Build a rewarding career with Steinbach Credit Union

Steinbach Credit Union (SCU) is one of Manitoba’s largest credit unions and among the top 10 in Canada, with over $ 10 billion in assets. For the past 80 years, we have worked with our members to create relationships based on trust and support. Our goal is to provide advice and recommend products and services that are tailored to meet every member’s individual needs.

Our member-centric approach is a key driver in everything we do, and our level of service is second to none. We provide an environment of trust in which members feel comfortable doing business and they will recommend us to their family and friends. For more information, please visit our website.

An exciting opportunity awaits!

We currently have an opportunity for a Credit Adjudicator to join our team in Steinbach. The Credit Adjudicator seeks to analyze credit applications/submissions, identify and evaluate the degree of risk associated with extending credit to members, determine the appropriate response to mitigate risk, and make recommendations that promote sound business growth and protection of SCU’s lending portfolio.

Specific Responsibilities

• Assess credit worthiness of Consumer/corporate lending requests that exceed branch discretionary limits through the analysis of data including, but not limited to financial statements, security, supporting documentation, and SCU system-generated reports
• Adjudicate credit applications/submissions within approved lending authority, ensuring consistent application of SCU lending policy and following-up with Consumer and/or Corporate Lending staff as required
• Prepare credit assessments and make approval decisions when credit applications/submissions are within lending authority or submit recommendations to relevant credit committee when credit applications/submissions exceed lending authority
• Address policy violations and/or non-compliance to approval terms and conditions by formulating recommendations to mitigate loss potential
• Maintain thorough knowledge of and adhere to credit union policies/procedures and all other legislative requirements in the areas of lending, risk management, security and fraud prevention
• Apply best practices and identify areas for improvement
• Provide prompt and accurate communication of adjudication decisions to Consumer and Corporate Lending staff
• Conduct credit risk assessments, adhering to service standards as set forth by SCU
• Submit credit assessments and recommendations to relevant credit committee, presenting additional information to committee(s) as required either verbally or in writing
• Respond to staff inquiries related to loan policy/best practices and resolve questions and concerns wherever possible, referring more complex issues to the Director, Risk Management

Qualifications

• Grade 12 diploma plus two years of formal business-related education or equivalent
• 4 to 6 years of job related experience, or an equivalent combination of education and experience
• Advanced knowledge of financial accounting principles
• Advanced knowledge of lending policies and regulatory environments
• Advanced knowledge of Risk Management principles
• Work experience in a lending department, and/or risk analysis department
• Financial analysis skills (with work experience)
• Credit analysis skills (with work experience)
• Business acumen
• Software proficiency
• Strong negotiation and coaching skills

How we'll reward you

You can look forward to joining an organization that values teamwork and its membership. You will receive a competitive salary based on skills and experience. In addition, you will be eligible for variable compensation and matched pension plan per SCU policies. You will also receive a great host of benefits, including:

• Extended medical, dental, vision benefits, plus a health spending account (100% of premiums are paid by SCU)

• Critical Illness insurance, Life insurance, AD&D insurance, and Employee Assistance programs

• Employee Banking benefits (i.e. free chequing account, low interest MasterCard, bonus rate on deposit and lending products)

• Opportunities for professional development

• Clothing allowance

• Free parking at all locations

Accessibility and inclusivity

We believe our employees should represent the diversity of our members and the communities in which we live and serve. If you require an accommodation for the recruitment or interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we’ll work with you to meet your needs.

Closing Date: October 27, 2025

We are committed to employing a diverse workforce and encourage all qualified individuals to apply. We thank all candidates for their interest, however, only those selected for an interview will be contacted.