Credit Analyst
Top Benefits
About the role
Who We Are:
Velocity Truck Centres Canada provides full-service support, including sales, maintenance, parts, collision repair, and financing. Representing top brands like Freightliner, Western Star, Thomas Built, Autocar, and Trailers, we are committed to Speed, Value, and Trust for our customers and employees. With 16 branches across Alberta and British Columbia and over 100 locations worldwide in Canada, the USA, Mexico, and Australia, we offer exciting career growth opportunities and are looking for dedicated professionals to join our team.
Position: Credit Analyst (Intermediate)
Type: Fulltime Permanent / Hybrid
Schedule: Monday to Friday (8:00am – 4:30pm)
Location: Surrey, BC
Who We Are:
Crossroads Equipment Lease & Finance is a wholly owned subsidiary of Velocity Truck Centres Canada / Velocity Vehicle Group who provides full-service support which including sales, maintenance, parts, collision repair, and financing. Representing top brands like Freightliner, Western Star, Thomas Built, Autocar, and Trailers, we are committed to Speed, Value, and Trust for our customers and employees.
We offer operating and finance leasing as well as direct financing to our commercial customers. Crossroads has experienced dynamic growth, expanding our portfolio and developing relationships with transportation companies across North America.
What We Offer:
- Attractive Compensation: An extremely competitive Salary (will D.O.E.).
- Work-Life Balance: Generous accrued vacation time.
- Financial Security: Plan for the future with employer RRSP matching.
- Comprehensive Benefits: Company-paid extended health coverage that includes medical, dental, and vision coverage, basic life insurance, disability, and wellness programs.
- Excellent Training and Career Advancement Opportunities.
Position Overview:
The Intermediate Credit Analyst supports credit decision-making for equipment finance transactions, focusing on the transportation industry. Working in an independent finance company environment, this role evaluates credit risk, structures practical financing solutions, and collaborates closely with Sales, Funding, Customer Service, and Collections to support profitable growth and strong portfolio performance
Duties & Responsibilities
- Analyze and adjudicate equipment finance transactions within delegated authority.
- Assess financial statements, cash flow, credit history, and transportation-related collateral (tractors, trailers, fleets).
- Structure deals with appropriate terms, pricing, and security.
- Prepare clear, concise credit rationales.
- Monitor portfolio performance and complete annual reviews.
- Partner with Funding to ensure approval conditions are met prior to funding.
- Support Sales and Customer Service with timely, risk-balanced credit decisions.
- Assist Collections with delinquent accounts, restructures, and loss mitigation efforts.
- Ensure compliance with internal credit policies and risk standards.
Skills & Qualifications
- 3–5 years of experience in credit analysis within equipment finance, leasing, or commercial lending.
- Experience with transportation industry credits (trucking, logistics, fleets, owner-operators).
- Strong financial statement and cash flow analysis skills.
- Knowledge of secured lending and equipment collateral.
- Post-secondary education in Finance, Business, Accounting, or related field.
Preferred Experience
- Experience in an independent or non-bank finance company.
- Exposure to Funding, Customer Service, and/or Collections.
- Familiarity with Canadian lending practices and credit bureaus.
Skills & Attributes
- Strong commercial judgment and analytical skills.
- Solution-oriented, hands-on approach.
- Clear written and verbal communication.
- Strong attention to detail and time management.
- Proficiency in Microsoft Excel.
Crossroads is an equal opportunity employer.
Velocity Truck Centres Canada is an equal opportunity employer.
About Velocity Truck Centres
With 18 branches spread across Alberta and British Columbia, we have become the largest DTNA Elite support certified group of facilities in Canada. Velocity Truck Centres Canada believes in fostering a better tomorrow through the power of one by offering various sales, vehicle maintenance, necessary parts, and collision services to the industry.
There is something special about working at Velocity Truck Centres Canada, and it’s been recognized by Canada’s Best Managed list for the past several years. Maybe it’s our exceptional culture that believes in equal opportunity, employee equity programs and career advancement. With our Power of One philosophy, our employees are supported to bring their whole self to work, to come together to foster a better tomorrow.
You won’t find a more genuine, driven and family-oriented group of humans anywhere. Integrity is important as we build a foundation through a reliable, safe and team environment.
- We also have an industry leading incentive program for our Heavy Duty Technicians!
