Analyst - Credit and Transaction Management (CTM)
About the role
What is the opportunity?
Do you thrive in working in an interactive team environment? Are you a quick learner of systems, have strong organizational, time management, analytical, written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will partner with various internal stakeholders to manage the Global Credit Portfolio. As the successful incumbent, you will work on various tasks and projects simultaneously, develop a framework to identify specific areas of focus, evaluate possible efficiencies and provide recommendations to streamline credit-related processes. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.
What will you do?
You will be responsible for the administration of a portfolio of borrowers, which includes multinational and other large corporate lending relationships. Your key responsibilities will include:
- Complete Annual Reviews of existing credit relationships which are to be completed in a timely fashion and maintaining a high quality of work.
- Review credit agreement terms and ensure they are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
- Monitor receipt of reporting requirements outlined in credit agreements underpinning a portfolio of Global Credit Names. Liaise directly with Agent Banks, Ratings and Monitoring teams, Corporate Banking and other stakeholders to investigate overdue compliance related reporting items; and coordinate escalations to Group Risk Management (GRM) and Account Management Teams as required.
- Responsible for data integrity on any assigned accounts by ensuring the bank systems reflects all relevant ongoing changes with relevant support and approvals attached as necessary.
- Collaborate with the various stakeholders to identify specific areas for possible efficiency evaluation and provide recommendations to streamline credit processes.
- Upkeep and maintain credit, transactional and trading limits in the bank systems. Submit and approve administrative transaction requests as required and permitted under the Delegated Authorities provided by the Chief Risk Officer
- Responsible to identify and escalate deteriorating situations in ongoing monitoring of the portfolio. Where possible, provide a recommended course of action to stakeholders as appropriate.
- Other projects & assignments as required, including portfolio and/or audit related reviews that require analytical, research, strategic and problem solving skills. Completion of ad-hoc projects and other duties in order to support the team’s planned and unplanned demands.
Working as part of a centralized team supporting different regions will entail being flexible around work timings to enable required engagement with functional and global stakeholders (e.g., this may typically mean attending early morning or late evening/night meetings some days of the week). A greater overlap with stakeholders in Canada will be required initially whilst the job holder is still under training (typically end of shift at 8pm or 9pm). Where business demands require adapting the working shift to enable a greater overlap with the regions being supported, the department lead will work with the team members to formalize this arrangement .
What do you need to succeed?
Must-have:
- Strong academic credentials including completion of Bachelor’s degree in Business, Finance, Economics, or other related field.
- Highly motivated self-starter and strong work ethic where accuracy, a keen eye for details, and thoroughness is paramount.
- Strong analytical, credit and technical competencies including a sound knowledge of credit related products.
- Professional written and verbal communication skills
- Ability to prioritize, handle multiple tasks under pressure and meet time sensitive deadlines.
- Ability to exercise sound judgement with respect to exercising delegated authorities for electronic transaction approvals.
- 1-3 years work experience in a related field, including banking or corporate lending experience, finance and/or risk management.
- Ability to read and understand complex legal documents (e.g. loan agreements, security documents).
- Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action.
- Ability to work effectively within a team environment and to interact at all levels within a large organization.
- Ability to prioritize, perform well under pressure and meet time sensitive deadlines
- Proficient in Microsoft suite of products (including Excel, Power Point, Access).
Nice to have:
- Proficiency in visual data related applications or dashboards, ie Tableau.
- Proficiency in advanced excel / VBA.
- Working towards a post graduate finance designation, ie CFA, MBA or CPA, or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field would be an asset but is not required
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- Partner with Credit Transaction Manager’s to manage the Global Credit Portfolio
- Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address:
PERSIARAN IRC 2, IOI RESORT CITY IOI CITY TOWER ONE:PUTRAJAYA
City:
Putrajaya
Country:
Malaysia
Work hours/week:
40
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Posted Date:
2025-07-16
Application Deadline:
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Analyst - Credit and Transaction Management (CTM)
About the role
What is the opportunity?
