About SCOR: As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying "The Art & Science of Risk," SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry - actuaries, data scientists, underwriters, risk modelers, engineers, and many others - as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by "The SCOR Way." Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.

Job Summary: The Life and Critical Illness Insurance Underwriting Consultant provides expert facultative underwriting support for large and/or complex cases, delivering timely, high‑quality risk assessments in line with client and service standards. The role applies advanced medical and financial underwriting judgment, communicates clear and well‑reasoned decisions to client underwriters and stakeholders, and collaborates closely with clients to obtain information and develop effective risk solutions. Acting as a trusted advisor, the Consultant supports client relationships, implements retrocession requirements, and contributes to industry and internal initiatives while operating with a high level of autonomy and professionalism.

Responsibilities:

• Apply sophisticated underwriting procedures to assess complex and/or large medical and financial risks for facultative clients, recognizing instances where deviations from guidelines are applicable
• Strong working knowledge of Life and Critical Illness Insurance products
• Interact with clients to secure specialized or supplementary information; develops alternative solutions when routine/usual methods do not work and provides excellent customer service through understanding, patience and innovation.
• Communicate with all levels of client's underwriters and other company management personnel, explaining the reasoning and theory which surrounds an underwriting impairment, problem and/or decision
• Keep up-to-date with current medical topics, current economics, geopolitical developments, and business environment as well as changing / new financial evaluation concepts and measures
• Function effectively and professionally within a team with little supervision
• Understand and effectively implement all SCOR retrocession schedules
• Ability to attend and participate in client liaison including: external client audits, client visits and relationship management;
• Ability to provide case referral/co-sign abilities as needed
• Active participation in the insurance industry, for example being a member on a committee, attending conferences, writing white papers or presentations for clients or at various conferences
• Other duties as required including special projects

Desired Qualifications:

• 6-8 years of Underwriting experience with at least 5 years in a senior underwriting position including a high approval authority ($8 million per life minimum; $1 million for CI)
• Excellent oral and written communication skills
• Self-motivated and autonomous
• Demonstrated successful track record working with field force and/or sales representatives and when applicable, client company underwriters
• Demonstrated progress toward completion of ALU/LOMA education program would be an asset
• Demonstrated ability to work effectively with all levels within SCOR
• Ability to adapt to change routinely and support the goals of the underwriting unit and the company through teamwork
• PC literacy in Word Office products, Excel, and Underwriting systems

SCOR welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Hybrid Work Policy: SCOR is committed to an "in office" culture where people can collaborate, exchange ideas, and establish stronger working relationships while still providing flexibility.

To support employee work-life balance and increase opportunities for employees to excel every day,

SCOR operates with a hybrid working arrangement. SCOR employees work 3 days per week in an office with the flexibility to work 2 days per week remotely.

Pay Range for roles performed in Toronto: $122,500-$149,000 CAD base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long term incentives. In addition, we provide a variety of benefits to employees, including health insurance coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off.