Referred applicants should not apply directly to this role. All referred applicants must first be submitted through Workday by a current Loblaw Colleague. Location: 500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9

When you hire great people, great things can happen. PC Financial offers unprecedented value to Canadians through payment products. We're a different kind of bank with a different type of team—we’re collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.

Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.

Why this role is important The Senior Manager, Credit Cards – Product Management and Partnerships will be responsible for designing and executing initiatives to improve the portfolio performance of our President Choice Mastercard credit cards. In collaboration with Credit Risk, Acquisition, Marketing and other enterprise partners, they will champion and execute our annual plan to drive our spending, lending and meet our critical KPIs and profitability targets.

The Senior Manager will also be responsible for leading the strategy, performance, and oversight of external partners that deliver value-added benefits to the credit card portfolio. This role ensures that all partner-provided benefits enhance cardmember experience, drive portfolio growth, and meet financial, operational, and compliance requirements.

What You’ll Do

• Strategy and Development: Develop and refine client-centric value propositions based on market research, competitor analysis, and client needs. This includes defining product features, pricing, and grow potential partnerships.
• Customer and Analytical Insight: Understand user needs, consumer pain points, and market trends to inform the positioning of card products. Lead and collaborate with data analytics team to understand portfolio optimization opportunities and address target gaps.
• Financial Analysis and P&L Management: Manage the product's profit and loss (P&L), including financial forecasting, reporting, and revenue optimization strategies. Conduct deep-dive analysis to uncover risks and opportunities.
• Go-to-Market Execution: Collaborate with marketing, product, and digital teams to translate complex solutions into client-friendly narratives and execute go-to-market plans. This ensures consistent messaging and successful campaign deployment.
• Stakeholder Collaboration: Act as a strategic advisor to cross-functional teams (e.g., credit, finance, operations, risk) to ensure alignment and drive change management efforts.
• Compliance and Risk Management: Ensure that all strategies and initiatives adhere to local regulatory, compliance, and risk requirements.
• Partnership & Vendor Management: Serve as the primary liaison between the organization and third-party benefit providers, ensuring alignment with program strategy, brand standards, and customer expectations. Lead end-to-end vendor lifecycle management including due diligence, onboarding, contracting, negotiations, renewals, and ongoing governance.

What You Bring

• University degree in Business, Commerce, Mathematics or Engineering
• 5+ years’ experience in a Product, Marketing, Business Development in credit cards industry
• Distinctive problem-solving skills and very strong analytical capabilities
• Demonstrated ability to work in multiple priorities simultaneously and demonstrated track record of implementing results
• Ability to build and maintain strategic relationships and leadership experience is a plus

Top of Form

Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

Number Of Openings 1

PC Financial recognizes Canada's diversity as a source of national pride and strength. We have made it a priority to reflect our nation’s evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities. In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct – it reinforces what our customers and stakeholders expect of us.

Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application. Hiring Range / Échelle Salariale à L’embauche $100,000.00 - $132,000.00 / 100.000,00$ - 132.000,00$ (per year / par an)

A candidate’s experience and knowledge as well as the geographical region in which the position is located may be factored into the pay a candidate receives for this position. This posting is for an existing vacancy. The Company uses artificial intelligence for the purpose of screening, assessing and/or selecting applicants for this position. / L’expérience et les connaissances d’un candidat ainsi que la région géographique dans laquelle le poste est situé peuvent être prises en compte dans la rémunération qu’un candidat reçoit pour ce poste. Cette offre d’emploi concerne un poste vacant existant. L’entreprise utilise l’intelligence artificielle dans le but de filtrer, d’évaluer et/ou de sélectionner les candidats à ce poste.

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