• The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners
• We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem
• Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products
• Affirm’s Compliance team designs and implements a compliance program that proactively addresses regulatory requirements while also identifying potential compliance issues that may arise
• Compliance program activities include advisory, training, testing & monitoring, reporting and oversight
• Although a second line of defense, compliance partners with the business to support new products, markets, and initiatives, as well as issue identification, remediation plans and risk assessment
• Compliance uses multiple data sources to enable informed decision making, strengthen controls and provide for better treatment of consumers
• Affirm is currently in search of a proficient FinTech Compliance Lead, Network Growth, to become a part of our Compliance Advisory team
• The Compliance Lead, Network Growth, will play a pivotal role in ensuring our business partners adhere to all relevant regulatory requirements and internal policies
• The ideal candidate will have a strong background in financial services compliance, a keen understanding of the fintech landscape, and the ability to navigate complex regulatory environments
• As the Compliance Lead, you will work alongside the wider legal and compliance teams to identify and evaluate risks within applicable requirements, and offer guidance on mitigating potential risks
• This role will report to the Compliance Manager and will be required to work independently and cross-functionally
• Collaborate closely with the Merchant Risk team to identify, assess, and mitigate compliance risks associated with merchant and platform partners
• Review and approve financial services marketing materials to ensure they comply with regulations and industry standards
• Work cross-functionally with departments such as Compliance, Legal, Risk, and Revenue to complete reviews and address compliance issues and their root causes
• Contribute to the development and maintenance of compliance training and reference materials
• Operate in a fast-paced environment while delivering detailed and diligent work
• Support the completion of the compliance risk assessment and control inventory, including gathering, organizing relevant information and documenting results
• Serve as a proficient advisor on regulatory compliance, specifically as it relates to merchant and partner integration with Affirm

Benefits

• Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
• Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
• Supportive Communities: Get involved with our employee resource groups and community groups
• Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
• Generous Time Off: Take the time you need when life happens
• Health Benefits: Get a plan that fits your needs
• Mental Healthcare: Take care of your mind with great mental health programs
• Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
• Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
• Learning & Development: Engage in exciting learning programs to level up your growth- Experience working in fast-paced, ambiguous environments
• Bachelor’s degree or equivalent experience (Compliance certifications a plus)
• A strong interest in fintech and consumer financial protections
• Working knowledge of consumer financial laws and regulations, including UDAAP, CAN-SPAM, FCRA, TCPA, TILA (Reg. Z), ECOA (Reg. B), EFTA (Reg. E), TISA (Reg. DD)
• Inquisitive and proactive in identifying problems and proposing creative solutions and ability to learn and adapt in a fast-paced environment
• 5+ years of professional work experience in a compliance advisory role
• Experience advising revenue-generating stakeholder groups
• Ability to work in a self-directed environment with excellent strategic thinking and problem-solving ability, who can assist with minimal guidance
• Outstanding verbal and written communication with the ability to clearly present complex and contentious issues