Job Description What is the opportunity? Group Risk Management – Commercial & Wholesale Credit focuses on risk assessment and adjudication of Capital Markets, Corporate Client Group, and Commercial transactions across the globe. As Associate Director covering SMUSH* borrowers, and the Forestry and Chemical industries, your experience with financial analysis and credit and ability to quickly determine what’s relevant and what’s not will set the stage for success. *(Sub-sovereigns, municipalities, universities, schools, and hospitals) What will you do? Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns Review Transaction Requests, term sheets, and risk assessments within agreed timelines and/or turn-around benchmarks; highlight exceptions to applicable policies and guidelines; and suggest enhancements Ensure an appropriate balance between Risk and Return Review and adjudicate financial models and assist in continuous oversight of borrower’s business and financial performance through monitoring of financial and industry information, regulatory changes, third-party analysis including rating agency publications, and other early warning signals What do you need to succeed? Must-Haves Minimum 5 years of experience working in a financial institution, preferably in lending Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis Analytical and intellectually curious mindset Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines Strong communication skills (both written and presentation) and ability to work with others in a collaborative manner Nice-to-Haves Postgraduate degree, accounting designation and/or CFA Interest in pursuing a career in credit risk management Industry knowledge and experience What is in it for you? We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to take on progressively greater accountabilities Job Skills Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2026-07-03 Application Deadline: 2026-07-17 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.