Do you thrive in working in an interactive team environment? Are you a quick learner of systems, have strong organizational, time management, analytical, written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will partner with various internal stakeholders to manage the Global Credit Portfolio. As the successful incumbent, you will work on various tasks and projects simultaneously, develop a framework to identify specific areas of focus, evaluate possible efficiencies and provide recommendations to streamline credit-related processes. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.
What will you do?
You will be responsible for the administration of a portfolio of borrowers, which includes multinational and other large corporate lending relationships. Your key responsibilities will include:
- Complete Annual Reviews of existing credit relationships which are to be completed in a timely fashion and maintaining a high quality of work.
- Review credit agreement terms and ensure they are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
- Monitor receipt of reporting requirements outlined in credit agreements underpinning a portfolio of Global Credit Names. Liaise directly with Agent Banks, Ratings and Monitoring teams, Corporate Banking and other stakeholders to investigate overdue compliance related reporting items; and coordinate escalations to Group Risk Management (GRM) and Account Management Teams as required.
- Responsible for data integrity on any assigned accounts by ensuring the bank systems reflects all relevant ongoing changes with relevant support and approvals attached as necessary.
- Collaborate with the various stakeholders to identify specific areas for possible efficiency evaluation and provide recommendations to streamline credit processes.
- Upkeep and maintain credit, transactional and trading limits in the bank systems. Submit and approve administrative transaction requests as required and permitted under the Delegated Authorities provided by the Chief Risk Officer
- Responsible to identify and escalate deteriorating situations in ongoing monitoring of the portfolio. Where possible, provide a recommended course of action to stakeholders as appropriate.
- Other projects & assignments as required, including portfolio and/or audit related reviews that require analytical, research, strategic and problem solving skills. Completion of ad-hoc projects and other duties in order to support the team’s planned and unplanned demands.
Working as part of a centralized team supporting different regions will entail being flexible around work timings to enable required engagement with functional and global stakeholders (e.g., this may typically mean attending early morning or late evening/night meetings some days of the week). A greater overlap with stakeholders in Canada will be required initially whilst the job holder is still under training (typically end of shift at 8pm or 9pm). Where business demands require adapting the working shift to enable a greater overlap with the regions being supported, the department lead will work with the team members to formalize this arrangement .
What do you need to succeed?
Must-have:
- Strong academic credentials including completion of Bachelor’s degree in Business, Finance, Economics, or other related field.
- Highly motivated self-starter and strong work ethic where accuracy, a keen eye for details, and thoroughness is paramount.
- Strong analytical, credit and technical competencies including a sound knowledge of credit related products.
- Professional written and verbal communication skills
- Ability to prioritize, handle multiple tasks under pressure and meet time sensitive deadlines.
- Ability to exercise sound judgement with respect to exercising delegated authorities for electronic transaction approvals.
- 1-3 years work experience in a related field, including banking or corporate lending experience, finance and/or risk management.
- Ability to read and understand complex legal documents (e.g. loan agreements, security documents).
- Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action.
- Ability to work effectively within a team environment and to interact at all levels within a large organization.
- Ability to prioritize, perform well under pressure and meet time sensitive deadlines
- Proficient in Microsoft suite of products (including Excel, Power Point, Access).
Nice to have:
- Proficiency in visual data related applications or dashboards, ie Tableau.
- Proficiency in advanced excel / VBA.
- Working towards a post graduate finance designation, ie CFA, MBA or CPA, or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field would be an asset but is not required
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- Partner with Credit Transaction Manager’s to manage the Global Credit Portfolio
- Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address:
PERSIARAN IRC 2, IOI RESORT CITY IOI CITY TOWER ONE:PUTRAJAYA
City:
Putrajaya
Country:
Malaysia
Work hours/week:
40
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Posted Date:
2025-07-16
Application Deadline:
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.