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Accident Benefits Adjuster

Hybrid
Dunnville, ON
Mid Level
full_time

Top Benefits

Hybrid work environment
Health & Dental benefits
Group RSP

About the role

Claims Department-Dunnville, Ontario

Erie Mutual is 150-year-old company providing Home, Auto, Commercial and Farm Insurance to its valued members. As a mutual, our policyholders are members as well as owners.

Role Description:

We are seeking an experienced Accident Benefits Adjuster to assist our Claims team. You would report directly to the Claims Manager while investigating, evaluating and settling accident benefit claims in accordance with the Insurance act.

Our Mission

Like most companies, Erie Mutual has a mission, and it’s not about us. It’s about being the best we can be at the worst of times for our members. It’s to hold onto and provide a level of service that we know people appreciate. It’s not just an insurance policy, it’s protecting your member’s future.

Benefits:

  • Hybrid work environment

  • Health & Dental benefits

  • Group RSP

  • Serene commute

  • Learning geared environment

  • Educational Assistance

Qualifications

  • Minimum 4 years accident benefits claim handling or insurance adjusting experience

  • Proven investigative and analytical skills. Detail oriented with a high degree of accuracy regarding data entry.

  • Excellent time management and organizational skills with the ability to prioritize work in a fast paced, changing environment.

  • Good negotiation, decision making and critical thinking skills as well as a willingness to improve.

  • Exceptional customer service skills demonstrating empathy and concern for member satisfaction.

  • Willingness to work toward Chartered Insurance Professional (CIP) designation and where required, dedicated to reach the proper licensing requirements.

  • Basic knowledge of medical terminology.

  • Strong written and verbal communication skills

  • Strong teamwork skills with the ability to collaborate with others.

Job Responsibilities

  • Adjustment of Accident Benefit claims of low to moderate complexity.
  • Provide direction and support to our injured members throughout the claims process
  • Review and interpret policy wordings, determine policy coverage, and communicate coverage decisions to members.
  • Establish timely and accurate loss and expense reserves throughout the life of the claim by evaluation of relevant information
  • Ensure a comprehensive investigation is conducted on all files to determine coverages and liability, while adhering to our adjusting guidelines
  • Coordinate and manage services with vendors and service providers such as accountants, lawyers, rehabilitation clinics and health practitioners
  • Negotiate claims settlements within authority limits.
  • Communicate claims decisions promptly and effectively
  • Prepare files for arbitration and litigation.
  • Demonstrate and maintain knowledge and understanding of policy coverages, while complying with regional regulatory and licensing requirements (as applicable).
  • Liaise with claimants, doctors and rehabilitation specialists Doctors, Lawyers, Employers, Treatment Providers, Case managers, Clinical Resource Team, Return to Work Team, and Injured Members.
  • Perform other duties as assigned.

We thank all interested applicants for their interest; however, only those candidates selected for an interview will be contacted.

Erie Mutual will provide accommodations for persons with disabilities, where needed, to support their participation in our recruitment process.

If this sounds like a great opportunity to you, I invite you to submit your application by October 15, 2025.

About Erie Mutual Insurance

Insurance
11-50

Erie Mutual Insurance is a progressive property and casualty insurance company based in Dunnville, Ontario. As a proud member of the Ontario Mutual Insurance Association (OMIA), we've proudly served drivers, homeowners, business owners, and farmers in Haldimand County, Niagara Region and the Hamilton area for 150 years.

Committed to providing you with the most appropriate and affordable coverage that best meets your ever-changing insurance needs, our team is dedicated to our core values; always acting respectfully and professionally, and working to exceed your expectations while providing full value for the premiums you pay.

When you become an Erie Mutual member, you'll "Experience the Value"​. Our products include farm insurance, home insurance, auto insurance, commercial insurance, and personal liability insurance.

We collaborate with a team of highly experienced underwriters and Loss Prevention Officers, who relentlessly pursue ways and means to manage the risks you encounter as a farmer, driver, homeowner and/or business owner. Visit us at www.eriemutual.com to request an insurance quote, and discover how Erie Mutual continues to be proactive to the changing insurance and service needs of our members.