Credit Analyst
Top Benefits
About the role
Credit Analyst
Attendance
Hybrid
Job number
27863
Category
Intermediate Professional
Status: Permanent
Type of Contract
Permanent
Schedule: Full-Time
Area(s) of interest: Advisory services, Personal banking
Location(s): Toronto
A career as a Credit Analyst in the team of Franchise Finance, at National Bank is to act as a credit specialist. This opportunity allows you to make a meaningful impact through your expertise in financial analysis and risk management, contributing to sound decision-making and sustainable growth.
Your job
- Ensure compliance with risk management functions, workflows, and policies, including loan administration, data accuracy, portfolio quality, exposure limits, and loan security requirements.
- Meet objectives for timely and thorough credit adjudication and application processing, working closely with sales, operations, and risk management teams.
- Carry out detailed financial and cash flow analyses to support credit decisions and portfolio evaluations.
- Make sure to prepare clear and well-supported recommendations for approval, restructuring, or deferral of credit applications, and maintain accurate credit condition checklists.
- Accompany and influence operational improvements by identifying opportunities for process optimization and actively participating in their implementation.
- Identify and assess proposed amendments to credit conditions and transaction security, ensuring alignment with established lending practices and guidelines.
Your team
Within the sector (Franchise Finance), you are part of a team of colleagues and report to the Manager, Financing Solution. Our team stands out for its innovative lending solutions and strong client relationships. We aim to offer you maximum flexibility to promote your quality of life. This is reflected in a hybrid work environment, as well as a flexible and adaptable schedule.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.
Prerequisites
- Hold a bachelor's degree in business or a related field, along with a minimum of two years of experience in financial services within risk or credit management, banking, or business lending.
- Demonstrate experience in credit adjudication and financial statement analysis.
- Master effective risk mitigation strategies for credit underwriting.
- Possess strong organizational and interpersonal skills.
- Maintain a high level of professionalism and confidentiality.
Mandatory Languages
- English
Softskills to be added to skills if possible
- Analytical thinking
- Collaboration
- Communication and negotiation
- Confidentiality
- Growth mindset
Languages:
English
Skills
Press space or enter keys to toggle section visibility
Artificial Intelligence
Diversity & Inclusion
Teamwork
Cybersecurity
Empathy
Initiative
Learning Agility
Resiliency
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Come live your ambitions with us!
Why work at National Bank?
For an environment that supports your career path
There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.
For an inclusive and diverse environment
We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?
Come live your ambitions at National Bank - YouTube
Photo image of National Bank of Canada
National Bank of Canada
2.65K subscribers
Come live your ambitions at National Bank
National Bank of Canada
Join our talent community
Sign up to get information on what’s new for your career and our events.
Access your profile
Complete your profile for a personalized experience and search made easy with job alerts relevant to you.
About National Bank of Canada
At National Bank, we believe in the potential of each individual, and that even the smallest gestures can make a big difference. When we help others accomplish their projects, we help empower them and the community at large.
We try to make a difference through innovation, but above all, by putting people first. By taking the time to listen and letting our actions speak for themselves. By remaining bold and passionate. By developing lasting relationships as partners and allies.
Together we can achieve great things and create a positive impact.
Want to learn more about us?
For advice on your personal finances, visit: nbc.ca/advice For advice on your business, visit: nbc.ca/business For career opportunities, visit: jobs.nbc.ca For all the latest news, visit: nbc.ca/news
By clicking "Follow" above, you may receive communications from National Bank, either in your LinkedIn inbox or by other means via LinkedIn, about products and services that could interest you. Learn more at: www.nbc.ca/socialnetworks.
Credit Analyst
Top Benefits
About the role
Credit Analyst
Attendance
Hybrid
Job number
27863
Category
Intermediate Professional
Status: Permanent
Type of Contract
Permanent
Schedule: Full-Time
Area(s) of interest: Advisory services, Personal banking
Location(s): Toronto
A career as a Credit Analyst in the team of Franchise Finance, at National Bank is to act as a credit specialist. This opportunity allows you to make a meaningful impact through your expertise in financial analysis and risk management, contributing to sound decision-making and sustainable growth.
Your job
- Ensure compliance with risk management functions, workflows, and policies, including loan administration, data accuracy, portfolio quality, exposure limits, and loan security requirements.
- Meet objectives for timely and thorough credit adjudication and application processing, working closely with sales, operations, and risk management teams.
- Carry out detailed financial and cash flow analyses to support credit decisions and portfolio evaluations.
- Make sure to prepare clear and well-supported recommendations for approval, restructuring, or deferral of credit applications, and maintain accurate credit condition checklists.
- Accompany and influence operational improvements by identifying opportunities for process optimization and actively participating in their implementation.
- Identify and assess proposed amendments to credit conditions and transaction security, ensuring alignment with established lending practices and guidelines.
Your team
Within the sector (Franchise Finance), you are part of a team of colleagues and report to the Manager, Financing Solution. Our team stands out for its innovative lending solutions and strong client relationships. We aim to offer you maximum flexibility to promote your quality of life. This is reflected in a hybrid work environment, as well as a flexible and adaptable schedule.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.
Prerequisites
- Hold a bachelor's degree in business or a related field, along with a minimum of two years of experience in financial services within risk or credit management, banking, or business lending.
- Demonstrate experience in credit adjudication and financial statement analysis.
- Master effective risk mitigation strategies for credit underwriting.
- Possess strong organizational and interpersonal skills.
- Maintain a high level of professionalism and confidentiality.
Mandatory Languages
- English
Softskills to be added to skills if possible
- Analytical thinking
- Collaboration
- Communication and negotiation
- Confidentiality
- Growth mindset
Languages:
English
Skills
Press space or enter keys to toggle section visibility
Artificial Intelligence
Diversity & Inclusion
Teamwork
Cybersecurity
Empathy
Initiative
Learning Agility
Resiliency
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Come live your ambitions with us!
Why work at National Bank?
For an environment that supports your career path
There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.
For an inclusive and diverse environment
We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?
Come live your ambitions at National Bank - YouTube
Photo image of National Bank of Canada
National Bank of Canada
2.65K subscribers
Come live your ambitions at National Bank
National Bank of Canada
Join our talent community
Sign up to get information on what’s new for your career and our events.
Access your profile
Complete your profile for a personalized experience and search made easy with job alerts relevant to you.
About National Bank of Canada
At National Bank, we believe in the potential of each individual, and that even the smallest gestures can make a big difference. When we help others accomplish their projects, we help empower them and the community at large.
We try to make a difference through innovation, but above all, by putting people first. By taking the time to listen and letting our actions speak for themselves. By remaining bold and passionate. By developing lasting relationships as partners and allies.
Together we can achieve great things and create a positive impact.
Want to learn more about us?
For advice on your personal finances, visit: nbc.ca/advice For advice on your business, visit: nbc.ca/business For career opportunities, visit: jobs.nbc.ca For all the latest news, visit: nbc.ca/news
By clicking "Follow" above, you may receive communications from National Bank, either in your LinkedIn inbox or by other means via LinkedIn, about products and services that could interest you. Learn more at: www.nbc.ca/socialnetworks.