About Northlake Financial Northlake Financial team is growing! If you are a committed and collaborative professional looking to contribute to a hard-working, innovative team, this opportunity is for you.

Why Work for us?

Northlake understands the needs of its employees. Northlake Financial is revolutionizing the Canadian automotive finance industry with a full spectrum of dynamic rates and services for dealers. We specialize in the acquisition and servicing of prime and subprime automotive financing contracts. Our employees flourish in an exciting and engaging environment.

Office Location: Barrie, ON (This role does not provide remote or hybrid work).

Purpose of an Originations Team Lead

The purpose of an Originations Team Lead is to mentor and guide the verification department as well verifying applicant income, reviewing deals, detecting potential fraud, and supporting smooth operational workflows. They act as both a subject matter expert and a team leader, ensuring accuracy, compliance, and efficiency.

Responsibilities of an Originations Team Lead

• Identify discrepancies and potential fraud through data analysis and transaction reviews.
• Investigate anomalies, document findings, and audit calls/accounts for quality and compliance.
• Share fraud trends and best practices with leadership.
• Verify applicant income with employers and supporting documents.
• Review credit, proof-of-income, and deal structures for accuracy and policy adherence.
• Send banking links, manage account changes, and support funding requirements.
• Maintain daily reports, analytics, and accurate data records.
• Conduct research to validate financial information as needed.
• Coach and support Income Analysts, manage escalations, and assist with scheduling and workloads.
• Support Verification Managers and Supervisors with team guidance and process improvements.
• Partner with Sales and respond to dealer and internal inquiries to help close deals.
• Follow company policies and demonstrate accountability, integrity, speed, and innovation.
• Support GPS Management.
• Support tranche processing.
• Perform other duties as assigned.

Qualifications Of An Originations Team Lead

• Supervisory or team-lead experience preferred.
• Strong analytical, investigative, and problem-solving skills.
• Excellent written and verbal communication abilities.
• Proficiency with Microsoft Office and data tracking tools.

Requirements of an Originations Team Lead

• Availability of 8:00 am – 9:00 pm Monday to Friday, and 8:00 am – 5:00 pm Saturdays
• High school diploma or equivalent; post-secondary education in business, finance, or related field preferred.
• Previous experience in automotive financing, income verification, or credit adjudication.

Compensation of an Originations Team Lead

• Base Salary $45,000 annually
• Paid Wellness Days
• Your Birthday Off
• Competitive Commission Structure with performance-based earning potential
• Comprehensive Benefits Package including health and dental coverage
• Employee Assistance Program (EAP) for mental health and wellness support
• Bonusly employee recognition and rewards platform

Northlake Financial appreciates all interest in this position. We are an Equal Employment Opportunity employer and all decisions are based on merit and business needs and not on race, colour, creed, age, sex, gender, sexual orientation, national origin, religion, marital status, medical condition, physical or mental disability, military service, pregnancy, childbirth and related medical conditions or any other classification protected by Canadian Human Rights Commission. This applies to all practices relating to recruitment and hiring, compensation, benefits, discipline, transfer, termination and all other terms and conditions of employment. Northlake is committed to providing reasonable accommodation to applicants with disabilities. If you require any additional support, email the hiring manager.