Senior Manager, Credit Adjudication
Top Benefits
About the role
WE’RE HIRING!
Senior Manager, Credit Adjudication
Full-Time Permanent
About Us
First Nations Bank of Canada (“FNBC”) is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 88% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, FNBC takes pride in its workforce of over 63% Indigenous employees working at locations across Canada.
About The Role
The Senior Manager, Credit Adjudication provides key support to the Bank’s Credit Risk Management function ensuring the Bank’s credit risk program and obligations are understood and communicated across the Bank.
You will act as an expert in credit adjudication, primarily for commercial financing with a focus on Indigenous governments and Indigenous business. You will lead the credit adjudication process by providing leadership in financial analysis, credit expertise, and complex lending, as well as drive enhancement of credit risk for continued adherence to regulatory requirements and industry best practices.
Here's what you will be doing:
- Provide independent, objective review and adjudication of credit applications within credit limits or provide credit recommendations and escalation as required.
- Ensure the credit quality of portfolios are maintained within the Bank’s risk appetite, risk tolerance, policies and procedures and meet lending guidelines.
- Provide leadership, direction, and collaborate on credit related decision-making, business impact, and partnering with business lines to ensure sound, credit outcomes.
- Provide credit coaching, training and support to the direct team and other stakeholders.
- Understand and monitor the Bank’s loan portfolios, delinquency process and proactively recommend improvements.
- Identify, assess and implement internal control strategies to strengthen portfolio integrity.
- Participate in credit committees and strategic initiatives.
- Proactively monitor emerging risks, external events, industry trends and stay current on regulatory changes and industry best practices to inform credit decision-making.
- Support the development and enhancement of the credit risk management framework, policies, procedures and guidelines to ensure continuous improvement and program maturity across the Bank as well as compliance with appropriate regulators, legislation and industry best practices.
- Promote a strong credit risk culture by developing awareness and working with stakeholders on the importance of credit risk and the need to establish appropriate controls and tools to monitor credit related risks.
- Support the development, monitoring, and measurement of key risk indicators (KRIs).
- Support information, design, and preparation of regular credit risk reporting.
- Support monitoring and reporting on credit risk metrics.
- Support second line testing in the identification and documentation of credit risk deficiencies within the Bank and support the development of remedial plans.
- Support stress testing of the credit risk program.
- Support credit due diligence activities for bank services, products, or integration.
- Support internal and external audit processes by providing necessary information and oversight.
- Other duties as assigned.
About You
- Analytical skills, planning and organizational skills, interpersonal skills
- An effective communicator, capable of working across departments with stakeholders holding competing priorities
- Proven leadership in credit adjudication
- Strong understanding and experience in credit adjudication requirements and credit risk, including portfolio oversight and risk monitoring
- Experience in commercial finance and complex business lending
- Knowledge of business banking products
- Experience implementing CRM best practices in an organization
Qualifications:
- Minimum 7+ years of relevant experience and post-secondary degree in related field or equivalent combination of education and industry related experience
- In-depth knowledge and experience of industry trends and regulations, credit portfolio management policies and lending guidelines
- Knowledge and experience using lending platforms
- Three (3) years’ experience in a people management role
- Proficiency with Microsoft applications
We are passionate about creating an inclusive workplace and value and respect diversity of our staff.
We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our career centre at Career Centre | Recruitment. The posting will remain open until October 17, 2025.
We thank all candidates for their interest, however, only those selected for an interview will be contacted.
About First Nations Bank of Canada
First Nations Bank of Canada (the "Bank") is a Canadian chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. First Nations Bank of Canada is over 87% Indigenous owned and controlled. The Bank offers Indigenous and non-Indigenous people, corporations and governments a full range of personal and business banking services including loans, mortgages, investments (registered and non-registered), transaction accounts and cash management.
First Nations Bank of Canada is an approved member of Canada Deposit Insurance Corporation, the Canadian Payments Association and is an approved mortgage lender with Canada Mortgage and Housing Corporation, as well as the First Nations Market Housing Fund.
Senior Manager, Credit Adjudication
Top Benefits
About the role
WE’RE HIRING!
