Legal Counsel
Top Benefits
About the role
Who We Are Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.
Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.
Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.
Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank.
Join Fairstone as a Legal Counsel, reporting to the Director, Legal, and be part of our talented and growing team!
About The Role We are looking for a Legal Counsel with experience practicing corporate and commercial law in an in-house legal department or law firm. Reporting to the Director, Legal, you will provide legal expertise and support to Fairstone Financial Inc.. Based in one of our centralized locations in Montreal, Toronto or London Ontario, you will be a key member of a dynamic in-house legal team and have an opportunity to grow and develop the skills required of in-house lawyers by working directly with colleagues to grow the business while ensuring the legal and regulatory risk is mitigated and managed.
Responsibilities
- Providing strategic legal support to, amongst others, the operations, human resources, risk, finance, marketing, product development and corporate development teams;
- Managing of litigation files (customer and employment-related) in conjunction with external counsel;
- Drafting, negotiating and reviewing commercial contracts and related documents to support consumer lending and credit card products, retail point-of-sale financing agreements and real estate leases for retail branches;
- Advising business units on all aspects of federal and provincial consumer lending laws and regulations, including consumer protection.
What We’re Looking For
- Ability to understand the operational and systematic complexity of the company’s products and services to provide practical legal support on new initiatives, products and services.
- Strong interpretation, organizational, and drafting skills.
- Exceptional verbal and written communication skills.
- Analytical capability and judgement as well as strong problem-solving skills and the ability to deal with ambiguity.
- Demonstrated ability to provide ideas, advice and practical solutions relative to legal and regulatory issues.
- Results oriented, efficient, driven and self-motivated with a commitment to excellence.
- Ability to prioritize and manage individual and team workload and competing priorities.
- 1 - 3 years of corporate commercial experience gained from a law firm or in-house legal department, with exposure to the areas of banking, corporate, and/or consumer finance.
- Juris Doctor (JD) or Bachelor of Laws (LLB).
- Licensed to practice law in Canada and a lawyer in good standing with a provincial law society (Ontario or Quebec bar membership preferred), or Member of the Chambre des Notaires du Québec.
- Bilingual (English/French, written and spoken) preferred.
- Experience with privacy and/or technology law is an asset.
- Ability to work independently and as a member of a team in a fast-paced environment with the ability to adapt to change and meet aggressive timelines.
- A positive attitude, a desire to learn, and a willingness to roll up your sleeves to get work done.
What You’ll Love About Working Here
- Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
- Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
- Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
- Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
- Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
- Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
- Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
- On-Site Fitness: Gym access at our London and Montreal offices.
- Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
- Family Support: Parental leave top-up program to help you during life’s big moments.
- Community Impact: One paid volunteer day to give back to causes that matter to you.
- For more information on who we are as an employer click here.
What You Can Expect - Pay & Process
- Expected base salary range is 80,000$ - 95,000$ plus the opportunity to earn an annual incentive bonus tied to performance.
- This posting is for an existing vacancy within our organization.
- Artificial intelligence may be used in parts of the recruitment process.
- All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.
If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process.
Learn more: https://www.fairstone.ca/en/about/canadian-lender
Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/
If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.
Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type Full time
Job Type Permanent
About Fairstone Bank
At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way.
Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals.
With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast.
In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion.
If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team!
For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers
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Legal Counsel
Top Benefits
About the role
Who We Are Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.
Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.
Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.
Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank.
Join Fairstone as a Legal Counsel, reporting to the Director, Legal, and be part of our talented and growing team!
About The Role We are looking for a Legal Counsel with experience practicing corporate and commercial law in an in-house legal department or law firm. Reporting to the Director, Legal, you will provide legal expertise and support to Fairstone Financial Inc.. Based in one of our centralized locations in Montreal, Toronto or London Ontario, you will be a key member of a dynamic in-house legal team and have an opportunity to grow and develop the skills required of in-house lawyers by working directly with colleagues to grow the business while ensuring the legal and regulatory risk is mitigated and managed.
