Top Benefits
About the role
Career Opportunity
Libro Credit Union is growing!
Join Libro Credit Union as a full-time Credit Analyst - London Administration
At Libro Credit Union, every employee and every customer are members. Everything we do is about strengthening financial well-being for a better tomorrow.
As a Certified B Corporation©, we use business as a force for good. That means:
- Empowering people to live their most fulfilled lives.
- Supporting businesses and communities to thrive.
- Caring for the planet and economic growth through sustainable practices.
Libro invests in our employee’s development and career ambitions. We value candidates who are accountable, courageous, inclusive, driven to perform and have a passion for supporting people, local business and communities in strengthening their financial well-being.
We are currently hiring afull-time Credit Analystto support ourLondon Administrationoffice, within our Business Banking team, focused on syndications.
The Credit Analyst role is accountable for partnering with Senior Relationship Manager(s) with the overall management of a sizable portfolio of agriculture & commercial accounts, with varying levels of complexity. By partnering with the Senior Relationship Managers, Credit, and Agricultural & Business team, the Credit Analyst completes financial risk analysis & underwriting of credit applications for agricultural and commercial lending.
By taking a thorough and balanced approach to risk and business development, the Credit Analyst position safeguards the goals of the Credit Union, while supporting Owners in achieving their needs.
This position is eligible for hybrid work, with the expectation of coming into the office as required.
The Role:
- Be proficient in analyzing balance sheets, cash flows, and business plans. Competent in financial ratios and understanding cash flow mechanics.
- Familiar with different borrower types and their relationship to collateral membership, loan repayment, and structures.
- Exhibit demonstrated ability to identify and mitigate risks, work independently, prioritize tasks, and resolve problems
- Conduct accurate financial analysis and assess risk for new and existing customers.
- Evaluate credit terms based on provided documents, negotiating as needed, and submitting completed credit applications to Relationship Managers for review.
- Prepare, structure, and deliver meaningful, detailed credit analyses while providing efficient and timely service.
- Adherence to credit and risk policies and procedures; identification of any exceptions are appropriately documented, approved, and reported.
- Provide accurate financial analysis and risk assessment of new and existing members
- Complete and approve Annual Summary Reviews for loans
- Ensure all credit files are complete, including identifying and document deficiencies.
- Understand the current financial environment landscape and associated risks.
- Have intermediate proficiency in Microsoft Office Suite and adept at using various software applications.
- Understand and review the member’s business to recommend credit solutions and assist with identifying potential needs.
WhatWe’reLooking For:
- University degree with related courses in the area of business finance or agriculture.
- Have demonstrated credit underwriting experience on syndications, with a preference for 5-7 years direct experience in a related field.
- Demonstrated ability in a proactive in sales environment, with ability to identify and mitigate risks, work independently, prioritize tasks, and resolve problems
- A passion for helping people grow their financial well-being.
- Display Libro’s values of Accountability, Courage, High Performance and Inclusive Mindset
We Offer Total Reward Programs to Set You Up for Success In & Outside of Work:
- Competitive salaries, benefit packages, pension plans, & incentive programs, that value your dedication.
- Generous vacation time.
- Employee wellness program, Employee & Family Assistance Program, fitness club discounts, technology offers, travel and entertainment deals.
- Dedicated staff banking specialists to support strengthening your own financial well-being! Staff accounts and staff rates on products and services.
- We believe in developing internal talent. Unlock your potential with tuition assistance and opportunities for advancement.
If you're passionate about helping your community, interested in being part of a remarkable team, and want to do your part to strengthen financial well-being for a better tomorrow - we want to hear from you!
Libro is committed to fostering a safe, healthy, and inclusive work environment that inspires respect. As an inclusive employer we are committed to providing a fully accessible recruitment process. Email us at careers@libro.ca any time during the recruitment process to let us know what supports you may need to be successful.
Please note the expected salary range for this role is available on the Libro Careers site, where candidates are required to apply.
#LI-REMOTE
Not the right fit? Search for Credit Analyst jobs in London, ON
About Libro Credit Union
Libro Credit Union is a full-service financial institution serving more than 117,000 member-Owners through a network of digital services and 34 physical locations. As a trusted financial partner for 80 years, it's our passionate staff and commitment to our communities that sets us apart. Libro is a purposed-based business proudly committed to making positive social and environmental impact as a certified B Corporation®, as an associate member of the Responsible Investment Association, and as a Living Wage employer. If you want to see what makes Libro different, and how your purpose might align with ours then we want to hear from you! Join an inclusive and positive work environment that fosters career growth and advancement. Visit libro.ca/careers to apply today.
