Analyst/Associate, Global Credit - Ratings and Monitoring
Top Benefits
About the role
What is the opportunity?
Please note: This posting supports multiple hires for an expanding team, and the role can be at an Analyst or an Associate level, depending on the incumbent's background and skillset. At the Analyst/Associate level, this role is equivalent to a credit review role externally, and internally to GG09/GG08.
As an Analyst/Associate on the Ratings and Monitoring team, you will be responsible for assessing credit ratings of Capital Markets borrowers, verifying covenant compliance, monitoring company and industry developments and identifying key risk events. You should have at least two years of work experience, and the role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication, Corporate Banking, Global Credit and other Capital Markets areas. This role also requires you to pay-it-forward, as such you are expected to coach and mentor junior risk analysts.
What will you do?
For the assigned portfolio, you will be responsible for:
- Various portfolios, including both diversified Corporates and non-Corporates;
- Managing and monitoring credit risk, which includes identifying key credit events, reviewing / refreshing credit risk ratings at a minimum on an annual basis;
- Participate in team deliverable targets with respect to regulatory / audit requests;
- Ensure borrower’s compliance of terms and conditions of credit agreement;
- Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners;
- Conduct research, analyze financial statements and develop financial projection; and
- Collaborate cross-teams and with our business partners.
What do you need to succeed?
Must-Have:
- Self-motivated with a combination of strong analytical and communication skills
- Ability to critically assess financial statements and other client reports and draw reasoned conclusions
- Excellent verbal and written communication skills
- Ability to work effectively within a team environment.
- Able to demonstrate knowledge and experience in credit risk and/or financial analysis
- High degree of computer literacy: MS Office Suite, database software, and electronic tools for on-line research
Nice-To-Have:
- Experience with S&P, Capital IQ, Moody’s
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Flexible work/life balance options
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.
Analyst/Associate, Global Credit - Ratings and Monitoring
Top Benefits
About the role
What is the opportunity?
Please note: This posting supports multiple hires for an expanding team, and the role can be at an Analyst or an Associate level, depending on the incumbent's background and skillset. At the Analyst/Associate level, this role is equivalent to a credit review role externally, and internally to GG09/GG08.
As an Analyst/Associate on the Ratings and Monitoring team, you will be responsible for assessing credit ratings of Capital Markets borrowers, verifying covenant compliance, monitoring company and industry developments and identifying key risk events. You should have at least two years of work experience, and the role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication, Corporate Banking, Global Credit and other Capital Markets areas. This role also requires you to pay-it-forward, as such you are expected to coach and mentor junior risk analysts.
What will you do?
For the assigned portfolio, you will be responsible for:
- Various portfolios, including both diversified Corporates and non-Corporates;
- Managing and monitoring credit risk, which includes identifying key credit events, reviewing / refreshing credit risk ratings at a minimum on an annual basis;
- Participate in team deliverable targets with respect to regulatory / audit requests;
- Ensure borrower’s compliance of terms and conditions of credit agreement;
- Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners;
- Conduct research, analyze financial statements and develop financial projection; and
- Collaborate cross-teams and with our business partners.
What do you need to succeed?
Must-Have:
- Self-motivated with a combination of strong analytical and communication skills
- Ability to critically assess financial statements and other client reports and draw reasoned conclusions
- Excellent verbal and written communication skills
- Ability to work effectively within a team environment.
- Able to demonstrate knowledge and experience in credit risk and/or financial analysis
- High degree of computer literacy: MS Office Suite, database software, and electronic tools for on-line research
Nice-To-Have:
- Experience with S&P, Capital IQ, Moody’s
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Work in a dynamic, collaborative, progressive, and high-performing team
- Opportunities to do challenging work
Flexible work/life balance options
About RBC
Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 94,000+ employees who leverage their imaginations and insights to bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada's biggest bank and one of the largest in the world, based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to our more than 17 million clients in Canada, the U.S. and 27 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at www.rbc.com/community-social-impact.
La Banque Royale du Canada est une institution financière mondiale définie par sa raison d'être, guidée par des principes et orientée vers l'excellence en matière de rendement. Notre succès est attribuable aux quelque 94 000+ employés qui mettent à profit leur créativité et leur savoir faire pour concrétiser notre vision, nos valeurs et notre stratégie afin que nous puissions contribuer à la prospérité de nos clients et au dynamisme des collectivités. Selon la capitalisation boursière, nous sommes la plus importante banque du Canada et l'une des plus grandes banques du monde. Nous avons adopté un modèle d'affaires diversifié axé sur l'innovation et l'offre d'expériences exceptionnelles à nos plus de 17 millions de clients au Canada, aux États Unis et dans 27 autres pays. Pour en savoir plus, visitez le site rbc.com/francais
Nous sommes fiers d'appuyer une grande diversité d'initiatives communautaires par des dons, des investissements dans la collectivité et le travail bénévole de nos employés. Pour de plus amples renseignements, visitez le site www.rbc.com/collectivite-impact-social.