Referred applicants should not apply directly to this role.

All referred applicants must first be submitted through Workday by a current Loblaw Colleague.

Location:

500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9

When you hire great people, great things can happen.

PC Financial offers unprecedented value to Canadians through payment products. We’re a different kind of bank with a different type of team—we’re collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

Why This Role is Important

This individual will play an instrumental role in reporting and monitoring the bank’s portfolio health and credit risk metrics. This role will support the Director in the development and enhancement of all reporting and forecasting across the entire credit lifecycle of the card consumer (Acquisitions, Portfolio Management, Collections, Fraud, Write-off).

The individual will bring a curiosity for solving business problems with data and a passion for driving process improvements and data-backed insights.

What You’ll Do:

• Deliver proactive insights on portfolio health and credit risk trends through continual improvement of regular performance dashboards
• Explore and validate data from internal and external sources to drive portfolio insights and support credit risk reporting requirements
• Produce monthly reporting package that monitors overall credit quality of the portfolio, determines if the bank is operating within the established risk appetite, and provides oversight and governance of credit risk strategies
• Liaise with leaders in all functional areas of credit risk to understand performance pertaining to complete product lifecycle: Account Acquisition, Portfolio Management, Collections, and Fraud
• Support credit and fraud loss forecasting endeavors by incorporating and communicating emerging trends and changes in strategic directions
• Provide independent assessment of material credit risk strategy changes

What You Bring:

• Effective communication and analytical skills to articulate complex insights and problems both verbally and written
• Eagerness to learn, strong work ethic, and detail-oriented mindset
• Post-Secondary Degree or equivalent experience in a quantitative field (Statistics, Mathematics, Computer Science, Economics, Business Administration)
• Proficiency in programming languages such as Python, SAS, R, and/or SQL
• 1-2 years of experience in a data analysis role

Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number of Openings:

1

PC Financial recognizes Canada’s diversity as a source of national pride and strength. We have made it a priority to reflect our nation’s evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.

In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.

Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application.

Hiring Range / Échelle salariale à l’embauche :$52,000.00 - $71,500.00 / 52.000,00$ - 71.500,00$ (per year / par an)A candidate’s experience and knowledge as well as the geographical region in which the position is located may be factored into the pay a candidate receives for this position. This posting is for an existing vacancy. The Company uses artificial intelligence for the purpose of screening, assessing and/or selecting applicants for this position. / L’expérience et les connaissances d’un candidat ainsi que la région géographique dans laquelle le poste est situé peuvent être prises en compte dans la rémunération qu’un candidat reçoit pour ce poste. Cette offre d’emploi concerne un poste vacant existant. L’entreprise utilise l’intelligence artificielle dans le but de filtrer, d’évaluer et/ou de sélectionner les candidats à ce poste.

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