A career as a Senior Credit Underwriter, Commercial Portfolio Management within the Commercial Banking team at National Bank involves delivering credit structuring, underwriting, risk management, and client-facing support for a complex and diversified portfolio, with average loan size typically exceeding $10 million This role performs credit underwriting, monitoring and adjudication on a diversified commercial banking book in the Mid-Market commercial banking space. This job allows you to have a positive impact on the organization through your full understanding of the organization's credit policies and existing credit arrangements. The role involves liaising with the credit department as well as relationship managers. As a senior underwriter, you will also have the opportunity to mentor and coach junior underwriters on the team Your Job Credit Underwriting - Partner with sales teams to support the district through effective and timely credit underwriting for new and existing borrowing clients. Manage risks and day-to-day client relationships for Mid-Market commercial clients. Collaborate with the sales team to develop creative, ambitious, full-service client solutions, maximizing internal partnerships and specialists where appropriate. Risk Management - Apply risk mitigation skills using knowledge of credit policies and arrangements. Ensure appropriate measures and risk assessment protocols are implemented, balancing risk and reward in line with NBC’s risk appetite. Proactively manage risk with prudent lending recommendations, consistent monitoring, and due diligence to minimize operational losses. Exercise good judgment and decisive actions to meet client needs. Client Experience - Engage with clients, providing critical retention touchpoints for high-value clients. Actively support relationship managers in determining client needs and refer them to other business partners across NBC. Play-to-Win Leadership -Embrace our values and lead with intention and conviction. Establish and sustain a psychologically safe and positive work environment that supports a fun, engaged, and diverse workforce. Champion change and collaboration, fostering a united NBC approach. Coach fearlessly, provide intentional feedback, and strengthen our learning culture with a growth mindset. Invest in people-first talent management through acquisition, development, engagement, and retention initiatives. Learn from failures and deliver results. Your Team Within the Commercial Banking sector, you are part of a team of dedicated professionals, and you report to the Senior Director, Commercial Portfolio Management. Our team stands out for its collaborative spirit, technical expertise, and strong client focus. We ultimately aim to offer you a supportive and engaging work environment. This notably means: A hybrid work setting that fosters collaboration and real-time support. Personalized training on banking solutions and advisory practices. Access to colleagues with diverse expertise and backgrounds. Ongoing development opportunities to support your career growth. Basic Requirements Min. 5+ years of underwriting experience in commercial lending. Hold a bachelor’s degree in commerce, finance, or accounting (or equivalent). A CPA or CFA designation would be an asset, but not mandatory. Experience in commercial credit underwriting across a broad range of industries, preferably in the Commercial mid-market/upper mid-market segment. Strong organizational and technical skills with a desire for continuous learning.