For more information about everything Velocity Truck Centres Canada ( formerly First Truck Centre), please visit us at velocitytruckcentres.ca
Credit Analyst
Top Benefits
About the role
Who We Are:
Velocity Truck Centres Canada provides full-service support, including sales, maintenance, parts, collision repair, and financing. Representing top brands like Freightliner, Western Star, Thomas Built, Autocar, and Trailers, we are committed to Speed, Value, and Trust for our customers and employees. With 16 branches across Alberta and British Columbia and over 100 locations worldwide in Canada, the USA, Mexico, and Australia, we offer exciting career growth opportunities and are looking for dedicated professionals to join our team.
Position: Credit Analyst (Intermediate)
Type: Fulltime Permanent / Hybrid
Schedule: Monday to Friday (8:00am – 4:30pm)
Location: Surrey, BC
Who We Are:
Crossroads Equipment Lease & Finance is a wholly owned subsidiary of Velocity Truck Centres Canada / Velocity Vehicle Group who provides full-service support which including sales, maintenance, parts, collision repair, and financing. Representing top brands like Freightliner, Western Star, Thomas Built, Autocar, and Trailers, we are committed to Speed, Value, and Trust for our customers and employees.
We offer operating and finance leasing as well as direct financing to our commercial customers. Crossroads has experienced dynamic growth, expanding our portfolio and developing relationships with transportation companies across North America.
What We Offer:
- Attractive Compensation: An extremely competitive Salary (will D.O.E.).
- Work-Life Balance: Generous accrued vacation time.
- Financial Security: Plan for the future with employer RRSP matching.
- Comprehensive Benefits: Company-paid extended health coverage that includes medical, dental, and vision coverage, basic life insurance, disability, and wellness programs.
- Excellent Training and Career Advancement Opportunities.
Position Overview:
The Intermediate Credit Analyst supports credit decision-making for equipment finance transactions, focusing on the transportation industry. Working in an independent finance company environment, this role evaluates credit risk, structures practical financing solutions, and collaborates closely with Sales, Funding, Customer Service, and Collections to support profitable growth and strong portfolio performance
Duties & Responsibilities
- Analyze and adjudicate equipment finance transactions within delegated authority.
- Assess financial statements, cash flow, credit history, and transportation-related collateral (tractors, trailers, fleets).
- Structure deals with appropriate terms, pricing, and security.
- Prepare clear, concise credit rationales.
- Monitor portfolio performance and complete annual reviews.
- Partner with Funding to ensure approval conditions are met prior to funding.
- Support Sales and Customer Service with timely, risk-balanced credit decisions.
- Assist Collections with delinquent accounts, restructures, and loss mitigation efforts.
- Ensure compliance with internal credit policies and risk standards.
Skills & Qualifications
- 3–5 years of experience in credit analysis within equipment finance, leasing, or commercial lending.
- Experience with transportation industry credits (trucking, logistics, fleets, owner-operators).
- Strong financial statement and cash flow analysis skills.
- Knowledge of secured lending and equipment collateral.
- Post-secondary education in Finance, Business, Accounting, or related field.
Preferred Experience
- Experience in an independent or non-bank finance company.
- Exposure to Funding, Customer Service, and/or Collections.
- Familiarity with Canadian lending practices and credit bureaus.
Skills & Attributes
- Strong commercial judgment and analytical skills.
- Solution-oriented, hands-on approach.
- Clear written and verbal communication.
- Strong attention to detail and time management.
- Proficiency in Microsoft Excel.
Crossroads is an equal opportunity employer.
Velocity Truck Centres Canada is an equal opportunity employer.
About Velocity Truck Centres
With 18 branches spread across Alberta and British Columbia, we have become the largest DTNA Elite support certified group of facilities in Canada. Velocity Truck Centres Canada believes in fostering a better tomorrow through the power of one by offering various sales, vehicle maintenance, necessary parts, and collision services to the industry.
There is something special about working at Velocity Truck Centres Canada, and it’s been recognized by Canada’s Best Managed list for the past several years. Maybe it’s our exceptional culture that believes in equal opportunity, employee equity programs and career advancement. With our Power of One philosophy, our employees are supported to bring their whole self to work, to come together to foster a better tomorrow.
You won’t find a more genuine, driven and family-oriented group of humans anywhere. Integrity is important as we build a foundation through a reliable, safe and team environment.
- We also have an industry leading incentive program for our Heavy Duty Technicians!
For more information about everything Velocity Truck Centres Canada ( formerly First Truck Centre), please visit us at velocitytruckcentres.ca