Top Benefits
About the role
Job Description
What is the opportunity?
Working in Global Credit under the Credit and Transaction Management team, you will manage and oversee the collateral management and reporting component of an assigned portfolio of Asset Based Lending (ABL) accounts, as well as non-ABL accounts under RBC Capital Markets.
You will be responsible for the management of an assigned portfolio of Asset Based Lending accounts, by providing in-depth knowledge of the collateral and lending positions of their clients. You will ensure (i) credit facilities are in compliance with agreements and policies, (ii) prompt response to requests from customers and other RBC units, (iii) bank systems reflect the terms as authorized, and (iv) assist in the identification of deteriorating risk situations.
What will you do?
- Manage the collateral management and reporting component of an assigned portfolio of Asset Based Lending (ABL) accounts.
- Ensure timely, accurate completion of client uploads to ensure collateral values are followed and to determine client funding availability.
- Partner with Credit Transaction Management to manage the global credit portfolio and upkeep & maintain limits on Client and Credit Management System (CCMS).
- Submit and approve administrative electronic transaction requests and monitor receipt of reporting requirements for ABL and non-ABL borrowing clients.
- Ensure availability is accurately calculated, mitigating undue risk by ensuring proper reserves and ineligibles are taken.
- Monitor client’s compliance to the terms and conditions of loan and other agreements, ensuring client is operating within ABL requirements.
- Review periodic collateral reports (i.e. field exams, appraisals) to identify recommendations to be implemented, identify trends and facilitate discussions with Portfolio Manager and clients.
- Assist in preparation of annual credit reviews, working closely with Associates on tasks as needed.
- Ensure daily monitoring of client loan positions, identifying trends and notifying Portfolio Management of any deterioration.
- Update and maintain client collateral monitoring workbooks.
- Assist in ensuring all supporting and required documentation is provided in timely fashion.
- Responsible for data integrity of accounts in the assigned portfolio, ensuring bank systems are updated and reflect correct information.
- Identify and be alert for revenue opportunities that can be taken to Portfolio Management for consideration.
- Assist Portfolio Management and Associates with adhoc requests as needed.
What you need to succeed?
- Minimum Undergraduate degree in the field of Business, Accounting, Economics, Commerce, Math or a related field.
- 1 to 2+ years experience in Asset Based Lending (ABL) or commercial banking
- Familiarity with the ABL credit processes and policies
- Strong Data analysis / reporting skills - strong proficiency in MS Excel is required.
- Strong understanding of loan agreements, field examinations, appraisals and financial reporting.
- Strong financial and risk analysis skills.
- Demonstrated written and verbal communication skills, including the ability to communicate effectively with clients and internal RBC partners
- Ability to prioritize work and manage competing demands from various groups with which ABL interacts.
- Ability to strike a balance in putting “Client First” vs. ensuring that internal standards are maintained and deliverables are provided.
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Job Skills
Adaptability, Collateral Management, Credit, Critical Thinking, Customer Service, Detail-Oriented, Documentations, Financial Engineering, Financial Statement Analysis, Investments Analysis, Lending (Inactive), Management Reporting, Personal Development, Personal Initiative, Reporting Requirements, Teamwork, Transaction Management
Additional Job Details
Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-08-27
Application Deadline:
2025-09-10
Note**:** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
I****nclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Top Benefits
About the role
Job Description
What is the opportunity?
Working in Global Credit under the Credit and Transaction Management team, you will manage and oversee the collateral management and reporting component of an assigned portfolio of Asset Based Lending (ABL) accounts, as well as non-ABL accounts under RBC Capital Markets.
You will be responsible for the management of an assigned portfolio of Asset Based Lending accounts, by providing in-depth knowledge of the collateral and lending positions of their clients. You will ensure (i) credit facilities are in compliance with agreements and policies, (ii) prompt response to requests from customers and other RBC units, (iii) bank systems reflect the terms as authorized, and (iv) assist in the identification of deteriorating risk situations.
What will you do?
- Manage the collateral management and reporting component of an assigned portfolio of Asset Based Lending (ABL) accounts.
- Ensure timely, accurate completion of client uploads to ensure collateral values are followed and to determine client funding availability.
- Partner with Credit Transaction Management to manage the global credit portfolio and upkeep & maintain limits on Client and Credit Management System (CCMS).
- Submit and approve administrative electronic transaction requests and monitor receipt of reporting requirements for ABL and non-ABL borrowing clients.
- Ensure availability is accurately calculated, mitigating undue risk by ensuring proper reserves and ineligibles are taken.
- Monitor client’s compliance to the terms and conditions of loan and other agreements, ensuring client is operating within ABL requirements.
- Review periodic collateral reports (i.e. field exams, appraisals) to identify recommendations to be implemented, identify trends and facilitate discussions with Portfolio Manager and clients.
- Assist in preparation of annual credit reviews, working closely with Associates on tasks as needed.
- Ensure daily monitoring of client loan positions, identifying trends and notifying Portfolio Management of any deterioration.
- Update and maintain client collateral monitoring workbooks.
- Assist in ensuring all supporting and required documentation is provided in timely fashion.
- Responsible for data integrity of accounts in the assigned portfolio, ensuring bank systems are updated and reflect correct information.
- Identify and be alert for revenue opportunities that can be taken to Portfolio Management for consideration.
- Assist Portfolio Management and Associates with adhoc requests as needed.
What you need to succeed?
- Minimum Undergraduate degree in the field of Business, Accounting, Economics, Commerce, Math or a related field.
- 1 to 2+ years experience in Asset Based Lending (ABL) or commercial banking
- Familiarity with the ABL credit processes and policies
- Strong Data analysis / reporting skills - strong proficiency in MS Excel is required.
- Strong understanding of loan agreements, field examinations, appraisals and financial reporting.
- Strong financial and risk analysis skills.
- Demonstrated written and verbal communication skills, including the ability to communicate effectively with clients and internal RBC partners
- Ability to prioritize work and manage competing demands from various groups with which ABL interacts.
- Ability to strike a balance in putting “Client First” vs. ensuring that internal standards are maintained and deliverables are provided.
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Job Skills
Adaptability, Collateral Management, Credit, Critical Thinking, Customer Service, Detail-Oriented, Documentations, Financial Engineering, Financial Statement Analysis, Investments Analysis, Lending (Inactive), Management Reporting, Personal Development, Personal Initiative, Reporting Requirements, Teamwork, Transaction Management
Additional Job Details
Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-08-27
Application Deadline:
2025-09-10
Note**:** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
I****nclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.