Top Benefits
About the role
At Fairstone, our culture is built on strong values and leadership principles that define the expectations we have for working together and with our customers. We help Canadians find the right solution to meet their needs with a variety of products and services. Our values and principles guide the actions we take to ensure our customers get the best experience possible.
Be part of our talented and growing team! We are currently looking for a Specialist, Scoring & Modeling , to join our team reporting to the Director, Scoring, Modeling and Originations.
As a Specialist, Scoring & Modeling, you will lead model development initiatives and provide critical support in data preparation, statistical modeling, model implementation, and model monitoring.
"Be a part of our inclusive workplace where diverse perspectives drive innovation and excellence."
WHY JOIN US? BECAUSE WE ARE PROUD TO BE One of Montreal's Top Employers for 2025 for the fifth consecutive year by the editors of Canada's Top 100 Employers .
We Offer
- Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
- Wellness: Tailored well-being solutions available 24/7.
- Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
- Community Support: Paid Volunteer Day to give back to your community.
- Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan
- Development: Access to Fairstone Academy for comprehensive training and skill development.
- Employee discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.
WHAT WILL YOU WORK ON?
- Lead model development projects, with focus on credit risk scorecards, using various modeling techniques including Decision Trees, Logistic Regression and Machine Learning algorithms
- Extract, manipulate, and analyze raw data using mainly SAS to deliver timely, value-added insights for scoring initiatives
- Develop and maintain comprehensive model documentation that adheres to regulatory standards
- Support operational model implementation by liaising with related parties to ensure the models are deployed accurately and promptly
- Develop, maintain, and review model monitoring and validation reports and provide insight into model performance with respect to a given business use case
- Take lead in liaising with external partners such as credit bureaus and modeling consultants, to ensure credit bureau data needs and analytic requirements are met
- Keep abreast of new statistical and machine learning techniques and tools, and industry best practices to predictive modeling
- Provide technical guidance, proactive support, and data-driven recommendations to management from predictive modeling perspective
- Effectively communicate and present key findings to both technical and non-technical internal business stakeholders leveraging visualization tools and techniques
Who Are We Looking For
- Minimum 4 years of hands-on experience in analytics and predictive modeling within the financial services industry, ideally in a Credit Risk Analytics environment
- Bachelor’s or Master’s degree in a quantitative discipline such as Statistics, Economics, Actuarial Science, Engineering, or Mathematics
- Demonstrated understanding of credit risk model development, validation, and monitoring techniques
- Strong knowledge of statistical techniques and concepts (regression, gradient boosting, neural networks, clustering, etc.) with the skill to determine the appropriateness of a technique for a given business problem
- Strong data science capabilities, with proven experience in manipulating data using SAS, SQL, or Python
- Experience working with large-scale databases, data mining, and data warehousing
- Familiarity with Canadian raw credit bureau data is considered a strong asset
- Advanced skills in Microsoft Excel (e.g., pivot tables, index-match functions) and familiarity with Microsoft Access or other database tools
- Exceptional written and verbal communication skills, with the ability to engage stakeholders across all levels of the organization
**This role is vacant**
WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!
Learn more: https://www.fairstone.ca/en/about/canadian-lender
Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/
If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.
Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type Full time
Job Type Permanent
About Fairstone Bank
At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way.
Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals.
With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast.
In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion.
If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team!
For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers
Top Benefits
About the role
At Fairstone, our culture is built on strong values and leadership principles that define the expectations we have for working together and with our customers. We help Canadians find the right solution to meet their needs with a variety of products and services. Our values and principles guide the actions we take to ensure our customers get the best experience possible.
Be part of our talented and growing team! We are currently looking for a Specialist, Scoring & Modeling , to join our team reporting to the Director, Scoring, Modeling and Originations.
As a Specialist, Scoring & Modeling, you will lead model development initiatives and provide critical support in data preparation, statistical modeling, model implementation, and model monitoring.
"Be a part of our inclusive workplace where diverse perspectives drive innovation and excellence."
WHY JOIN US? BECAUSE WE ARE PROUD TO BE One of Montreal's Top Employers for 2025 for the fifth consecutive year by the editors of Canada's Top 100 Employers .
We Offer
- Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
- Wellness: Tailored well-being solutions available 24/7.
- Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
- Community Support: Paid Volunteer Day to give back to your community.
- Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan
- Development: Access to Fairstone Academy for comprehensive training and skill development.
- Employee discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.
WHAT WILL YOU WORK ON?
- Lead model development projects, with focus on credit risk scorecards, using various modeling techniques including Decision Trees, Logistic Regression and Machine Learning algorithms
- Extract, manipulate, and analyze raw data using mainly SAS to deliver timely, value-added insights for scoring initiatives
- Develop and maintain comprehensive model documentation that adheres to regulatory standards
- Support operational model implementation by liaising with related parties to ensure the models are deployed accurately and promptly
- Develop, maintain, and review model monitoring and validation reports and provide insight into model performance with respect to a given business use case
- Take lead in liaising with external partners such as credit bureaus and modeling consultants, to ensure credit bureau data needs and analytic requirements are met
- Keep abreast of new statistical and machine learning techniques and tools, and industry best practices to predictive modeling
- Provide technical guidance, proactive support, and data-driven recommendations to management from predictive modeling perspective
- Effectively communicate and present key findings to both technical and non-technical internal business stakeholders leveraging visualization tools and techniques
Who Are We Looking For
- Minimum 4 years of hands-on experience in analytics and predictive modeling within the financial services industry, ideally in a Credit Risk Analytics environment
- Bachelor’s or Master’s degree in a quantitative discipline such as Statistics, Economics, Actuarial Science, Engineering, or Mathematics
- Demonstrated understanding of credit risk model development, validation, and monitoring techniques
- Strong knowledge of statistical techniques and concepts (regression, gradient boosting, neural networks, clustering, etc.) with the skill to determine the appropriateness of a technique for a given business problem
- Strong data science capabilities, with proven experience in manipulating data using SAS, SQL, or Python
- Experience working with large-scale databases, data mining, and data warehousing
- Familiarity with Canadian raw credit bureau data is considered a strong asset
- Advanced skills in Microsoft Excel (e.g., pivot tables, index-match functions) and familiarity with Microsoft Access or other database tools
- Exceptional written and verbal communication skills, with the ability to engage stakeholders across all levels of the organization
**This role is vacant**
WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!
Learn more: https://www.fairstone.ca/en/about/canadian-lender
Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/
If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.
Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type Full time
Job Type Permanent
About Fairstone Bank
At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way.
Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals.
With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast.
In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion.
If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team!
For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers