Job Description:

Business Analysis & Requirements Gather, analyze, and document business and functional requirements for payment systems and API-driven integrations. Conduct stakeholder workshops to define requirements, user stories, and acceptance criteria. Translate business needs into technical specifications, process flows, and system designs. Perform gap analysis and propose process/system improvements aligned with business objectives. Payments Domain Expertise Work on payment systems such as Real-Time Payments, ACH, Wires, SWIFT, SEPA, ISO20022. Analyze end-to-end payment flows including clearing, settlement, reconciliation, and compliance. Ensure solutions comply with regulatory requirements and payment standards (e.g., PSD2, ISO formats). API Integration & Technical Analysis Define and analyze API specifications (REST/SOAP), including request/response payloads and endpoints. Collaborate with development teams to design API integrations between internal and external systems. Work on data mapping, transformation rules, and interface design across systems. Document API contracts, sequence diagrams, and workflows. JSON & Data Handling Analyze and validate JSON/XML payload structures for APIs and system integrations. Define data attributes, schemas, validation rules, and error handling mechanisms. Ensure accurate data mapping and transformation between systems. Delivery & Testing Support Support Agile/Scrum ceremonies and maintain user story backlogs. Assist in system integration testing (SIT), UAT, and API validation using tools like Postman/SoapUI. Work closely with QA and development teams to ensure solution quality and alignment with requirements Stakeholder Management Act as a bridge between business, product, and technology teams. Coordinate with third-party vendors and external partners for integrations. Provide regular updates, demos, and documentation to stakeholders.

Required Skill:

Domain Expertise Strong experience in payments domain (Retail/Corporate/Real-time payments) Knowledge of SWIFT, SEPA, RTGS, ISO20022 messaging Technical Skills Solid understanding of: API integrations (REST/SOAP) JSON and XML data formats API documentation & tools (Swagger, Postman) Data mapping and transformation Tools & Methodologies Experience with Agile/Scrum, Jira, Confluence Knowledge of SDLC and system integration processes UML diagrams, sequence diagrams, and process modeling Experience 5–10+ years of experience as a BSA/Business Analyst At least 3+ years in Payments + API Integration projects