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Top Benefits
About the role
Career Opportunity
Libro Credit Union is growing!
Join Libro Credit Union as a full-time Credit Analyst - London Administration
At Libro Credit Union, every employee and every customer are members. Everything we do is about strengthening financial well-being for a better tomorrow.
As a Certified B Corporation©, we use business as a force for good. That means:
- Empowering people to live their most fulfilled lives.
- Supporting businesses and communities to thrive.
- Caring for the planet and economic growth through sustainable practices.
Libro invests in our employee’s development and career ambitions. We value candidates who are accountable, courageous, inclusive, driven to perform and have a passion for supporting people, local business and communities in strengthening their financial well-being.
We are currently hiring afull-time Credit Analystto support ourLondon Administrationoffice, within our Business Banking team, focused on syndications.
The Credit Analyst role is accountable for partnering with Senior Relationship Manager(s) with the overall management of a sizable portfolio of agriculture & commercial accounts, with varying levels of complexity. By partnering with the Senior Relationship Managers, Credit, and Agricultural & Business team, the Credit Analyst completes financial risk analysis & underwriting of credit applications for agricultural and commercial lending.
By taking a thorough and balanced approach to risk and business development, the Credit Analyst position safeguards the goals of the Credit Union, while supporting Owners in achieving their needs.
This position is eligible for hybrid work, with the expectation of coming into the office as required.
The Role:
- Be proficient in analyzing balance sheets, cash flows, and business plans. Competent in financial ratios and understanding cash flow mechanics.
- Familiar with different borrower types and their relationship to collateral membership, loan repayment, and structures.
- Exhibit demonstrated ability to identify and mitigate risks, work independently, prioritize tasks, and resolve problems
- Conduct accurate financial analysis and assess risk for new and existing customers.
- Evaluate credit terms based on provided documents, negotiating as needed, and submitting completed credit applications to Relationship Managers for review.
- Prepare, structure, and deliver meaningful, detailed credit analyses while providing efficient and timely service.
- Adherence to credit and risk policies and procedures; identification of any exceptions are appropriately documented, approved, and reported.
- Provide accurate financial analysis and risk assessment of new and existing members
- Complete and approve Annual Summary Reviews for loans
- Ensure all credit files are complete, including identifying and document deficiencies.
- Understand the current financial environment landscape and associated risks.
- Have intermediate proficiency in Microsoft Office Suite and adept at using various software applications.
- Understand and review the member’s business to recommend credit solutions and assist with identifying potential needs.
WhatWe’reLooking For:
- University degree with related courses in the area of business finance or agriculture.
- Have demonstrated credit underwriting experience on syndications, with a preference for 5-7 years direct experience in a related field.
- Demonstrated ability in a proactive in sales environment, with ability to identify and mitigate risks, work independently, prioritize tasks, and resolve problems
- A passion for helping people grow their financial well-being.
- Display Libro’s values of Accountability, Courage, High Performance and Inclusive Mindset
We Offer Total Reward Programs to Set You Up for Success In & Outside of Work:
- Competitive salaries, benefit packages, pension plans, & incentive programs, that value your dedication.
- Generous vacation time.
- Employee wellness program, Employee & Family Assistance Program, fitness club discounts, technology offers, travel and entertainment deals.
- Dedicated staff banking specialists to support strengthening your own financial well-being! Staff accounts and staff rates on products and services.
- We believe in developing internal talent. Unlock your potential with tuition assistance and opportunities for advancement.
If you're passionate about helping your community, interested in being part of a remarkable team, and want to do your part to strengthen financial well-being for a better tomorrow - we want to hear from you!
Libro is committed to fostering a safe, healthy, and inclusive work environment that inspires respect. As an inclusive employer we are committed to providing a fully accessible recruitment process. Email us at careers@libro.ca any time during the recruitment process to let us know what supports you may need to be successful.
Please note the expected salary range for this role is available on the Libro Careers site, where candidates are required to apply.
#LI-REMOTE
Not the right fit? Search for Credit Analyst jobs in London, ON
About Libro Credit Union
Libro Credit Union is a full-service financial institution serving more than 117,000 member-Owners through a network of digital services and 34 physical locations. As a trusted financial partner for 80 years, it's our passionate staff and commitment to our communities that sets us apart. Libro is a purposed-based business proudly committed to making positive social and environmental impact as a certified B Corporation®, as an associate member of the Responsible Investment Association, and as a Living Wage employer. If you want to see what makes Libro different, and how your purpose might align with ours then we want to hear from you! Join an inclusive and positive work environment that fosters career growth and advancement. Visit libro.ca/careers to apply today.