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Senior Data Scientist

Mercury5 days ago
Remote
New York, San Francisco Bay Area
$166,600 - $208,300/yearly
Senior Level

Top Benefits

Health, dental, and vision coverage
12+ weeks paid parental leave
Unlimited vacation with minimum requirement

About the role

Who you are

  • 5+ years of experience working with and analyzing large datasets to solve problems and drive impact, with 1+ years of relevant domain experience
  • Proficiency in SQL and experience using it to understand and manage imperfect data
  • Proficiency in Python and experience with statistical modeling and machine learning
  • Experience deploying and monitoring machine learning models in production
  • The ability to balance high-leverage projects with foundational work such as reporting, dashboarding, and exploratory analyses
  • Comfort working in a fast-paced environment with evolving priorities
  • Experience building zero-to-one solutions in ambiguous or greenfield problem spaces
  • Familiarity with LLMs or other GenAI and how they can be applied to risk or fraud detection
  • Experience with modern data tools for pipelines and ETL (e.g., dbt)

What the job involves

  • We are hiring a Data Scientist to join our Fraud and Limits team. This team is responsible for detecting, monitoring, and mitigating both first-party fraud (fraudulent applicants) and account takeover (ATO)
  • You’ll play a key role in strengthening our fraud defenses while ensuring that Mercury continues to deliver a smooth and trustworthy banking experience
  • This is an opportunity to join Mercury at a pivotal moment in our growth. You’ll be working on some of the most critical challenges facing the business and collaborating across product, engineering, and risk to protect our customers and the financial system at large
  • Develop dashboards and monitoring systems to track key fraud and account health metrics
  • Conduct deep-dive analyses to understand fraud trends and behaviors, and translate findings into actionable recommendations
  • Build, validate, and deploy machine learning models to identify and prevent fraud in real time
  • Support ad hoc investigations and ensure data quality and reliability across pipelines and tools
  • Collaborate with Risk Strategy and Engineering to optimize rules, scoring systems, and other fraud defenses
  • Partner with cross-functional teams (Engineering, Product, Design, Operations) to embed data insights into decision-making

Benefits

  • Health, dental, & vision
  • 12+ weeks of paid parental leave
  • $600 USD custom WFH equipment setup
  • Unlimited vacation policy (with a mandatory minimum)
  • Retirement matching up to 4% of base salary (401k/RRSP)
  • Paid 6-week sabbatical after the 5-year mark
  • Annual $1K USD learning & development budget
  • Unlimited book budget
  • Weekly $100 USD food budget
  • Monthly $100 USD wellness budget
  • Monthly $50 USD cellphone reimbursement
  • Pet-friendly offices with free tea & lunch

About Mercury

Financial Services
501-1000

Mercury is the fintech ambitious companies use for banking* and all their financial workflows. With a powerful bank account at the center of their operations, companies can make better financial decisions and ensure that every dollar spent aligns with company priorities. That's why over 200K startups choose Mercury to confidently run all their financial operations with the precision, control, and focus they need to operate at their best. To learn more, visit Mercury.com.

*Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.