Staff Software Engineer
About the role
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are looking for an experienced, passionate, and resourceful Staff-level backend software engineer to join our Live Pay team. In our team, you’ll work cross-functionally with various teams and contribute to the design and development of key platform services. This person must be strong in JVM languages and event-driven architecture on AWS.
The Canada base salary range for this full-time position is $252,000- $308,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This role will be hybrid from our Vancouver, CAN office, with 2 days a week in the office required.
WHAT YOU'LL DO
- Drive the design and implementation of new features. Break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code.
- Make a meaningful impact on the lives of our community members.
- Design, develop, and deliver large-scale systems.
- Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews.
- Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
- Estimate and manage team project timelines and risks.
- Care passionately about producing high-quality, efficient designs and code.
- Constantly learning about new technologies and industry standards in software engineering.
- Work cross-functionally with other teams, including: Analytics, design, product, marketing, and data science.
WHAT WE'RE LOOKING FOR
- 7+ years of development experience in backend software development
- Bachelor's, Master’s, or PhD in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
- Proficiency in at least one modern programming language, such as Java, Kotlin, Scala, or C#, and experience with at least one major framework such as Spring, Spring Boot, or ASP.NET Core.
- Hands-on experience working in cloud environments: AWS, GCP, or Azure
- Proficiency in event-driven systems such as Kafka, SQS, SNS, or Kinesis, and experience designing and operating scalable distributed systems.
- Knowledge of professional software engineering practices and best practices for the full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations
- Hands-on experience working with various databases. DynamoDB, MySQL, ElasticSearch
- Proficient in leveraging advanced AI tools and multi-agent coding assistants (e.g., Cursor, Claude Code, and OpenAI APIs) to accelerate development, automate workflows, and improve engineering productivity.
- Experience with continuous integration and delivery tools, and experience in developing and executing functional and integration tests.
- Familiarity with a clean architecture approach and software craftsmanship
- Experience with Kubernetes and microservice architecture is a strong plus.
- Excellent written and verbal communication skills.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
About EarnIn
EarnIn lets you access your money as you earn it — not days or weeks later.
We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.
EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:
- 49% can now cover an unexpected expense of $400 since using EarnIn
- 73% can budget more effectively with EarnIn
- 66% have been able to pay bills on time with EarnIn’s help
We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.
Join us.
EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.
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Staff Software Engineer
About the role
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
We are looking for an experienced, passionate, and resourceful Staff-level backend software engineer to join our Live Pay team. In our team, you’ll work cross-functionally with various teams and contribute to the design and development of key platform services. This person must be strong in JVM languages and event-driven architecture on AWS.
The Canada base salary range for this full-time position is $252,000- $308,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This role will be hybrid from our Vancouver, CAN office, with 2 days a week in the office required.
WHAT YOU'LL DO
- Drive the design and implementation of new features. Break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code.
- Make a meaningful impact on the lives of our community members.
- Design, develop, and deliver large-scale systems.
- Collaborate and mentor other engineers while providing thoughtful guidance using code, design, and architecture reviews.
- Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
- Estimate and manage team project timelines and risks.
- Care passionately about producing high-quality, efficient designs and code.
- Constantly learning about new technologies and industry standards in software engineering.
- Work cross-functionally with other teams, including: Analytics, design, product, marketing, and data science.
WHAT WE'RE LOOKING FOR
- 7+ years of development experience in backend software development
- Bachelor's, Master’s, or PhD in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
- Proficiency in at least one modern programming language, such as Java, Kotlin, Scala, or C#, and experience with at least one major framework such as Spring, Spring Boot, or ASP.NET Core.
- Hands-on experience working in cloud environments: AWS, GCP, or Azure
- Proficiency in event-driven systems such as Kafka, SQS, SNS, or Kinesis, and experience designing and operating scalable distributed systems.
- Knowledge of professional software engineering practices and best practices for the full software development life cycle, including coding standards, code reviews, source control management, build processes, testing, and operations
- Hands-on experience working with various databases. DynamoDB, MySQL, ElasticSearch
- Proficient in leveraging advanced AI tools and multi-agent coding assistants (e.g., Cursor, Claude Code, and OpenAI APIs) to accelerate development, automate workflows, and improve engineering productivity.
- Experience with continuous integration and delivery tools, and experience in developing and executing functional and integration tests.
- Familiarity with a clean architecture approach and software craftsmanship
- Experience with Kubernetes and microservice architecture is a strong plus.
- Excellent written and verbal communication skills.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
About EarnIn
EarnIn lets you access your money as you earn it — not days or weeks later.
We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.
EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:
- 49% can now cover an unexpected expense of $400 since using EarnIn
- 73% can budget more effectively with EarnIn
- 66% have been able to pay bills on time with EarnIn’s help
We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.
Join us.
EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.