Senior Manager, Credit Adjudication
Full-Time Permanent
About Us
First Nations Bank of Canada (“FNBC”) is a federally chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. Over 88% Indigenous owned and controlled, FNBC is a leader in advocating for the growth of the Indigenous economy and the economic well-being of Indigenous people. Headquartered in Saskatoon, FNBC takes pride in its workforce of over 63% Indigenous employees working at locations across Canada.
About The Role
The Senior Manager, Credit Adjudication provides key support to the Bank’s Credit Risk Management function ensuring the Bank’s credit risk program and obligations are understood and communicated across the Bank.
You will act as an expert in credit adjudication, primarily for commercial financing with a focus on Indigenous governments and Indigenous business. You will lead the credit adjudication process by providing leadership in financial analysis, credit expertise, and complex lending, as well as drive enhancement of credit risk for continued adherence to regulatory requirements and industry best practices.
Here's what you will be doing:
- Provide independent, objective review and adjudication of credit applications within credit limits or provide credit recommendations and escalation as required.
- Ensure the credit quality of portfolios are maintained within the Bank’s risk appetite, risk tolerance, policies and procedures and meet lending guidelines.
- Provide leadership, direction, and collaborate on credit related decision-making, business impact, and partnering with business lines to ensure sound, credit outcomes.
- Provide credit coaching, training and support to the direct team and other stakeholders.
- Understand and monitor the Bank’s loan portfolios, delinquency process and proactively recommend improvements.
- Identify, assess and implement internal control strategies to strengthen portfolio integrity.
- Participate in credit committees and strategic initiatives.
- Proactively monitor emerging risks, external events, industry trends and stay current on regulatory changes and industry best practices to inform credit decision-making.
- Support the development and enhancement of the credit risk management framework, policies, procedures and guidelines to ensure continuous improvement and program maturity across the Bank as well as compliance with appropriate regulators, legislation and industry best practices.
- Promote a strong credit risk culture by developing awareness and working with stakeholders on the importance of credit risk and the need to establish appropriate controls and tools to monitor credit related risks.
- Support the development, monitoring, and measurement of key risk indicators (KRIs).
- Support information, design, and preparation of regular credit risk reporting.
- Support monitoring and reporting on credit risk metrics.
- Support second line testing in the identification and documentation of credit risk deficiencies within the Bank and support the development of remedial plans.
- Support stress testing of the credit risk program.
- Support credit due diligence activities for bank services, products, or integration.
- Support internal and external audit processes by providing necessary information and oversight.
- Other duties as assigned.
About You
- Analytical skills, planning and organizational skills, interpersonal skills
- An effective communicator, capable of working across departments with stakeholders holding competing priorities
- Proven leadership in credit adjudication
- Strong understanding and experience in credit adjudication requirements and credit risk, including portfolio oversight and risk monitoring
- Experience in commercial finance and complex business lending
- Knowledge of business banking products
- Experience implementing CRM best practices in an organization
Qualifications:
- Minimum 7+ years of relevant experience and post-secondary degree in related field or equivalent combination of education and industry related experience
- In-depth knowledge and experience of industry trends and regulations, credit portfolio management policies and lending guidelines
- Knowledge and experience using lending platforms
- Three (3) years’ experience in a people management role
- Proficiency with Microsoft applications
We are passionate about creating an inclusive workplace and value and respect diversity of our staff.
We offer a comprehensive total rewards package, including group benefits, savings plan, professional development, and opportunities for career growth. If you are interested in this opportunity, meet the qualifications, and are eligible to work in Canada, please visit our career centre at Career Centre | Recruitment. The posting will remain open until October 17, 2025.
We thank all candidates for their interest, however, only those selected for an interview will be contacted.
About First Nations Bank of Canada
First Nations Bank of Canada (the "Bank") is a Canadian chartered bank primarily focused on providing financial services to the Indigenous marketplace in Canada. First Nations Bank of Canada is over 87% Indigenous owned and controlled. The Bank offers Indigenous and non-Indigenous people, corporations and governments a full range of personal and business banking services including loans, mortgages, investments (registered and non-registered), transaction accounts and cash management.
First Nations Bank of Canada is an approved member of Canada Deposit Insurance Corporation, the Canadian Payments Association and is an approved mortgage lender with Canada Mortgage and Housing Corporation, as well as the First Nations Market Housing Fund.