Mortgage Underwriter, Third Party Residential Underwriting-BMBE
About the role
We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - BMBE! Reporting To Manager, Third Party Residential Underwriting
Full-Time/Part- Time Full-time
Hours Of Work 8:30 a.m. – 5:00 p.m.
Grade Office Location:
12.7
Calgary, AB
Great location! Steps away from the main public transit station
What We Offer Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!
- Eligibility for benefits is dependent on the terms of employment
The Opportunity The Third party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.
Reporting to the Manager, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk.
Primary Duties And Responsibilities
- Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
- Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
- Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
- Interacts with Mortgage Insurers where applicable to complete credit lending decisions
- Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
- Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
- Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
- Stays current with latest industry knowledge, competition, and market trends
Skills And Attributes
- Ability to build and maintain positive relationships
- Strong aptitude for service excellence
- Strong communication skills—both written and verbal
- Ability to manage and resolve conflict
- Strong analytical skills
- Attention to detail
- Organizational and time management skills
- Positive team player with desire and ability to mentor others
- Effective problem solving and decision making skills
- Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
- Ability to manage pressure in an environment of high volume processing with tight turnaround times
- Adhere to policies/procedures to ensure AML requirements are met.
Education/Certification/Experience Requirements
- Completed post-secondary education or equivalent work experience required
- Previous experience within Financial Services sector preferred
- Previous experience within Mortgage industry an asset
- Completion of Mortgage Agent Course and/or BC Financial Services Authority (“BCFSA”) License an asset
- Working knowledge of PC software in a Windows environment required
In accordance with the BC Financial Services Authority (“BCFSA”) if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with BCFSA to complete the licensing process.
Why join First National?
- Bright open concept office environment
- Large kitchens with a coffee and latte maker to enjoy at no cost
- Supportive teamwork focused environment
- Collaborative entrepreneurial spirit
- Opportunities to give back to the communities and work through events focused on a variety of charities
- Ongoing social events throughout the year
- Extensive training programs to set our employees up for success
First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.
First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca . We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted. #FNUWAB
About First National Financial
First National Financial LP is Canada's largest non-bank lender, originating and servicing both residential and commercial mortgages. As the leading lender of CMHC and conventional mortgages, First National currently has more than $120 billion in mortgages under administration.
We apply ingenuity when developing financing solutions with clients and brokers, relying on our broad product lineup, expertise, network and spirit to take smart risks. We execute quickly and competitively, but we go beyond that traditional approach to service to provide value beyond rate, market education, business development opportunities and true enabling technology.
First National Financial LP FSRA License Nos. 10514 & 11252
Financière First National S.E.C., le plus important prêteur non bancaire au Canada, est un initiateur et un fournisseur de services de prêts hypothécaires résidentiels et commerciaux. En tant que plus important prêteur proposant des prêts hypothécaires assurés par la SCHL et des prêts hypothécaires standard, First National gère actuellement plus 103 milliards de dollars en prêts hypothécaires.
En collaboration avec nos clients et nos courtiers, nous élaborons des solutions de financement ingénieuses grâce à notre large éventail de produits, à notre savoir-faire et à notre solide réseau, tout en sachant prendre des risques calculés. Notre exécution est toujours rapide et concurrentielle, mais nous allons au-delà de cette approche conventionnelle afin d'offrir une proposition de valeur dépassant les taux ainsi que de l'information sur les marchés, des occasions de prospection de clientèle et une véritable technologie habilitante.
Financière First National S.E.C. Permis nos 10514 et 11252 de la ARSF
Mortgage Underwriter, Third Party Residential Underwriting-BMBE
About the role
We are hiring a Mortgage Underwriter, Third Party Residential Underwriting - BMBE! Reporting To Manager, Third Party Residential Underwriting
Full-Time/Part- Time Full-time
Hours Of Work 8:30 a.m. – 5:00 p.m.
Grade Office Location:
12.7
Calgary, AB
Great location! Steps away from the main public transit station
What We Offer Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!
- Eligibility for benefits is dependent on the terms of employment
The Opportunity The Third party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.
Reporting to the Manager, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk.
Primary Duties And Responsibilities
- Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
- Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
- Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines
- Interacts with Mortgage Insurers where applicable to complete credit lending decisions
- Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable
- Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times
- Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence
- Stays current with latest industry knowledge, competition, and market trends
Skills And Attributes
- Ability to build and maintain positive relationships
- Strong aptitude for service excellence
- Strong communication skills—both written and verbal
- Ability to manage and resolve conflict
- Strong analytical skills
- Attention to detail
- Organizational and time management skills
- Positive team player with desire and ability to mentor others
- Effective problem solving and decision making skills
- Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
- Ability to manage pressure in an environment of high volume processing with tight turnaround times
- Adhere to policies/procedures to ensure AML requirements are met.
Education/Certification/Experience Requirements
- Completed post-secondary education or equivalent work experience required
- Previous experience within Financial Services sector preferred
- Previous experience within Mortgage industry an asset
- Completion of Mortgage Agent Course and/or BC Financial Services Authority (“BCFSA”) License an asset
- Working knowledge of PC software in a Windows environment required
In accordance with the BC Financial Services Authority (“BCFSA”) if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with BCFSA to complete the licensing process.
Why join First National?
- Bright open concept office environment
- Large kitchens with a coffee and latte maker to enjoy at no cost
- Supportive teamwork focused environment
- Collaborative entrepreneurial spirit
- Opportunities to give back to the communities and work through events focused on a variety of charities
- Ongoing social events throughout the year
- Extensive training programs to set our employees up for success
First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.
First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca . We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted. #FNUWAB
About First National Financial
First National Financial LP is Canada's largest non-bank lender, originating and servicing both residential and commercial mortgages. As the leading lender of CMHC and conventional mortgages, First National currently has more than $120 billion in mortgages under administration.
We apply ingenuity when developing financing solutions with clients and brokers, relying on our broad product lineup, expertise, network and spirit to take smart risks. We execute quickly and competitively, but we go beyond that traditional approach to service to provide value beyond rate, market education, business development opportunities and true enabling technology.
First National Financial LP FSRA License Nos. 10514 & 11252
Financière First National S.E.C., le plus important prêteur non bancaire au Canada, est un initiateur et un fournisseur de services de prêts hypothécaires résidentiels et commerciaux. En tant que plus important prêteur proposant des prêts hypothécaires assurés par la SCHL et des prêts hypothécaires standard, First National gère actuellement plus 103 milliards de dollars en prêts hypothécaires.
En collaboration avec nos clients et nos courtiers, nous élaborons des solutions de financement ingénieuses grâce à notre large éventail de produits, à notre savoir-faire et à notre solide réseau, tout en sachant prendre des risques calculés. Notre exécution est toujours rapide et concurrentielle, mais nous allons au-delà de cette approche conventionnelle afin d'offrir une proposition de valeur dépassant les taux ainsi que de l'information sur les marchés, des occasions de prospection de clientèle et une véritable technologie habilitante.
Financière First National S.E.C. Permis nos 10514 et 11252 de la ARSF