finance, banking, or mortgage operations (startup or lending experience is an asset). Strong analytical and organizational skills with high attention to detail. Proficient in Excel and comfortable working with financial models and trackers. Excellent communication and interpersonal skills (English). Ability to work independently and thrive in a high-paced, startup environment. Strong sense of ownership and a proactive mindset.
Not the right fit? Search for Treasury Analyst jobs in Toronto, Ontario, Canada
About Heartwood Financial Group
Our name is Heartwood. Our business is providing Canadians with alternative mortgages through Licensed Mortgage brokers. But our goal isn't just providing common sense mortgages—it's getting Canadians securely into their homes and keeping them there. There’s a reason our name is Heartwood. The heartwood is the innermost part of a tree, the strongest, most resilient part. We fund the heartwood in borrowers others miss. When banks turn away a mortgage applicant for being non-conforming, we don’t judge, we get to work, with their broker, to uncover their story. We call ourselves Craft Lenders, because we take the time to do things right. Our craft lending approach means each application gets thoughtful attention—not a cold algorithm. We focus on how to say ‘yes’ responsibly and confidently, because giving borrowers loans they can handle, well, that’s just common sense.
Similar Jobs
About the role
Company Overview We are a fast-growing startup lender specializing in the non-B20 mortgage space in Canada. As a new and dynamic player in the industry, we focus on providing innovative lending solutions outside traditional banking guidelines. Our team thrives in a fast-paced, high-performance environment, where getting things done is the top priority.
We are seeking a highly skilled and motivated Treasury Analyst who is excited to take ownership, work collaboratively, and help us shape the future of mortgage lending in Canada. This is a unique opportunity to join early, grow with the company, and build a career in an emerging sector of the financial services industry. This role offers significant exposure to senior leadership and potential for career advancement as the company grows.
About the Role As a Treasury Analyst, you will play a key role in supporting the company’s funding operations, cash flow management, and lender reporting. You will work closely with internal teams to ensure seamless funding processes, accurate liquidity tracking, and timely reporting. Beyond daily operations, this role will contribute to developing treasury processes, and supporting strategic allocation of funding sources.
Key Responsibilities Prepare and review funding requests and process wire transfers for mortgage disbursements. Liaise with the operations team to maintain and update the loan pipeline. Maintain and update cash flow and funding trackers, ensuring visibility on liquidity needs and facility usage. Support preparation of month-end and quarter-end reporting packages and lender compliance reporting. Update and maintain data in the loan management system to ensure accurate reflection of funding and disbursement activity. Assist with ad hoc analysis and projects related to treasury systems, reporting, or facility design. Contribute to process improvements, automation opportunities, and development of treasury policies and controls. Monitor and report on lender allocations, helping optimize funding across available sources. Assist with interest expense and receivable reconciliations to support accurate financial reporting.
Requirements Bachelor’s degree in Finance, Accounting, Business, or a related field. 2-3 years of experience in treasury, finance, banking, or mortgage operations (startup or lending experience is an asset). Strong analytical and organizational skills with high attention to detail. Proficient in Excel and comfortable working with financial models and trackers. Excellent communication and interpersonal skills (English). Ability to work independently and thrive in a high-paced, startup environment. Strong sense of ownership and a proactive mindset.
Not the right fit? Search for Treasury Analyst jobs in Toronto, Ontario, Canada
About Heartwood Financial Group
Our name is Heartwood. Our business is providing Canadians with alternative mortgages through Licensed Mortgage brokers. But our goal isn't just providing common sense mortgages—it's getting Canadians securely into their homes and keeping them there. There’s a reason our name is Heartwood. The heartwood is the innermost part of a tree, the strongest, most resilient part. We fund the heartwood in borrowers others miss. When banks turn away a mortgage applicant for being non-conforming, we don’t judge, we get to work, with their broker, to uncover their story. We call ourselves Craft Lenders, because we take the time to do things right. Our craft lending approach means each application gets thoughtful attention—not a cold algorithm. We focus on how to say ‘yes’ responsibly and confidently, because giving borrowers loans they can handle, well, that’s just common sense.