Responsibilities
- Providing strategic legal support to, amongst others, the operations, human resources, risk, finance, marketing, product development and corporate development teams;
- Managing of litigation files (customer and employment-related) in conjunction with external counsel;
- Drafting, negotiating and reviewing commercial contracts and related documents to support consumer lending and credit card products, retail point-of-sale financing agreements and real estate leases for retail branches;
- Advising business units on all aspects of federal and provincial consumer lending laws and regulations, including consumer protection.
What We’re Looking For
- Ability to understand the operational and systematic complexity of the company’s products and services to provide practical legal support on new initiatives, products and services.
- Strong interpretation, organizational, and drafting skills.
- Exceptional verbal and written communication skills.
- Analytical capability and judgement as well as strong problem-solving skills and the ability to deal with ambiguity.
- Demonstrated ability to provide ideas, advice and practical solutions relative to legal and regulatory issues.
- Results oriented, efficient, driven and self-motivated with a commitment to excellence.
- Ability to prioritize and manage individual and team workload and competing priorities.
- 1 - 3 years of corporate commercial experience gained from a law firm or in-house legal department, with exposure to the areas of banking, corporate, and/or consumer finance.
- Juris Doctor (JD) or Bachelor of Laws (LLB).
- Licensed to practice law in Canada and a lawyer in good standing with a provincial law society (Ontario or Quebec bar membership preferred), or Member of the Chambre des Notaires du Québec.
- Bilingual (English/French, written and spoken) preferred.
- Experience with privacy and/or technology law is an asset.
- Ability to work independently and as a member of a team in a fast-paced environment with the ability to adapt to change and meet aggressive timelines.
- A positive attitude, a desire to learn, and a willingness to roll up your sleeves to get work done.
What You’ll Love About Working Here
- Award-Winning Culture: We’re proud to be recognized as a Great Place to Work Canada 2025 and one of Montreal’s Top Employers 2025 by Canada’s Top 100 Employers.
- Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
- Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
- Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
- Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
- Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
- Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
- On-Site Fitness: Gym access at our London and Montreal offices.
- Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
- Family Support: Parental leave top-up program to help you during life’s big moments.
- Community Impact: One paid volunteer day to give back to causes that matter to you.
- For more information on who we are as an employer click here.
What You Can Expect - Pay & Process
- Expected base salary range is 80,000$ - 95,000$ plus the opportunity to earn an annual incentive bonus tied to performance.
- This posting is for an existing vacancy within our organization.
- Artificial intelligence may be used in parts of the recruitment process.
- All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.
If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process.
Learn more: https://www.fairstone.ca/en/about/canadian-lender
Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/
If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.
Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type Full time
Job Type Permanent
About Fairstone Bank
At Fairstone Bank, we do things differently. We’re committed to strengthening how businesses connect with their customers, offering value-driven financial products and services that drive business success and deliver the right customer experience. We do this by building adaptable, innovative financial services, so clients can take full advantage of every opportunity that comes their way.
Fairstone Bank and its subsidiary, Fairstone Financial Inc. (“Fairstone”), form a leading consumer lending group, offering a complement of financial services designed to enhance customer loyalty and deliver confident borrowing experiences. From credit card issuance and program management to point-of-sale financing programs, automobile financing, broker deposits and direct-to-consumer lending, Fairstone Bank and Fairstone provide financial solutions that enable consumers and businesses to achieve their goals.
With a long-established Canadian history, the company is committed to improving the lives of Canadians with value-driven and accessible financial solutions. Fairstone Bank and Fairstone are powered by a diverse workforce located in three corporate offices and in over 240 Fairstone branches coast to coast.
In 2022, Fairstone was proud to receive the Parity Certification by Women in Governance for the third year in a row, and to be nominated for the second year in a row as a Montreal Top Employer. As an organization, Fairstone Bank of Canada is committed to supporting and empowering a workplace focused on diversity, equity and inclusion.
If you’re looking to join a corporate culture built on strong values, with managers who appreciate your contributions and inspire you to do your best every day, join our team!
For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers