Associate Director, Real Estate Markets Finance
Top Benefits
About the role
Job Description
What is the opportunity?
As an Associate Director, Real Estate Markets Finance, you will be supporting Directors in the Real Estate Markets (“REM”) group by underwriting new loan requests, completing annual reviews and loan amendments, as well as perform other credit related functions. The successful individual will be a trusted strategic advisor who collaborates with internal and external partners to support clients’ credit relationships.
What will you do?
- Provide Directors with specific deal support for bilateral and syndicate loans including proforma and budget analysis, cash flow analysis, financial statements review, market analysis and credit writing;
- Work with Directors to help structure competitively tailored credit solutions, managing transactions from credit writing to risk approval to the funding stage;
- Proactively manage credit portfolio quality. This includes establishing a routine with Directors to review their pipelines, collecting financial reporting, managing the compliance and covenant testing process, actioning timely credit renewals;
- Deliver exceptional client experience by responding quickly to credit requests, minimizing turnaround times and delivering sound credit structuring advice and client centric solutions that support business growth;
- Perform daily administration of the Group’s lending portfolio; actively participate in team initiatives such as presenting on industry trends, executing credit requests, updating strategic limit reviews, providing portfolio and other credit reporting;
What do you need to succeed?
Must-have
- Experience in commercial real estate, commercial banking, and/or similar credit analysis and underwriting experience in commercial finance;
- Ability to perform well under pressure, meet time sensitive deadlines and prioritize multiple responsibilities to meet client needs;
- Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze financial statements;
- Demonstrated ability to work and collaborate effectively;
- Strong interpersonal, analytical, technical and computer skills (especially Microsoft Excel);
- Detail-oriented, able to synthesize data and communicate in a succinct and clear manner;
- Professional and effective oral and written communication skills with high level of attention to detail in both written work and financial analysis;
- Self-motivated, proactive, critical thinker with creative problem solving abilities;
- Able to adapt quickly, always learning, and thriving in the face of ambiguity;
- Independent worker and team player with a positive attitude
Nice-to-have
- Experience working with large, complex real estate credit and syndicate transactions;
- Experience financing a wide range of real estate asset classes, including rental apartments, low-rise condos, single-family or multi-family homes, high-rise condominiums, commercial properties, hotels, senior housing and/or master planned communities;
- Client facing experience;
- Experience with peer coaching and mentorship;
- MBA, CPA or CFA
What’s in it for you?
We thrive on the challenge to be our best, working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits
- Continued opportunities for career advancement
- Support from a dynamic, collaborative, progressive, and high-performing team, as well as world-class tools and training
- Opportunity to achieve great success and grow your career with RBC
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Associate Director, Real Estate Markets Finance
Top Benefits
About the role
Job Description
What is the opportunity?
As an Associate Director, Real Estate Markets Finance, you will be supporting Directors in the Real Estate Markets (“REM”) group by underwriting new loan requests, completing annual reviews and loan amendments, as well as perform other credit related functions. The successful individual will be a trusted strategic advisor who collaborates with internal and external partners to support clients’ credit relationships.
What will you do?
- Provide Directors with specific deal support for bilateral and syndicate loans including proforma and budget analysis, cash flow analysis, financial statements review, market analysis and credit writing;
- Work with Directors to help structure competitively tailored credit solutions, managing transactions from credit writing to risk approval to the funding stage;
- Proactively manage credit portfolio quality. This includes establishing a routine with Directors to review their pipelines, collecting financial reporting, managing the compliance and covenant testing process, actioning timely credit renewals;
- Deliver exceptional client experience by responding quickly to credit requests, minimizing turnaround times and delivering sound credit structuring advice and client centric solutions that support business growth;
- Perform daily administration of the Group’s lending portfolio; actively participate in team initiatives such as presenting on industry trends, executing credit requests, updating strategic limit reviews, providing portfolio and other credit reporting;
What do you need to succeed?
Must-have
- Experience in commercial real estate, commercial banking, and/or similar credit analysis and underwriting experience in commercial finance;
- Ability to perform well under pressure, meet time sensitive deadlines and prioritize multiple responsibilities to meet client needs;
- Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze financial statements;
- Demonstrated ability to work and collaborate effectively;
- Strong interpersonal, analytical, technical and computer skills (especially Microsoft Excel);
- Detail-oriented, able to synthesize data and communicate in a succinct and clear manner;
- Professional and effective oral and written communication skills with high level of attention to detail in both written work and financial analysis;
- Self-motivated, proactive, critical thinker with creative problem solving abilities;
- Able to adapt quickly, always learning, and thriving in the face of ambiguity;
- Independent worker and team player with a positive attitude
Nice-to-have
- Experience working with large, complex real estate credit and syndicate transactions;
- Experience financing a wide range of real estate asset classes, including rental apartments, low-rise condos, single-family or multi-family homes, high-rise condominiums, commercial properties, hotels, senior housing and/or master planned communities;
- Client facing experience;
- Experience with peer coaching and mentorship;
- MBA, CPA or CFA
What’s in it for you?
We thrive on the challenge to be our best, working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits
- Continued opportunities for career advancement
- Support from a dynamic, collaborative, progressive, and high-performing team, as well as world-class tools and training
- Opportunity to achieve great success and grow your career with RBC
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.