Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com .

What we offer:

• Work-life flexibility

• Hybrid work environment

• Variable annual incentive plan

• Generous annual vacation allotment

• Top-notch flexible benefits plan including family building and gender affirmation

• Retirement Plan, matched contributions at 6%

• Access to a learning platform and educational assistance support

• Access to a virtual wellness platform

• Career development opportunities

• Wellness Flex Fund to support personal interest and activities

• Day off to volunteer in your community and other paid time off options

• Corporate discounts

• subject to employment agreement

Job Summary:

We are looking to add two AML/ATF Investigators to the Central 1 team. In this role, you will play a key part in protecting the organization from financial crime by conducting investigations, identifying compliance risks, and supporting regulatory requirements. You will collaborate closely with internal teams to deliver effective compliance solutions, support payment and wire programs, and help maintain a strong culture of integrity, risk management, and client service. This position requires strong collaboration, confidentiality, and attention to detail while executing established compliance processes and providing exceptional internal client service.

What you'll be doing:

• Investigate and analyze information relating to identified AML/ATF situations (e.g., alerts) and identify high-risk situations that require escalation for a more in-depth investigation.
• Support other investigational activities or measures undertaken by AML Services.
• Maintain a solid level of awareness of all current, relevant AML/ATF and sanctions laws/regulations; plus, industry best practices.
• Support the 3 Lines of Defense (“LOD”) model in the execution of internal work activities.
• Collaborate with and support the team focused on delivering an effective/efficient internal transaction monitoring program, including Enhanced Due Diligence activities, that supports Central 1’s growth strategy, which may include suspicious transaction reporting, risk assessments of clients and/or their customers, identifying risks and implementing solutions to mitigate them, identifying and implementing improvements in processes.
• Support work to ensure all regulatory requirements are met as detailed in procedures.
• Maintain accurate detailed records as required by procedures.
• Ensure a positive work environment and awareness by all staff of company goals and objectives to maintain an environment oriented towards collaboration, trust, open communication, creative thinking and cohesive team effort.
• Support change management initiatives.

What you'll have:

• University degree or college diploma, with at least 2 years of experience in criminology, law, fraud investigations, money laundering investigations, or a related field.
• CAMS (Certified Anti-Money Laundering Specialist) or a similar designation is considered an asset.
• Minimum 2 years of experience in financial crimes and AML/ATF compliance.
• Strong understanding of AML/ATF regulations and FINTRAC guidelines.
• Proven analytical and problem-solving skills, with the ability to assess alerts, identify trends, and detect potential AML/ATF risks.
• Ability to make sound decisions and exercise good judgment based on analysis.
• Experience using AML/ATF monitoring and investigation software is an asset.
• Proficient in Microsoft Office applications, including Excel, Outlook, and PowerPoint.
• Strong collaboration and communication skills, both written and verbal.
• Highly detail-oriented with strong accuracy and organizational skills.
• Able to thrive in a fast-paced, dynamic environment while managing multiple priorities and deadlines.
• Strong client service mindset with the ability to work independently and escalate issues when needed. Team player who is eager to learn, share knowledge, and support colleagues.

Salary range: $60,000-$66,000

The salary represents the job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training.

#LI-Hybrid

Central 1 does not use Artificial Intelligence (AI) technology to screen, assess, or select applicants during our recruitment process. This job posting is for an existing, specific vacancy within our organization. All applications will be considered exclusively for the position described in this posting.

Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including, but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.