Top Benefits
About the role
Job Description
What is the opportunity?
Based in the Home Equity Closing Center, the successful candidate will be responsible to manage and ensure compliance of mortgage and home line files from the Mortgage Specialists and the branch network from the approval up until disbursement/activation of the file.
Please note this role is Hybrid and may require you on site.
Client Experience
- Provides consistent service within established benchmarks contributing to achievement of business Client Service Commitments (CSC’s)
- Proactively identifies and recommends solutions to recurring errors and service gaps; acts as a referral point/Subject Matter Expert for sales and service employees
- Takes ownership and accountability for the resolution of complex issues and concerns at the first point of contact; demonstrating a long-term perspective in addressing client concerns.
- Manages incoming cases from across Fraud Management, regardless of location
Client Solutions
- Identifies service/operational inefficiencies and makes recommendations for value added enhancements to appropriate parties.
- Proactively identifies and recommends solutions to recurring errors, service gaps and process efficiency and effectiveness enhancements; acts as a referral point/Subject Matter Expert for sales and service employees
- Supports revenue growth by reducing revenue leakage and focusing on other opportunity spotting initiatives
- Ensures that all cases are accurately tracked, reported and actioned according to business established guidelines
Business and Risk Management
- Ensures all authorities for the role (delegated authorities, SECAF, systems access etc.) are adhered to, reviewed and understood.
- Ensures adherence to Global Information Risk Management framework and Global Compliance mandated policies and procedures.
- Actively ensures that all cases are referred to the appropriate teams (such as Legal, Compliance, or CIS, amongst others) in order to minimize operational and reputational risk
- Exercises due diligence in following operational risk policies, procedures, standards and guidelines.
- Reviews all transactions/reports/documents to ensure compliance/adherence with policies/procedures/guidelines
- Takes full accountability for quality and accuracy of day to day job responsibilities, tasks and activities ensuring a balanced focus on enhanced client experience, efficiency and effectiveness and operational risk
Employee Capability and Engagement
- Employee language and behaviors support a client first mindset at all times.
- Employee is aware of RBC Capabilities and partners with their manager to develop their skills and proficiency on designated capabilities identified for the role/business through Development Plan activities and career planning discussions
- Employee utilizes strong negotiation skills in all dealings with Service Partners and/or clients
- Employee actively participates in regular coaching routines and learning opportunities to improve their individual and team contribution. Ensures skills and knowledge are up-to-date and meet position requirements.
- Employees understand and accept change as it relates to their role and commitment to enhance client experience.
- Employees contribute to the overall success of the team by sharing ideas and best practices. Values and builds on ideas presented by others
What do you need to succeed?
Must-have:
- Available to work Monday – Friday from 8am-8pm
- A minimum of one year of client service experience
- Ability to confidently take on high workload and call volume, while prioritizing and multitasking, with a commitment to delivering superior client experience
- Proven interpersonal, communication and problem resolution skills
Nice-to-have:
- Advice/Call Centre experience
- Ability to navigate between multiple Windows-based application systems
- Good working knowledge of RBC systems (ex: Linx, Host, Panther, Casper, Application Launchpad)
- Proficiency in Microsoft Office
- Fluency in both English and French language skills (reading, writing, and spoken)
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation
- Flexible work arrangements, including bonuses for evening shifts
- Leaders who support your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team that genuinely puts security first
- A world-class training program in financial services
Job Skills
Additional Job Details
Address:
YORK MILLS CENTRE, 10 YORK MILLS RD:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
PERSONAL & COMMERCIAL BANKING
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-11-21
Application Deadline:
2025-12-02
Note**:** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
I****nclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Top Benefits
About the role
Job Description
What is the opportunity?
Based in the Home Equity Closing Center, the successful candidate will be responsible to manage and ensure compliance of mortgage and home line files from the Mortgage Specialists and the branch network from the approval up until disbursement/activation of the file.
Please note this role is Hybrid and may require you on site.
Client Experience
- Provides consistent service within established benchmarks contributing to achievement of business Client Service Commitments (CSC’s)
- Proactively identifies and recommends solutions to recurring errors and service gaps; acts as a referral point/Subject Matter Expert for sales and service employees
- Takes ownership and accountability for the resolution of complex issues and concerns at the first point of contact; demonstrating a long-term perspective in addressing client concerns.
- Manages incoming cases from across Fraud Management, regardless of location
Client Solutions
- Identifies service/operational inefficiencies and makes recommendations for value added enhancements to appropriate parties.
- Proactively identifies and recommends solutions to recurring errors, service gaps and process efficiency and effectiveness enhancements; acts as a referral point/Subject Matter Expert for sales and service employees
- Supports revenue growth by reducing revenue leakage and focusing on other opportunity spotting initiatives
- Ensures that all cases are accurately tracked, reported and actioned according to business established guidelines
Business and Risk Management
- Ensures all authorities for the role (delegated authorities, SECAF, systems access etc.) are adhered to, reviewed and understood.
- Ensures adherence to Global Information Risk Management framework and Global Compliance mandated policies and procedures.
- Actively ensures that all cases are referred to the appropriate teams (such as Legal, Compliance, or CIS, amongst others) in order to minimize operational and reputational risk
- Exercises due diligence in following operational risk policies, procedures, standards and guidelines.
- Reviews all transactions/reports/documents to ensure compliance/adherence with policies/procedures/guidelines
- Takes full accountability for quality and accuracy of day to day job responsibilities, tasks and activities ensuring a balanced focus on enhanced client experience, efficiency and effectiveness and operational risk
Employee Capability and Engagement
- Employee language and behaviors support a client first mindset at all times.
- Employee is aware of RBC Capabilities and partners with their manager to develop their skills and proficiency on designated capabilities identified for the role/business through Development Plan activities and career planning discussions
- Employee utilizes strong negotiation skills in all dealings with Service Partners and/or clients
- Employee actively participates in regular coaching routines and learning opportunities to improve their individual and team contribution. Ensures skills and knowledge are up-to-date and meet position requirements.
- Employees understand and accept change as it relates to their role and commitment to enhance client experience.
- Employees contribute to the overall success of the team by sharing ideas and best practices. Values and builds on ideas presented by others
What do you need to succeed?
Must-have:
- Available to work Monday – Friday from 8am-8pm
- A minimum of one year of client service experience
- Ability to confidently take on high workload and call volume, while prioritizing and multitasking, with a commitment to delivering superior client experience
- Proven interpersonal, communication and problem resolution skills
Nice-to-have:
- Advice/Call Centre experience
- Ability to navigate between multiple Windows-based application systems
- Good working knowledge of RBC systems (ex: Linx, Host, Panther, Casper, Application Launchpad)
- Proficiency in Microsoft Office
- Fluency in both English and French language skills (reading, writing, and spoken)
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation
- Flexible work arrangements, including bonuses for evening shifts
- Leaders who support your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team that genuinely puts security first
- A world-class training program in financial services
Job Skills
Additional Job Details
Address:
YORK MILLS CENTRE, 10 YORK MILLS RD:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
PERSONAL & COMMERCIAL BANKING
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-11-21
Application Deadline:
2025-12-02
Note**:** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
I****nclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.