2026 Winter Student – Senior Commercial Credit Financing
Top Benefits
About the role
Job Description
Please note: This posting is for a 4-month Student Winter 2026 placement with a start date of January 2026 and end-date of April 2026.
In order to be eligible for this 4-month Student position, you must either :
• Be returning back to school after the work term end-date of April 2026;
or
• If you are not returning back to school (i.e. are graduating in December 2025/April 2026), but you require the work term as a mandatory component to in order to graduate successfully.
Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.
As Student – Senior Commercial Credit Financing , you will play an important role in contributing both broadly and directly to the continued success of RBC’s Senior Commercial Markets client segment and the 2025 Goals of the SCM Finance team. You will become a valued member of the SCM Finance team working closely with both the Director of Operations & Strategic Initiatives as well as the Director of Portfolio Management while gaining exposure to our some of the team’s client-facing complex lending activities across the country.
What you will do:
- Become familiar with the end-to-end credit process within RBC’s most complex commercial banking client segment and consider innovative ways of improving the overall client experience, thus furthering the overall service differentiation.
- Aid, contribute to, and take on ownership of certain deliverables across various strategic initiatives and projects that are top priorities for the coming fiscal year and integral to achieving success.
- Impact the successful execution of change and building of employee skills in change management through proactive communication, issue resolution, and effective decision-making.
- Participate in a number of key portfolio management supporting activities including, but not limited to, client segment data integrity reviews, monthly portfolio reporting, activity and deal tracking, data analysis, senior leadership presentations, etc.
- Support the development and execution of a communication strategy and drive forward regular monitoring of business planning processes.
- Provide support to the coordination of key team conferences/meetings (develop agendas, produce presentation materials, manage post-event action items, etc.).
What do you need to succeed?
Must-have:
- Sound organizational and prioritization skills.
- Strong interpersonal skills in working effectively with various levels of staff and ability to work in a team.
- Sound judgement in decision making; strong problem-solving skills and resourceful in working with others.
- Professional verbal and written communication skills.
- Demonstrate initiative and a positive and helpful attitude when dealing with others in a professional manner.
- Proficiency in MS Office (Word, PowerPoint, Excel, Outlook); Intranet and Internet navigational and research skills.
Nice-to-have:
- Related work term experience within a matrixed corporate environment.
- French language skills.
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our client thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities and achieving success that is mutual.
- Leaders who support your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
- Opportunities to take on progressively greater accountabilities
Job Skills
Communication, Computer Literacy, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Personal Initiative
Additional Job Details
Address:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
PERSONAL & COMMERCIAL BANKING
Job Type:
Student/Coop (Fixed Term)
Pay Type:
Salaried
Posted Date:
2025-09-09
Application Deadline:
2025-09-19
**** Note:**** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
2026 Winter Student – Senior Commercial Credit Financing
Top Benefits
About the role
Job Description
Please note: This posting is for a 4-month Student Winter 2026 placement with a start date of January 2026 and end-date of April 2026.
In order to be eligible for this 4-month Student position, you must either :
• Be returning back to school after the work term end-date of April 2026;
or
• If you are not returning back to school (i.e. are graduating in December 2025/April 2026), but you require the work term as a mandatory component to in order to graduate successfully.
Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.
As Student – Senior Commercial Credit Financing , you will play an important role in contributing both broadly and directly to the continued success of RBC’s Senior Commercial Markets client segment and the 2025 Goals of the SCM Finance team. You will become a valued member of the SCM Finance team working closely with both the Director of Operations & Strategic Initiatives as well as the Director of Portfolio Management while gaining exposure to our some of the team’s client-facing complex lending activities across the country.
What you will do:
- Become familiar with the end-to-end credit process within RBC’s most complex commercial banking client segment and consider innovative ways of improving the overall client experience, thus furthering the overall service differentiation.
- Aid, contribute to, and take on ownership of certain deliverables across various strategic initiatives and projects that are top priorities for the coming fiscal year and integral to achieving success.
- Impact the successful execution of change and building of employee skills in change management through proactive communication, issue resolution, and effective decision-making.
- Participate in a number of key portfolio management supporting activities including, but not limited to, client segment data integrity reviews, monthly portfolio reporting, activity and deal tracking, data analysis, senior leadership presentations, etc.
- Support the development and execution of a communication strategy and drive forward regular monitoring of business planning processes.
- Provide support to the coordination of key team conferences/meetings (develop agendas, produce presentation materials, manage post-event action items, etc.).
What do you need to succeed?
Must-have:
- Sound organizational and prioritization skills.
- Strong interpersonal skills in working effectively with various levels of staff and ability to work in a team.
- Sound judgement in decision making; strong problem-solving skills and resourceful in working with others.
- Professional verbal and written communication skills.
- Demonstrate initiative and a positive and helpful attitude when dealing with others in a professional manner.
- Proficiency in MS Office (Word, PowerPoint, Excel, Outlook); Intranet and Internet navigational and research skills.
Nice-to-have:
- Related work term experience within a matrixed corporate environment.
- French language skills.
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our client thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities and achieving success that is mutual.
- Leaders who support your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
- Opportunities to take on progressively greater accountabilities
Job Skills
Communication, Computer Literacy, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Personal Initiative
Additional Job Details
Address:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
PERSONAL & COMMERCIAL BANKING
Job Type:
Student/Coop (Fixed Term)
Pay Type:
Salaried
Posted Date:
2025-09-09
Application Deadline:
2025-09-19
**** Note:**** Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.